Living on a Budget: Groceries $40 for 4
Now that I completed 9 weeks of my No Grocery Shopping challenge I want to share what is next on my agenda as far as grocery shopping is concerned. I would LOVE to live off my pantry and freezer for the entire year, however, it is getting lower and I need to start shopping for some additional items. I learned a lot from the recent challenge and want to keep my family fed while staying within our budget.
Explanation: For the first time ever I am going on a strictly cash system for our groceries. It is my desire to spend no more than $40 per week for my family of 4. I am sticking to just grocery and food related items at this time since I have a separate budget for household, health & beauty. If I find that I still have extra consistently I may decide to roll the other items into this as well. As an additional bonus if I have more than a half of week of “extra” money remaining at the end of the month I want to contribute that money towards my Creative Cash. Although I know I will have days and weeks with hiccups like with any challenge it is my desire to be more accountable with what I have been given. I perceive this budget change to have many benefits over the past systems I have used for example it will allow me the opportunity to buy items on sale but not over do it plus makes me more responsible with the money we have been given, and helps control the spontaneous purchases. Only time will tell how well it works for our family.
Every family is different so you need to decide what is best for your specific family and situation. I am starting this endeavor after several months of thought and prayer regarding our family finances. On a side note I do want to let you know that just because the title says Living on a Budget: Groceries $40 for 4 that does not mean we will never host guests in our home or take a meal to someone in need. Our guests and meal deliveries throughout the month are also included in this budget so the actual number will vary from month to month regarding how many people we feed but for simplicity sake it is Groceries $40 for 4 due to our family size and budgeting.
I hope to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks! As always you are welcomed to join the journey with me. I would love to hear your story and how you are doing too. I hope by taking the extra time to watch my grocery spending it will allow us to feed our family, enjoy life, and yet stay on track with our budget.
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Photo by MoneyBlogNewz
