• Living on a Budget: How to Save on Fresh Meat & Produce

    P1290377c

    There are many ways you can save on groceries.  I have had a lot of people ask me for recommendations for ways to save without using coupons or for stores that typically do not allow coupons.  One of the complaints I have heard a number of times is that they find it hard to locate coupons for items that they purchase regularly like fruits, vegetables, bread, milk, and meat.

    I have three easy and simple ways to help you save on groceries and it doesn’t matter where you shop, you can buy organic or not, and you don’t have to find, cut, or bring coupons to the store either!  Are you ready to start saving?!

    1. Snap by Groupon – I learned about this way of savings on groceries from my friend Ashley at Reflecting on the Simple Things in Life  just this week and have already saved over $3.00 in two grocery store trips.  The money saved was for staple items that we needed in our house like milk, bread, fruit, and vegetables!!!  How it works – Go to the Snap website and sign up or you can download the Snap app for your iPhone or Android device.  You can either look through their current offers or go to the store and check their website or app when you are there or when you get home.  I typically get what I need and then check to see if there are any additional savings for anything I purchased.  Once you have purchased your items “snap” a picture of your receipt, pick the items with savings on the website, and you get cash put into your account. You will get an email immediately confirming that your receipt is being processed and in about 48 hours you get another email confirming that the money is in your account.   After you get at least $20 in your account you get a check!  Based on my experience this week it will not take long to get enough money in the account to get your check.  Even though I have just started using Snap by Groupon it is very similar to a program I have been using for awhile now that works really well which I will share with you next!
    2. Checkout 51 – is one I have been using for awhile now.  I have continued to purchase my normal groceries at all the stores I like to shop at and having been earning extra savings along the way.  It really doesn’t take long at all to accumulate your $20 and the extra money back on items I am already purchasing is always nice!  Right now I have am about halfway to getting my next check.  I noticed that some of the items for both Checkout51 and Snap by Groupon are the same so I get extra money back from both sites on the same item which is makes it even better.  How it works – Go to the Checkout 51 website and sign up or you can download the Checkout 51 app for your iPhone or Android device.  Look at the current offers either before or after you go to the store.  Upload your receipt using Checkout 51’s website or app, select the items you purchased, and you will get money added to your account.  You will first receive an email stating they are processing your receipt and usually within a few minutes to hours the money you earned is credited to your account.  Once your balance reaches $20 you cash out and get a check.  The Checkout 51 deals run from 12:00 am Thursday (in each timezone) until the next Wednesday at 11:59 pm.  This is an easy way to get extra money back on your groceries for items you already purchase no matter what store you go to and you don’t need to have any coupons with you, plus based on my experience it adds up pretty quickly.
    3. Shop the Clearance Racks for meat,produce, dairy, and other items –  When I am in the store I always walk the outer aisle to check out the fresh produce, dairy, meat and more.  A lot of times the stores will mark down perfectly good food that is near expiration date.  Most of the time if you use it within the next few days or freeze the items they are fine.  Make sure you look over the items and if they appear to be in good condition go ahead and try it!

    Example of how I saved using these three methods on my most recent grocery trip to Aldi’s:

    • 2 pomegranates – $0.49 each
    • 1 Muller Greek Yogurt + Blackberry and Raspberry – $0.49 (was marked down on clearance)
    • 1 Acorn Squash – $1.29
    • 1 Loaf of Bread – $0.89 (Received $1.00 back from Snap by Groupon which is more than the price of the bread)
    • 1 pound Sweet Mini Peppers – $2.29
    • 8 Roma Tomatoes – $1.49 total (Received $0.25 back from Checkout 51)
    • 2.43 pounds All Natural Ground Beef Sirloin (90% Lean) – $7.15 (was $11.15 and marked down $4.00 on clearance)
    • 2.09 pounds Bananas – $0.92 (Received $0.25 back from Checkout 51)
    • 2 pounds Carrots – $0.79 (Received $0.25 back from Checkout 51)
    • 3 pounds Gala Apples – $1.98 (Received $0.50 back from Snap by Groupon)
    • 2 pounds Bartlett Pears – $1.58
    • 2 pounds Gold Russet Pears – $1.58
    • 2 pounds Red Grapes – $1.98

    On this shopping trip I spent $23.64 at Aldi’s and saved an additional $7.25 on this specific shopping trip on items already on my shopping list between Snap by Groupon, shopping for items on clearance, and Checkout 51.

    P1290388cHealthy & Easy Way to Wash Produce!

  • Living on a Budget – Groceries $40 for 4

    SaveALot | RiteAid and Walgreens

    I made it through my second week of doing my new cash budget system – Groceries $40 for 4 and I have to be honest with you, it didn’t go well at ALL.  It was a super busy week and I decided at the beginning of the week to totally revamped my menu for this week.  The good news is the menu included a bunch of new healthy recipes, however, since we have been cutting back on our grocery shopping the last few weeks we had to rebuild our fresh fruit and veggie stockpile.  Although I was able to get a lot of great deals on veggies (Thank You Aldi’s) it still added up quickly.  My grocery store shopping this week was spread out and sandwiched in between appointments which made it even more hurried and less organized.   I am still learning how to operate on the cash grocery system (even though I blew it this week).  Hopefully, we can continue trying to utilize the food we already have in our pantry and freezer along with adding in extra fresh fruits and veggies.  I did learn a lot about the mistakes I made this week (hopefully I can refrain from repeating them).  What I learned this week from some of my grocery shopping mistakes:

    • It is important to make the time to go shopping and not try to squeeze it in between appointments (rushing through doesn’t always work well even with a list).
    • Forgetting some of my coupons made a huge difference ( I didn’t have the time or desire to use extra gas to go back for them)
    • Shopping early morning is much better than in the middle of the day (not as many markdown items)
    • Fresh items are more expensive (it is okay to substitute in some frozen ones too).
    • Completely altering your menu once the week has already started causes unnecessary stress
    • There are certain times of day it is not smart to take the whole crew with you to the store (right after school when they are restless and very HUNGRY)
    • It is very difficult sticking to a $40 grocery budget when I had numerous hiccups in my process

    Pictured above is my Walgreens and SaveALot | Rite Aid trip.  Sorry I was not able to get a picture of my Aldi’s and BiLo trips it took everything in me just to put the stuff away (actually, I still have a few cans sitting on the counter still waiting for me to put them in the pantry).   I didn’t separate out my household and grocery items at Aldi or BiLo either so I don’t have the exact totals but to be completely honest I more than double my grocery budget for this week.  Here is what I spent at the two stores pictured above and what we bought:

    • $5.05 at Walgreens for 2 cans of Cashews
    • $19.23 at SaveALot | RiteAid for Milk, Parmesan Grated Cheese, Yogurt, Carrots, Cheese, Mushrooms, Stew Meat, Hamburger Helper

    Life was spread out and busy this week.  My grocery shopping and house shows the ripple effect of it too. It was our second week of the challenge – Groceries $40 for 4 and we more than doubled our grocery budget of $40.   I was disappointed in myself for making so many silly mistakes (and I knew better too) in my rush to pick up groceries and feed the family.  I did get to use some coupons, bought clearance items, and utilized weekly ad discounts to help save us a little extra on our grocery budget even though the savings wasn’t enough.  I really hope to be more organized and do better next week.  We’ll see how I do!

    I hope to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  I hope by taking the extra time to watch my grocery spending it will allow us to feed our family, enjoy life, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Living on a Budget: Groceries $40 for 4

    Groceries from CVS, Walgreens, & RiteAid

    It was my first week of doing my new cash budget system – Groceries $40 for 4.   Although it has been a learning process the week has gone pretty well so far.  Since this my first week am I still testing the water and we continue trying to utilize the food we already have in our pantry and freezer.  Here is my grocery spending for the week:

    • $1.61 at Walgreens for 2 cans of Mandarin Oranges and 1 can of Mushrooms
    • $7.96 at RiteAid for a gallon of Milk, 2 packs of Cheese, 1 container of Sour Cream
    • $3.72 at CVS for a 24 pack of Bottled Water and 2 boxes of Popcorn

     

    Groceries from Ingles and CVS!
    • $1.98 at CVS for another 24 pack of Bottled Water (Jake should be set for a little bit!) & Free Mike-n-Ikes Candy!
    • $10.00 at Ingles for Strawberries, Oranges, Tangerines, Onion, Seafood, and Apples.
    Groceries from Aldi's
    • $14.06 at Aldi’s for Pineapple’s ($0.99 each), Salmon Fillets, 2 Cheese Packages, Cucumber, Bananas, Cheese sticks,  and Celery.

    It was our first week of the challenge – Groceries $40 for 4 and we spent $39.33 so we were very close to going over.  I was disappointed to see RiteAid’s milk spike up this week, but thrilled to get the 24 packs of water for $1.98 as well as some fresh fruit and veggies on sale.  I used some coupons, bought clearance items, and utilized weekly ad discounts to help save us a little extra on our grocery budget.  Since it was my first week I was testing the water and hope to do better next week now that we have replenished our fruit and veggie drawers.  We’ll see how I do!

    I hope to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  I hope by taking the extra time to watch my grocery spending it will allow us to feed our family, enjoy life, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • A Date with My Princess

    Recently I had the privilege to go on a date night with my princess, Brina.  She wanted to do something a princess would do on our night out together.  It was “Dine Out For Mom” night where a portion of the proceeds goes to a great cause so we decided to eat out.  Brina chose to eat at the “ABC” restaurant (aka Atlanta Bread Company).  We split a Chicken Salad Sandwich meal and tea for about $7.  She decided to wait to eat the chips later in case we wanted a snack (smile).  I love seeing her think and plan ahead even at age 5.  We talked about our days and giggled together over our sandwich and sweet tea.

    After supper we had a few minutes in between events so we headed over to Aldi’s.  For those who have never shopped at Aldi’s it is a small discount grocery store.  We often get our staple groceries and fresh produce at Aldi’s.   If there is one in your area I recommend at least checking it out.  Brina picked out a beautiful bouquet of flowers for $3.99 to take with her on our date night.  She was excited to have the princess flowers and proudly carried them everywhere we went that night.  I am thrilled the flowers survived the evening despite being carried, squished, dropped, and well loved.

    After getting her flower treasure at Aldi’s we headed over to Virginia College to get her first pedicure.  Virginia College is a local college that has a Cosmetology School where you can get pedicures, manicures, massages, and your hair done for a great price.  Brina proudly carried in her flower bouquet and announced to anyone that listened that she was on a Date Night with her Mom!  Glad she gets excited about spending time with me, hopefully these precious memories continue as she gets older.  Brina received her first pedicure complete with a foot soak, foot massage, and candy while sitting in a massage chair.  She smiled like a princess the whole time.

    We made a quick trip by Goodwill on our way home to pick up a black shirt for her “cat” costume.  She picked out a little car toy for Karlie and a baby doll dress for one of her babies.  On the way home we were discussing our date night and she said “Mom, I LOVE my flowers! (pause) The flowers make me feel like the lady wearing the pretty white dress (bride) at a wedding.”  I smiled because she did feel like a beautiful princess that night.  Although the getting married part better not be in her near future since she is only 5!

    When we arrived home Daddy and Karlie were finishing up their Apollo 13 movie.  We discussed the exciting adventures and fun everyone had before bath time and bed.  It was a true joy having this fun and relaxing time with my precious princess.  I am thankful for the time we get together to create memories, talk, and laugh.  Life is too short so make sure you fit in time to have fun and enjoy the blessings you are given.  We had a blast spending time together without spending a lot of money.  Giving time and attention to my girls is more important than all the gifts in the world.

    My husband and I started taking our girls out on dates after one of them was in the hospital for surgery and we realized at that time they had never been a part for more than a few minutes.  Our girls are twins with very different personalities; we love them both and want to encourage them to grow up to be the people God wants them to be.  One is into babies, princesses, and animals while the other one is into rockets, planets, space, and sharks.   Having a date night set aside one night a month is something the girls look forward to and it gives us time to focus our attention on each child.  We are thankful for the children God has given us and look forward to seeing them grow.  A date night out with your child doesn’t have to be fancy or expensive the important thing is that you spend time one on one to listen and love them.  Creating one special memory after another together.