Living on a Budget: Creative Cash (July Update)
July is my sixth month tracking my Creative Cash. What is Creative Cash? Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal. I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others. The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already. I have tested this goal over the last couple months as I am challenging myself to make my life more simplified. I plan to continue this goal for the remaining months of the year. Despite the many financial obstacles that we have faced as a family we have been blessed with so much. We believe it is important to be accountable with our finances and give to others.Explanation: The creative cash will be made throughout the entire month through various endeavors. As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split. It is my goal to make at least $100 extra a month to help with our goals as well as share with others. At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.
To be honest July was not a great month, our family was extremely active in many other areas. I have only been home one weekend the past couple of months so it has been difficult squeezing in the extra activities to generate the creative cash. I am thankful that we have had the opportunity to travel together as a family and create many great new memories, however, the creative cash has been effected by it. I anticipate August being another busy month but hopefully once the girls get back in school life will once again return our new “normal” and I can come closer to meeting this goal. Thankfully I was able to save some extra cash even though I did not reach my my goal of $100. I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:
- $18.98 – Other miscellaneous amounts earned (rebates, returns, cash back, extra money, etc…) that was added to my stash for the month. Most of the cash this month was from rebate checks I received from prior purchases.
It was a harder month to set the extra aside because it was very busy and I was not able to participate in as many extra creative cash activities. The good news is despite the crazy schedule I was able to get a few dollars of creative cash. July’s “Creative Cash” total was $18.98 which means $9.49 extra that goes towards our current goal (paying down debt) and $9.49 goes towards charity. I didn’t hit my $100 goal this month. It has been really busy with school being out and traveling with the family. I am happy that I was able to something this month and every little bit helps us get a little closer to our goals as well as helps others along the way. I have plan of action on ways to earn creative cash in August so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others. Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in July. I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.
I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us. I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well. Obviously, each situation and family is unique so decide what works for you and go for it! Do you know of another way to earn creative cash? I would love to hear your idea!
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Photo by StopNLook
Living on a Budget: Creative Cash (June Update)
June is my fifth month tracking my Creative Cash. What is Creative Cash? Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal. I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others. The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already. I have tested this goal over the last couple months as I am challenging myself to make my life more simplified. I plan to continue this goal for the remaining months of the year. Despite the many financial obstacles that we have faced as a family we have been blessed with so much. We believe it is important to be accountable with our finances and give to others.Explanation: The creative cash will be made throughout the entire month through various endeavors. As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split. It is my goal to make at least $100 extra a month to help with our goals as well as share with others. At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.
June was a good month even though it was extremely active in many other areas of my life. Thankfully I was able to save some extra cash however, I did not reach my my goal of $100. I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:
- $15.59 – Items sold on Ebay (after fees): The all the items sold were coupons. I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
- $20.00 – Cash from house and dog sitting
- $10.00 – Rebate for Scotts Osmocote Plant Fertilizer
- $ 5.49 – Other miscellaneous amounts earned (rebates, returns, cash back, extra money, etc…) that was added to my stash for the month.
It was a harder month to set the extra aside because it was very busy and I was not able to participate in as many extra creative cash activities. June’s “Creative Cash” total was $51.08 which means $25.54 extra that goes towards our current goal (paying down debt) and $25.54 goes towards charity. I didn’t hit my $100 goal this month. It has been really busy with school being out and traveling with the family. I am happy that I was able to get at least halfway to the goal and every little bit helps us get a little closer to our goals as well as helps others along the way. I have plan of action on ways to earn creative cash in July so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others. Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in June. I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.
I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us. I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well. Obviously, each situation and family is unique so decide what works for you and go for it! Do you know of another way to earn creative cash? I would love to hear your idea!
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Photo by StopNLook
Living on a Budget: Creative Cash (May Update)
May is my fourth month tracking my Creative Cash. What is Creative Cash? Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal. I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others. The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already. I have tested this goal over the last couple months as I am challenging myself to make my life more simplified. I plan to continue this goal for the remaining months of the year. Despite the many financial obstacles that we have faced as a family we have been blessed with so much. We believe it is important to be accountable with our finances and give to others.Explanation: The creative cash will be made throughout the entire month through various endeavors. As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split. It is my goal to make at least $100 extra a month to help with our goals as well as share with others. At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.
May was a good month even though it was extremely active in many other areas of my life. Thankfully I was able to save some extra cash however, I did not reach my my goal of $100. I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:
- $23.11 – Items sold on Ebay (after fees): The all the items sold were coupons. I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
- $9.51 – A portion of the proceeds from the Upstate Women’s & Home Consignment Sale
- $29.50– A portion of the proceeds from the Taylors & Friends Consignment Store.
- $14.90 – Other miscellaneous amounts earned (rebates, returns, cash back, extra money, etc…) that was added to my stash for the month.
It was a harder month to set the extra aside because it was very busy and I was not able to participate in as many extra creative cash activities. May’s “Creative Cash” total was $77.02 which means $38.51 extra that goes towards our current goal (paying down debt) and $38.51 goes towards charity. May was the first month I didn’t hit my $100 goal but I am happy that I was able to get close to the goal and every little bit helps us get a little closer to our goals as well as helps others along the way. I have plan of action on ways to earn creative cash in June so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others. Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in May. I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.
I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us. I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well. Obviously, each situation and family is unique so decide what works for you and go for it! Do you know of another way to earn creative cash? I would love to hear your idea!
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Photo by StopNLook
Living on a Budget: Creative Cash (April Update)
April is my third month tracking my Creative Cash. What is Creative Cash? Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal. I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others. The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already. I have tested this goal over the last couple months as I am challenging myself to make my life more simplified. I plan to continue this goal for the remaining months of the year. Despite the many financial obstacles that we have faced as a family we have been blessed with so much. We believe it is important to be accountable with our finances and give to others.Explanation: The creative cash will be made throughout the entire month through various endeavors. As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split. It is my goal to make at least $100 extra a month to help with our goals as well as share with others. At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.
April was a great month even though I was out of town for half the month. Thankfully we started the month strong and I was able to go over my goal of $100. I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:
- $23.11 – Items sold on Ebay (after fees): The all the items sold were coupons. I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
- $64.70 – A portion of the proceeds from our family garage sale the first weekend in April.
- $26.20 – A portion of the proceeds from the Upstate Kids Consignment Sale
- $28.85 – A portion of the proceeds from the Mothers of Multiples Club Consignment Sale.
- $3.87 – Bag of Aluminum cans taken to the Recycling Place.
- $18.99 – Other miscellaneous amounts earned (3 rebates, returns, cash back, extra money, etc…) that was added to my stash for the month.
April’s “Creative Cash” total was $165.72 which means $82.86 extra that goes towards our current goal (paying down debt) and $82.86 goes towards charity. It was exciting to go above the $100 goal again and to know it helps us get a little closer to our goals as well as helps others along the way. I have plan of action on ways to earn creative cash in May so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others. Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in April. I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.
I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us. I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well. Obviously, each situation and family is unique so decide what works for you and go for it! Do you know of another way to earn creative cash? I would love to hear your idea!
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Photo by StopNLook
Living on a Budget: Creative Cash (March Update)
Last month I began a monthly challenge called Creative Cash. Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal. I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others. The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already. I have tested this goal over the last couple months as I am challenging myself to make my life more simplified. I plan to continue this goal for the remaining months of the year. Despite the many financial obstacles that we have faced as a family we have been blessed with so much. We believe it is important to be accountable with our finances and give to others.Explanation: The creative cash will be made throughout the entire month through various endeavors. As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split. It is my goal to make at least $100 extra a month to help with our goals as well as share with others. At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.
March was a great month and I was able to go over my goal of $100 (although not quite as good as my February Creative Cash since I didn’t have a bunch of coupons saved up). I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:
- $85.92 – Items sold on Ebay: The majority of items sold were coupons (I did sell a small office supply that I received free after rebate for about $8 of the amount sold). I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
- $30.00 – Items sold on Craigslist: I sold lawn care items/tools that we were no longer using. We had really good luck on Craigslist again this month, it can be hit and miss on Craigslist depending on the week and what people are looking for on the site.
- $6.40 – Other miscellaneous amounts earned (a rebate, return, cash back, extra money, etc…) that was added to my stash for the month.
March’s “Creative Cash” total was $122.32 which means $61.16 extra that goes towards our current goal, paying down debt and $61.16 goes towards charity. It was exciting to go above the $100 goal again and to know it helps us get a little closer to our goals as well as helps others along the way. I have plan of action on ways to earn creative cash in April so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others. Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in March. I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.
I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us. I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well. Obviously, each situation and family is unique so decide what works for you and go for it! Do you know of another way to earn creative cash? I would love to hear your idea!
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Photo by StopNLook
Living on a Budget: Groceries $40 for 4
Now that I completed 9 weeks of my No Grocery Shopping challenge I want to share what is next on my agenda as far as grocery shopping is concerned. I would LOVE to live off my pantry and freezer for the entire year, however, it is getting lower and I need to start shopping for some additional items. I learned a lot from the recent challenge and want to keep my family fed while staying within our budget.Explanation: For the first time ever I am going on a strictly cash system for our groceries. It is my desire to spend no more than $40 per week for my family of 4. I am sticking to just grocery and food related items at this time since I have a separate budget for household, health & beauty. If I find that I still have extra consistently I may decide to roll the other items into this as well. As an additional bonus if I have more than a half of week of “extra” money remaining at the end of the month I want to contribute that money towards my Creative Cash. Although I know I will have days and weeks with hiccups like with any challenge it is my desire to be more accountable with what I have been given. I perceive this budget change to have many benefits over the past systems I have used for example it will allow me the opportunity to buy items on sale but not over do it plus makes me more responsible with the money we have been given, and helps control the spontaneous purchases. Only time will tell how well it works for our family.
Every family is different so you need to decide what is best for your specific family and situation. I am starting this endeavor after several months of thought and prayer regarding our family finances. On a side note I do want to let you know that just because the title says Living on a Budget: Groceries $40 for 4 that does not mean we will never host guests in our home or take a meal to someone in need. Our guests and meal deliveries throughout the month are also included in this budget so the actual number will vary from month to month regarding how many people we feed but for simplicity sake it is Groceries $40 for 4 due to our family size and budgeting.
I hope to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks! As always you are welcomed to join the journey with me. I would love to hear your story and how you are doing too. I hope by taking the extra time to watch my grocery spending it will allow us to feed our family, enjoy life, and yet stay on track with our budget.
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Photo by MoneyBlogNewz
Living on a Budget: Creative Cash
Although I am working part time, a stay at home Mom, and wear many other hats from day to day it is important that I am finding ways not only to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses. The extra amount I bring in on top of the work items is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already. I have tested this goal over the last couple months as I am challenging myself as I make my life more simplified. I plan to continue this goal for the remaining months of the year. Despite the many financial obstacles that we have faced as a family we have been blessed with so much. We believe it is important to honor God with our finances and give to others.Explanation: The creative cash will be made throughout the entire month through various endeavors. As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split. It is my goal to make at least $100 extra a month to help with our goals as well as share with others. At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.
February was a wonderful month and we were able to accumulate more than anticipated. I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:
- $196.88 – Items sold on Ebay: The majority of items sold were coupons (only 2 toys were sold and they counted for less than $15 of the total amount made). I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash. I had been saving up several to sell so February was a good month with Ebay. You can check Ebay to see what is the best way to sell them and if it is worth your time to do it. I have sold anything from lots of grocery coupons to baby coupons to store coupons and more. Hint – Baby Formula checks / coupons sell really well on Ebay especially if you will not be using them. Also, Bed Bath & Beyond coupons never expire and sell really well in lots plus you can add the Linens n’ Things coupons to the lot or use them in the stores.
- $21.24 – Recycled Goods: we took several items to our local recycle location this month. It was the biggest recycling month we’ve had because we had a broken dishwasher, a couple scrap metal pieces such as heat vent and an old sewing machine, plus several months worth of regular cans (the price was $255.00 / NT) and aluminum cans ($0.66 / LB). Our trash company doesn’t pick up recycled goods for us so we decided to do it as a family on our own and as an added perk we get a little extra in return. Especially if you are already recycling try finding a place in your area that takes recycled goods near you. I went to CRC Scrap Recycling since I was already going to be working in that area.
- $120.00 – Items sold on Craigslist: we had a few bigger items that we were no longer using that we sold. We had really great luck on Craigslist this month, it can be hit and miss on Craigslist depending on the week and what people are looking for on the site.
- $37.89 – Ebates cash – we ordered just a few items online and received this rebate. If you are already ordering items online you should check out Ebates. They give you extra cash back on many online purchases and any additional savings on items we are already purchasing is a bonus.
- $15.38 – Other miscellaneous amounts earned (a rebate, return, and extra money) that was added to my stash for the month of February.
February’s “Creative Cash” total was $391.39 which means $195.69 extra that goes towards our current goal, paying down debt and $195.70 goes towards charity. It was exciting to surge past the $100 goal and to know it helps us get a little closer to our goals as well as helps others along the way. I have plan of action on ways to earn creative cash in March so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others. Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in February. I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.
I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us. I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well. Obviously, each situation and family is unique so decide what works for you and go for it! If you know of another way to earn creative cash I would love to hear it!
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Photo by StopNLook
