• Living on a Budget: Groceries $40 for 4

    RiteAid and Walgreens
    It was my third week of doing my new cash budget system – Groceries $40 for 4.   Although it has been a learning process the last two weeks this one has gone pretty well so far.  I have to admit, honestly, this week we stocked up on some good deals on special treats and items for road trips for the family.  It is always a learning and growing progress for our family.  We are continuing to utilize the food we already have in our pantry and freezer.  Here is my grocery spending for the week:
    • $2.29 at Walgreens for 3 boxes of Sugar Free Jello Pudding and 1 M&M Cookie (see picture below)
    • $9.99 at RiteAid for a 3 Mountain Dew ThrowBack (12 packs) and 1 free Diet Pepsi (12 pack). Jake really likes the Mountain Dew Throwback and recently I have been having a hard time finding it even on the shelves so we stocked up this week.
    Mommy was a softy since the girls were home from school on Monday and helping me run errands. I bought the girls a giant M&M Sugar Cookie that was on sale for 50 cents. Brina and Karlie were more than happy to share the monster cookie! =)

    It was great having my two little helpers along for a ZoobaLoobaDoo errand!   The errands were not quite as “efficient” but they did help and were super good during the trip!

    SaveALot | RiteAid and BiLo

    Groceries from SaveALot | RiteAid and BiLo:

    • $8.14 at SaveALot | RiteAid for 2 gallons of Milk, Popcorn, and Sugar Free Candy
    • $5.54 at BiLo for 2 packs Eggs (Dozen each), Gatorade Orange, Gatorade Fruit Punch, and Fresh Cabbage.
    RiteAid, Dollar Tree, and Winslett

     

    Groceries from RiteAid, Dollar Tree, and Winslett:

    • $7.99 at RiteAid for 3 (12 packs) Mountain Dew Throwback and 1 free (12 Pack) of Diet Pepsi (We are not Diet Pepsi drinkers, but since it was a free item we have reallocated it to someone who does!  I wouldn’t have done this deal again but  I had 2 – $1 off coupons for Pepsi products so the packs were less than $2 each).  Jake should be set for quite awhile after this week’s stocking up on the Mountain Dew throwback!!!
    • $3.03 at Dollar Tree for 3 bags of Sugar Free candy
    • $2.00 at Winslett’s Produce (a family store with fresh produce)  for 2 bags of Gluten Free White Cake Mix (we have several friends with Gluten allergies so this comes in handy for hosting and sharing)!  The bags were marked down to $0.99 from $4 each!!!

    It was our third week of the challenge – Groceries $40 for 4 and we spent $38.98 so we were close to going over again, but thankfully we did better this week .  I was able to stock up on some items for my man this week; Mountain Dew Throwback, Gatorade packs, and Sunflower seeds are perfect for traveling!  Do you think I missed him a little bit while he was gone on a work trip, ha!?    I am still trying to work out all the details of how to make the budget most effective for our family and I think some weeks will be easier than others.  I used some coupons, bought clearance items, and utilized weekly ad discounts to help save us a little extra on our grocery budget.  I hope to do better next week now that we have replenished Jake’s drinks!  We’ll see how I do!

    I hope to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Family Recipe: Green Bean Tator Tot Casserole

    My Mom is a great cook and this is one of the recipes I remember her making when I was a kid.  It is a great mix of flavors and the perfect casserole to take to someone for a meal or if you want to make two and freeze one for a busy day later that month.  One thing I really love about this meal is that you can use what you have on hand in your pantry or freezer (you don’t have to buy a “special” type of green beans, hashbrowns, or cheese) to make it tasty!

    Green Bean Casserole

    • 2 lbs Hamburger, browned
    • 1 can Mushrooms (optional)
    • 1 pkg Shredded Cheese (Mozzarella or Cheddar or Mix)
    • 2 to 3 cans Cream of Mushroom Soup
    • 1 pkg frozen Hashbrowns or Tator Tots
    • 3 cans Green Beans (any style)

    Brown the hamburger then add the mushroom soup and canned mushrooms.  Stir and place on the bottom of a casserole dish.  Then layer the green beans on top of the meat mixture.  Spread the hashbrowns over the top of the green beans.  Sprinkle shredded cheese over the hashbrowns.  Bake at 350 degrees for 45 minutes to an hour.  Until cheese is golden.

  • Academy Sports & Outdoors: Clearance Sale – 88¢ (Over 700 Items)

    Academy Sports & Outdoors is having an online clearance sale!

    Over 700 items are priced at $0.88 each plus clearance on over 2000 other items.  If you are looking to get a birthday gift or stock up on outdoor clothes or items this is a great time to do it.  Click on their “Clearance” tab and sort by price “low to high” to see all the clearance items.  The shipping rates are a little high but if you are ordering a handful of items at $0.88 each it will offset the delivery charges.
    Limited supplies so stock up while you can!
  • Pampers Gifts to Grow – 10 Free Points

    Receive 10 free points from Pampers with the a new Gifts to Grow code!

    This code is different from the previous codes I have given.

    Use Code:  FollowPampers10

    You can save up the rewards to purchase gifts!

    For more information about the Pampers Gift to Grow Program and how you can start earning Pampers “Gifts to Grow” Rewards for your family go to Pampers Gifts to Grow!

  • Staples: Spent $2.72 and Got $4.99 Back!

    This week Staples had a couple great deals.  I was happy to get a pack of paper this week for free with a rebate and a $1 coupon.  The last few months we had been turning in any used toners and receiving $2 to $3 per toner to use on a future Staples purchase so I used one of the Reward Checks today for this shopping excursion since we needed to restock our label tape and paper.  The Learning Boards were a great price and I plan to stick them in the girls backpack when we travel in April.   I was able to get a handful of items for $2.72 and received $4.99 Rebates.

    • 1 – Hewlett Packard 8.5″ x 11″ Multipurpose Bright Paper (500 sheets) – $5.99
    • 2 – Dry Erase Learning Boards – $1.00 each
    • 1 – Brother P-Touch Label Tape (Black & White) – $11.99
    • 2 – Zanny Bandz Glow In Dark (24 Count) – $1.00 each
    • 1 – Up Up Away Recognition Certificates – $1.00

    The total was over $24 with tax before using coupons.  Here are the coupons I used on the items.

    • Used $1.00 Hewlett Packard printable Manufacturer Coupon
    • Used $20.00 Staples Rewards Cash for turning in Toners ( learn more about their toner recycling program, how you can participate and save on future Staples purchases)

    I received $4.99 Staples Rebate:

    • $4.99 Staples Rebate for Hewlett Packard Paper

    Sign up for a Staples Reward card at your local store and get money back from items you purchase.  Staples will offer bonus rewards on a variety of items when you use your Rewards Card.  As you can see from my shopping trip today you don’t have to purchase a lot to save money when shopping at Staples.  Plus you can help the environment by recycling your toner and you receive extra cash towards your next purchase.

    For those of you who shop regularly at Staples please share how you were able to save this week!  Although the weekly ad sales are similar every family and situation is different so you may have found items better suited to your household.  In your comment please feel free to share a link to your blog article showing us how you were able to save shopping at Staples.

  • Twice as Fun: A Visit From The Tooth Fairy

    My little Karlie is growing up!

    Karlie recently lost her first baby tooth which was an exciting day for the whole family.  It marked a new stage in her life which means my baby is growing up!  Although our girls know the “tooth fairy” really doesn’t exist it is fun to celebrate a new milestone in the lives of our kids.

    Brina was excited for Karlie too and shared in the celebrations but is now ready for her baby teeth to start falling out as well.  That is one hard part about having two at the same age, they are excited for each other but are ready for their turn too.  Each of us is made uniquely so we let Brina know she will have a chance to celebrate too when her big teeth come through.  I told her teeth will come in when it is perfect for her.  Those who know me realize that I have been dreading this stage of Motherhood because I just don’t like wiggly teeth.  I have to say it is amazing how much you can actually handle once you are going through it with your child.

    Here are some pictures from Karlie’s First Tooth Fairy Celebration:

     

    Karlie's Dollar from the "Tooth Fairy" for losing her first tooth!

    We put $1 Dollar in a butterfly Ziploc bag for Karlie losing her first tooth!  She was super excited to see cash under her pillow the next morning.  Karlie was up before the sun came up because she was so excited about losing her first tooth!

    A Special Note from the Tooth Fairy

    The front side of her present had a note from the Tooth Fairy that said – “Congratulations Karlie on getting your 1st big girl tooth!  Love, Tooth Fairy”   She thought it was super silly especially the “eyes” on the word tooth!

    A Note from the Tooth Fairy to Karlie!

    On the back side of her gift there was another note from the Tooth Fairy – “Karlie, Congratulations on losing your 1st baby tooth!  You are growing up to be a beautiful girl! Love, The Tooth Fairy”  Karlie thought it was great getting two special notes from the Tooth Fairy!

     

    Karlie's Tooth Fairy goodies - $1 Dollar and 1 Book!

    Karlie was super excited to find her treasure under her pillow the next morning.  I picked out shiny “star” wrapping paper for Karlie because she enjoys rockets, planets, and science.  She even kept the paper for several days after opening the gift!

     

    Karlie showing off her new book from the "Tooth Fairy"!

    Karlie was super excited to get a new book!  Both girls love horses so they had fun reading this book together several times over the last few days.

     

    Karlie's baby tooth in a little treasure chest!

    The dentist gave the Karlie a cute little yellow treasure chest to put her baby tooth in.  She was super excited about the mini treasure chest!

    It was a lot of fun celebrating the loss of Karlie’s first baby tooth.  Karlie knows that there is no such thing as “The Tooth Fairy” even though we call it the Tooth Fairy.  She was thrilled to get something special either way even if Mom and Dad are the Tooth Fairy.  As parents we feel like it is okay to celebrate the monumental moments with your kids, however, we chose let them know if something that we celebrate such as the “Tooth Fairy” is really imaginary.  We don’t want our kids growing up thinking we lied to them about something that isn’t even real.  Every family has to make a decision about what is best for their family.

    Please share with us your ideas on what you do to celebrate your children losing their teeth and what the “Tooth Fairy” brings for special goodies!

    Twice as Fun is a series on raising Twins and all the joy that comes with it.  We have been richly blessed to have twin daughters in our lives and want to share with you our thoughts, challenges, wisdom and love for raising multiples.  Our girls have different interests and hobbies but they both know how to add excitement to our lives and make us chuckle.

  • Heart Reflections: Road Blocks

    A tree across the road on my way to the girls school!

    As I was zipping along on the way to the girls school recently I came to a quick halt!  There laying across the entire road was a huge tree.  Thankfully I noticed it in time to stop.  My first thought was this is strange…..glad I wasn’t driving by when it decided to fall since we take that road every day for school.  My next thought was…….did someone cut it down but there literally was no one in sight and the tree roots were uprooted.  The dilemma was I had to deliver goodies to the girls class in a matter of minutes, however, I had a road block.  How was I going to get to their school (my options):

    • Move it out of the road (I didn’t have a chainsaw or strength to do it by myself)
    • There were no driveways behind me so I would have to back up the windy road about 1/2 mile, plus risk someone else coming down the road and us crashing
    • Turn around in the road with narrow shoulders and risk someone coming around the bend and hitting me.
    • Go around it (It had rained the day before and the tree covered the whole road, which doesn’t have a shoulder either)

    What did I do? Surveyed the probability of going around the tree since the ditch wasn’t too deep or wet in that spot and braved it.  I made it through, thankfully, otherwise Jake would have gotten another “help” call from me!   The car on the other side of the tree had the same dilemma as I did but they decided to back up and turn around instead.  I made it almost to the end of the road when I noticed a cop car heading the direction towards the tree I rolled down my window and waved to get his attention but he just flew on by me without hesitation.  I figured he would realize why I was waving in matter of minutes.  When I arrived at school I was able to let them know and they immediately called the bus barn to have them redirect the bus routes so they could get the kids home.

    This event happened a couple weeks ago but has stuck in my head for several reasons.  We often face road blocks in life.  Even though the situation may catch you off guard or seem impossible to get past we all have to make a decision about what we are going to do about the various road blocks that appear.  Are there areas in your life with road blocks?  Here are some areas I have had road blocks pop up in my life (thankfully they haven’t come at once but sometimes I have to work on multiple ones at the same time):

    • Health
    • Financial
    • Family
    • Work
    • Spiritual
    • And More

    I think the reason why this road block has stuck in my mind is I have come to the realization that there are several areas in my life and heart that I need to change.  Taking time to change any area of my life takes time, energy and consistency.  I want God to work in my life from the inside out.  If I have walls put up around my heart how am I going to be an effective testimony for Him?  If I don’t take the time to spend with Him how is He going to work in my life and in the lives of those people I touch.  The choices I make today have a ripple effect on the people around me (family, friend, acquaintances, etc…)  One other area that has come to my attention is my health.  Growing up I didn’t have a routine exercise schedule because I got plenty on the farm and I never had to go on any diets but recently with my energy dropping I realized that I need to eat better and move more.  The lack of energy is blocking me from doing more of the things I enjoy in my life.  Another area I have been working on is making our family budget a priority. Thankfully my husband has always been very supportive because it really works better if both spouses are on board with it.

    What will you do about the road blocks in your life? Will you allow yourself to discover ways to eat healthier and exercise?  Will you get together with your spouse and work out a budget?  Will you allow God to reveal your true heart so you can serve Him better? There are many areas in our lives that need cultivated.  Every person is different.  Examine your life and the areas you need to step up and go to bat for.  Every day we have the opportunity to make choices in each area of our lives.  Some days I do better than others while other days I seem to encounter one road block after another.  The important part is that you pick yourself back up, dust off, refocus, and remember that you can get past this little bump in the road.

    How will you react to a friends warning? Sometimes it takes another person tapping you on the shoulder you to get your attention.  You could be the like the cop in the story above that just flew on by and ignored me as I tried to wave him down to warn him about the danger ahead. OR You could be like the secretary at the girls school who immediately called the bus barn to alert them of the road block in their routes so they can correct their route before hitting a road block.  It is important to have close family and friends in your life that are kind enough to speak graciously with you if they see an area in your life where you are struggling.  Those same people can also provide a lot of accountability, prayer, and encouragement as you journey through that road block.

    It is amazing how much that tree across the road captivated my attention!  Even though it was an inconvenience at the time I am thankful for a very visual representation of a road block because it has stuck in my mind.  Take the time this week to identify and start removing the road blocks in your life so you can focus more on those areas that really are important to you.

    “Heart Reflections” is a series of thoughts and encouragement that come directly from my heart.  Life has a way of throwing us extra challenges and when our focus is pulled away from what is truly important we tend to feel the pressure of stress in our lives.  This series is created to remind us that we are part of something so much bigger than ourselves.  We don’t have to face the pressure of life on our own.  We can trust that our prayers are being heard.  He alone knows what’s best for us and gives us the appropriate strength to get through each day as it is set before us.

  • Save A Lot: Deals for the week of March 23 – 29, 2011

    The Save A Lot deals are listed below for your convenience.   Sign up for the Smart Shopper Club, by doing so you will get a $5.00 off of $25.00 coupon!

    Meats and Seafood

    Fresh Whole Chicken– $0.79 lb

    Oscar Mayer Hot Dogs (16 oz) – $0.99

    Schooner Fish Fillets (12 oz) – $1.99

    Pick 5 for $19.99 promo on going: Pick any 5 specially marked packages of your favorite cuts of fresh, frozen or smoked meats and pay just $19.99 (about $2 per pound).

    Fridge and Freezer

    Hot Pocket Singles – $0.79

    Banquet Fruit or Pot Pies – $0.50
    Use $0.40/2 coupon found on packages (Expires 5/31/12)
    $0.30 each after coupon

    Fisher Boy Fish Sticks – $0.99
    Use $0.75/1 printable coupon from Fisher Boy
    $0.24 each after coupon

    Fairgrounds Bologna – $0.99

    Frisby’s Shoestring Fries – $0.99

    Imperial Spread Quarters – $0.65

    Coburn Farms Lowfat or Light Yogurt – $0.50

    Household

    Pert Bath Tissue – $0.89

    Wrightware Foam Plates (40 count) – $0.99

    Axis Bleach – $0.99

    Angel Fresh Fabric Softener Sheets (40 count) – $0.99

    Being Well Body 2 in 1 Shampoo & Conditioner – $.199

    Produce

    Fresh Green Cabbage – $0.39 per lb

    Fresh Express Salad Mix (12 oz) – $0.99

    Carrots (2 lbs) – $0.99

    Grocery

    Tuna Skillet Masters – $0.79

    StarKist Chunk Light Tuna – $0.50

    Prego Spaghetti Sauce (24 oz) $1.50
    Use $0.35/2 coupon from insert 1/2 Smart Source (Expires 3/31/11)
    $1.33 each after coupon

    Kaskey’s Chicken Noodle Soup – $0.53

    J. Higg’s Crackers – $0.89

    Kurtz Yellow Mustard – $0.69

    Kurtz Hot Sauce – $0.99

    Krutz Ketchup – $0.89

    Portemann’s Salad Dressing – $1.25

    Potatoes on the Side Scallop or AuGratin – $0.99

    Mantia’s Pizza Crust Mix – $0.49

    Mantia’s Pizza Sauce – $0.99

    Mantia’s Grated Parmesan Cheese – $2.55

    Tangy Original Sunny D – $0.99
    Use $0.25/1 coupon from insert 1/16 Smart Source (Expires 4/30/11)
    $0.74 each after coupon

    Sundia Fruit Cups – $0.89

    Libby’s Pineapple – $0.99

    Gourmet Select Oven Baked Onion Rings – $0.99

    Jones Potato Sticks – $0.99

    Cactus Joe’s Hot Fries or Dipping Chips – $0.99

    Cheese Curls Cheese Balls – $1.29

    Mike Sell’s Kettle Chips – $1.79

    Vinter’s Multipack Chips (16 count) – $3.99

    So Cheezy Shells & Cheddar or Deluxe Mac & Cheese – $1.00

    Del Pino’s Beef or Mini Beef Ravioli – $1.50

    Remember you can use the $5/$25 printable coupon to sweeten these deals!  Plus you can earn up to 5 additional $5 off $25 coupons for sharing the coupon with your friends.

    For more information about Save A Lot’s coupon policies go here.  If you find additional deals or savings please let me know and I will add them to the list.

  • Family Celebrations: Happy Birthday Skipper!

    Best Buddies - A Girl and Her Dog (Brina and Skipper)

    The fifth member of our family is full of energy, a loyal friend, loves to play outside and adds a lot of laughter to our family…….Skipper!  She is our sweet black lab who the girls absolutely adore!  Our little Puddle Skipper Hayes was born on March 14, 2010 and she had fun celebrating her 1st birthday with us!  It was a busy day full of a lot of activities but ended it with a little celebration for our furry family member.  The girls were so excited to celebrate Skipper’s birthday.

    Here are a few pictures from our fun together!

     

    Brina and Karlie wrapping Skipper's birthday gifts!

    The girls wrapped Skipper’s gifts in newspaper and A LOT of tape!  They even had tape on the floor when they were done (you can see a pile in between them on the carpet).  They were so excited and had a blast doing the wrapping for their furry sister!

     

    Skipper's Special Birthday Meal!

    The girls thought it was hilarious putting Skipper’s candle in her special meal.  They thought it was funny she would rather have a special birthday meal with “bacon” then a birthday cake.  The girls were worried that Skipper was going to burn her nose so she barely got close to the bowl until the candle was blown out, glad they were looking out for her.  It was great watching them trying to keep her away from the candle while we sang Happy Birthday!

     

    Skipper eating her birthday treat!

    The best puppy birthday meal you can ask for – Meaty and Moist, simply delicious!  Plus she got to eat her special birthday treat all by herself (no one was wanting to share it with her).

     

    The unwrapping part of the birthday celebrations was exciting and confusing for Skipper, good thing the girls were there to help!

    Skipper was very excited to get new bones and a toy!  She immediately took one bone into the yard, then realized the other one was still on the porch so went back for that one.  I really think she stayed up all night playing and eating her bones!

    Happy Birthday Skipper!  Hope you enjoyed your play time with the family, your feast, bones, and toy!  The girls had fun picking them out, wrapping and celebrating with you!!!

  • CVS: Spent $9.16 and Got $27 ECB’s Back!

    This week CVS has a few great deals.  I was happy to get a small pack of Allegra for my allergies, this week it was free with ECB’s and I had a $2 coupon.   I used 3 separate coupons just for the Aquify and was able to pay for it completely plus overage.   I was able to get a handful of items for $9.16 and received $27.98 ECB’s to use on my next CVS purchase.

    • 1 – CoBroxin  Homeopathic Oral Spray – $18.99
    • 1 – Allegra Allergy (5 Count) – $6.99
    • 1 – Aquify Contact Solution Kit – $9.49
    • 1 – Colgate Max White Toothpaste – $2.99

    The total was over $41 with tax before using coupons.  Here are the coupons I used on the items.

    • Used $2.00 Allegra Manufacturer Coupon
    • Used $2.00 Aquify CVS Instant Coupon
    • Used $1.50 Aquify Manufacturer Coupon
    • Used $7.00 Aquify CVS Kiosk Coupon

    I received $27.98 ECB’s back today:

    • $18.99 ECB’s for Cobroxin
    • $6.99 ECB’s for Allegra
    • $2.00 ECB’s for Colgate

    When you shop the CVS sales regularly and have ECB’s that you can roll over toward future purchases the bonus ECB’s start adding up (Green Bag Tags and Beauty Club).  As you can see from my shopping trip today you don’t have to purchase a lot to save money when shopping at CVS.  Plus you can use the additional ECB’s you receive towards your next purchase.  You can pick and chose what is best for your family.   I would love to hear your CVS shopping story for this week!

    For those of you who shop regularly at CVS please share how you were able to save this week!  Although the weekly ad sales are similar every family and situation is different so you may have found items better suited to your household.  In your comment please feel free to share a link to your blog article showing us how you were able to save shopping at CVS.