• Giveaway: Book “Speaking Mom-ese” by Lisa Whelchel

    I will be doing a giveaway for the month of April!  The winner will receive the hardcover book called “Speaking Mom-ese: Moments of Peace & Inspiration in the Mother Tongue” by Lisa Whelchel!  As Moms it is difficult finding a moment of “quiet” in our days and I liked how each chapter was short so I could fit it into even a busy day. A friend gave me the book when I was pregnant with the girls and I have read through at least it twice.  Lisa shares insights and stories about her children as well as encourages you as a Mom.  I think it is important even on the busy days to have even a few moments to relax.

    All you have to do to enter this giveaway is sign up to follow my blog (if you haven’t done so already) and leave a comment below by 10 PM EST on April 30th telling us how you follow Blessings Multiplied.  You can get a BONUS entry into the drawing if you leave a separate comment below telling us one of your tips for squeezing in a few moments of peace and quiet into your already busy day!  We love our family but they have a way of keeping us running all day!  On April 30th I will randomly draw a winner from those who have entered the giveaway.

  • Living on a Budget: Creative Cash (March Update)

    Last month I began a monthly challenge called Creative Cash.  Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal.  I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others.  The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already.  I have tested this goal over the last couple months as I am challenging myself to make my life more simplified.   I plan to continue this goal for the remaining months of the year.  Despite the many financial obstacles that we have faced as a family we have been blessed with so much.  We believe it is important to be accountable with our finances and give to others.

    Explanation: The creative cash will be made throughout the entire month through various endeavors.  As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split.  It is my goal to make at least $100 extra a month to help with our goals as well as share with others.  At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.

    March was a great month and I was able to  go over my goal of $100 (although not quite as good as my February Creative Cash since I didn’t have a bunch of coupons saved up).  I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:

    • $85.92 – Items sold on Ebay:   The majority of items sold were coupons (I did sell a small office supply that I received free after rebate for about $8 of the amount sold).  I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
    • $30.00 – Items sold on Craigslist: I sold lawn care items/tools that we were no longer using.  We had really good luck on Craigslist again this month, it can be hit and miss on Craigslist depending on the week and what people are looking for on the site.
    • $6.40 – Other miscellaneous amounts earned  (a rebate, return, cash back,  extra money, etc…) that was added to my stash for the month.

    March’s “Creative Cash” total was $122.32 which means $61.16 extra that goes towards our current goal, paying down debt and $61.16 goes towards charity.  It was exciting to go above the $100 goal again and to know it helps us get a little closer to our goals as well as helps others along the way.  I have plan of action on ways to earn creative cash in April so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others.  Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in March.  I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.

    I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating  and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us.  I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well.  Obviously, each situation and family is unique so decide what works for you and go for it!  Do you know of another way to earn creative cash?   I would love to hear your idea!

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

    Photo by StopNLook

  • Love It – Purple Heart Necklace

    My Purple Heart Necklace, beautiful reminder of the blessings in my life! Thanks Handsome!

    My husband has known for years the impact the Little Purple Flower had on my life.  We were dating at the time the incident occurred and he was delighted to see God use such a beautiful reminder to encourage me.  Since that time Jake has on numerous occasions surprised me with a gift that had a purple flower or something similar on it as a reminder of how much He loves me.  The gift is also a visual reminder that God daily gives me the many blessings I have in my life.

    On Valentine’s Day my husband and I celebrated together at Winter Jam 2011.  When I got up to go to the restroom before the concert started I came back to a small package on my chair.  He gave me a beautiful purple heart necklace (totally surprised me) as a way to remind me of His love and the many blessings in our lives as a couple.  I had no idea that he was even saving his money to get me such a sweet surprise.

    He had been looking for the perfect necklace for awhile until he found the purple heart which he thought it would be a perfect fit for me.  For those of you who know me personally I am not a glamour and glittery type of person.  I grew up with three brothers on a farm and was more of a tomboy than a princess. I can count on one hand the pieces of jewelry I wear regularly.  Every single piece I wear daily Jake picked out on his own for me (most of them were surprises too).  I wear my watch, engagement & wedding rings, and my heart necklace he gave me for our 7th anniversary every day.  The only other time I wear different or more jewelry is for a special event or Date Night when I an extra necklace, ring, or bracelet.  So needless to say I was shocked to receive a necklace on Valentine’s Day and my heart about burst with love for him when I realized it was a purple heart meant to remind me of the little purple flowers in my life.

    I am surrounded by many blessings in my life.  Some days I have to look harder to find those blessings but they exist no matter how big or small.  I am thankful for a God who extends love and grace to me every day.  A husband whom I adore and kids that bring so much joy and laughter into my life.  The best part is they all love me despite my imperfections and crazy days.  Thank you babe for reminding me of the MANY blessing in my life.  I am thankful for the amazing gifts God has given me!

    “Love It” is a series of posts on items that I use regularly in my household that I love!  There are some items in our daily lives that make life more enjoyable, efficient, or just plain fun.  I will be sharing with you some of the products that have been given to us (or to me) that have made it to the top of my list.  It’s my way of giving a huge thumbs up!

  • Heart Reflections: Extraordinary Women Conference

    I had the opportunity to attend the Extraordinary Women Conference this past weekend with a group of girlfriends.  It was great getting a chance to get away for awhile.  I am thankful for Jake being willing to watch the girls so I could go with friends.  The neat part is I have heard several songs from the musicians but had the privilege to see them in person and meet them.  I was familiar with most of the speakers because I had either read some of their books or seen them on TV.  The theme of the conference was “HOPE”!  Each speaker and musician centered their message around the theme.

    Here are some of the pictures from our weekend adventures:

    Michael O'Brien leading worship!

    Michael O’Brien lead the worship and singing several times throughout the weekend.  He used to be the lead singer for Newsong and now has a band of his own.  He has written several songs and did a wonderful job leading the group in worship.

     

    Conference Host - Julie Clinton

    Julie Clinton is EWomen’s president and host.  She did a great job coordinating the speakers, musicians, and attendees.  Her daughter was able to attend the conference this weekend with her.

     

    Thelma Wells (AKA Momma T) was our Friday evening speaker.

    Thelma is turning 70 this week and Michael had everyone sing her “Happy Birthday” when she first got up on stage.  This is a picture of her right after the song.

     

    Casting Crowns in Concert!

    We got to hear Casting Crowns in concert at the conference.  I was fascinated by the group, they are all youth pastors or workers during the week at their local churches.  Several of their songs were created from life experiences they had through ministry at church and with their families.

     

    Speaker - Jennifer Rothschild

    Jennifer’s testimony was amazing.  She became legally blind at the age of 15 yet she continues to make an impact on the lives of people around her.  Jennifer shared some of the struggles and adjustments she had to make with the blindness.  She encouraged the group that we do have hope in Christ and he never gives you more than you can bare.  Great testimony!

     

    Speaker & Arthur - Lysa Terkeurst

    It was wonderful hearing Lysa speak after reading a couple of her books.  She was genuine and it was neat to hear what God brought her through before getting her attention and using her gift of writing to make an impact on many people.    “The Messiah can take my mess and turn it into a message of hope to share with others”  Notice Messiah, Mess, and Message all have the letters “Mess” in them.

     

    Speaker - Candace Cameron Blure (AKA "DJ" from the TV SHow "Full House")!

    We were able to hear Candace give her testimony at the conference.  It was very neat hearing how she developed her relationship with Christ and was able to see her husband get saved as well.  Glad to hear that Christians have a voice in TV industry.  She gave a very clear salvation message at the conference.

     

    Our picture with Lysa Terkeurst!

    Lysa was the only arthur and speaker that was allowing “posed” photo’s.  Thrilled that a group of us were able to get our pictures taken with her.  I was able to get my books signed by her too!  Over the weekend I was able to meet all the speakers and musicians as well as  get all the books / cds I already had signed.

     

    Comedian - Chonda Pierce

    Chonda was a hoot!  Loved listening to her sing and speak!  She was the very last speaker at the conference but the time flew by while listening to her.  It was great to laugh!

    I was able to soak in some amazing information and was encouraged by the testimonies of so many people in attendance.  The biggest phrase that stuck in my mind throughout the whole weekend was said by Lysa Terkeurst – “The Messiah can take my mess and turn it into a message of hope to share with others”  My life isn’t perfect and I make mistakes daily, however, God uses me despite all the those failures.  He can make an impact on many lives through me. All the speakers and musicians had so many wonderful messages to share.  I am thankful for the privilege to attend the conference.

    The weekend was busy but it was a great experience and refreshing time of fellowship!  I thoroughly enjoyed the conference!  Although I was ready to come home and spend some time with my family by the end of the day on Saturday.  So very thankful for the opportunity to go and hear the musicians and speakers testimonies.  Awesome weekend away with friends!

     

  • Save A Lot: Deals for the week of March 30 – April 5, 2011

    The Save A Lot deals are listed below for your convenience.   Sign up for the Smart Shopper Club, by doing so you will get a $5.00 off of $25.00 coupon!

    Meats and Seafood

    Frozen Chicken Leg Quarters (10 lb Bag) – $0.39 per lb

    Bone In Shank Portion Ham – $0.99 per lb

    Beef Eye of Round Roast – $2.99 per lb

    Bone In Pork Sirloin Roast – $1.29 per lb

    Schooner Tilapia Fillets (12 oz) $2.99

    Pick 5 for $19.99 promo on going: Pick any 5 specially marked packages of your favorite cuts of fresh, frozen or smoked meats and pay just $19.99 (about $2 per pound).

    Fridge and Freezer

    Imperial Spread Margarine (16 oz) – $0.50

    Fairgrounds Jumbo Hotdogs (16 oz) – $1.00

    Oscar Mayer Bologna (12 oz) – $1.00

    Banquet Family Size Entrees (26 to 28 oz) – $2.00

    Portside Battered or Breaded Fish Fillets – $2.99

    Hillshire Farm Sausage – $1.99
    Use $1/1 printable coupon from Hillshire Farms
    $0.99 each after coupon

    Goldleaf Deep Dish Pie Shells – $1.99

    Creamy Whip Whipped Topping – $0.89

    World’s Fair Ice Cream – $2.49

    Crisp Not from Concentrate Premium Orange Juice – $2.69

    Mrs Smith’s Fruit Pies – $2.49

    Household

    Colortex Big Mopper Paper Towels (6 pack) – $3.99

    Solutions Window Cleaner – $0.99

    First Force Pine Cleaner – $1.00

    Axis Liquid Bleach – $0.99

    Clorex Disinfecting Wipes – $2.49

    Sparkle Paper Towels – $0.99
    Use $2/1 coupon when you buy Sparkle Paper Towels & Angel Soft from insert Red Plum (Expires 3/31/11)
    As low as FREE (plus overage) after coupon

    Solo Laundry Detergent – $1.79

    Produce

    Seedless Red or Green Grapes – $0.99 per lb

    Yellow Onions (3 lbs) – $1.49

    Grocery

    Ralston Cereal – $1.50

    Shelby Grove Sliced Peaches (29 oz can) – $1.00

    Maxwell House Wake Up Roast Coffee (34.5 oz can) – $4.99
    Use $0.75/1 coupon from insert 2/13 Smart Source (Expires 3/31/11)
    Use $1/2 coupon from insert 2/13 Smart Source (Expires 3/31/11)
    As low as $4.24 after coupon

    Portside Chunk Light Tuna – $0.53

    Jiffy Corn Muffin Mix – $0.45

    Wylwood Vegetables – $0.49

    Wylwood Crispy Onions – $1.99

    Kaskey’s Cream of Mushroom Soup – $0.69

    Kaskey’s Onion Soup Mix – $0.79

    Kaskey’s Chicken Broth – $0.59

    Potatoes on the Side Instant Mash – $1.39

    Libby’s Pineapple – $0.99

    Ginger Evans Cake Mix – $0.99

    Ginger Evans Graham Cracker Ready Crust – $1.29

    Ginger Evans Brown or Powdered Sugar – $1.49

    Ginger Evans Cherry Pie Filling – $1.99

    Nabisco Snak-Sak Cookies – $1.29

    Kool-Aid Jammers – $1.79

    Taco Bell Taco Dinner Kits – $1.59
    Use $1/2 coupon from February ALL YOU Magazine
    $1.09 each after coupon

    Bubba Soda (2 liter) – $0.69

    Diet Mountain Holler (2 liter) – $0.69

    Diet Crisp Zero, Diet Mountain Holler, Bubba Zero, and Bubba Caffeine Free (12 packs) $2.29

     

    Remember you can use the $5/$25 printable coupon to sweeten these deals!  Plus you can earn up to 5 additional $5 off $25 coupons for sharing the coupon with your friends.

    For more information about Save A Lot’s coupon policies go here.  If you find additional deals or savings please let me know and I will add them to the list.

  • Fresh & Healthy: Community Supported Farms

    The past few weeks I have been reading about ways to eat healthier and along the way I discovered CSA’s (which stands for Community Supported Farms).  Although I have heard a little about them a couple times this was the first time I seriously considered joining one.  As I was researching more about the local farmers and various programs I decided to contact a couple in our area and find out more information.  It was interesting because some farms I never heard a word back from and others I have had several emails back and forth.  After much thought and research we decided as a family to try a CSA program this year and see how it goes.  I am VERY excited to participate and learn even more.  The girls are thrilled they get to go spend some time on a local farm and eat fresh veggies.  I am still growing some veggies in our garden at home, but I am really looking forward to getting fresh local produce from an area farm.

    What is a CSA? It stands for Community Supported Agriculture and has been around for about 20 years.  CSA allows consumers to buy local, seasonal and fresh produce directly from the farmer.  The farmer gives “shares” to the public (ie box, bag, or basket of vegetables, fruit, eggs, and a variety of other farm products).  Consumers prepays for shares or a partial shares for that years crops.  The consumers then receive a box of seasonal produce weekly throughout the season (usually around 20 weeks for the summer and 10 weeks for the winter season in our area).

    Why is it beneficial?

    • Fresh locally grown produce for your family
    • An adventure in trying new produce and recipes
    • The seasonal produce you receive will be fresh and ripe
    • The opportunity to visit the farm where you produce is grown
    • Fresh and healthy produce for your family to enjoy
    • Organic farming (if this is important to you please confirm with the farm you chose before committing, each farm is different)
    • Educational for the kids to see the produce being grown
    • Direct connection with a local farmer
    • More variety of produce on the menu and at the family table
    • Farmers can market and sell their crops before production
    • Increases the cash flow for the farm during planting season
    • Some farms include eggs, bread, meat, cheese, flowers, local honey, and more.
    • Most farms allow you the opportunity to pick what size of share you want (Whole Share, Half Share, Quarter Share, etc…)
    • Many farms have multiple drop off locations and times as well.
    • And more great benefits!

    The benefits really are mutual between the farmer and the consumer.  I hope to share more of the benefits of being involved in a CSA as we have the opportunity to experience more.  Right now our farm has several items planted and we are just waiting for them to grow so we can enjoy the delicious food!  One of the reasons we made the decision to join a CSA is we looked over a budget and realized that some weeks we were spending more than half of our grocery money on fruits and vegetables since we are trying to eat healthier.  When we spread the cost of a CSA over a season we would actually be saving money as a family.  This is our first year so we haven’t discovered exactly how everything works but we hope to share our experience with you!

    Are there any risks? It wouldn’t be fair to share the benefits without warning you of the risks as well.

    • Shared Risk – you are investing in a crop prior to the farmer raising it so there is a possibility that they could have drought, flood, hailstorm, or insect issues during the season, however, most farms plant a variety of crops so you’ll most likely just get more of another produce, but there is no “guarantees”  At the same time they could have a bountiful production year!
    • The farm will probably not raise every produce your family eats (ie. if your family likes mushrooms but the farm doesn’t grow mushrooms you’ll still have to purchase those items in the store)
    • Most farms are family run so if there is something unexpected in the family it could affect you as well.
    • Some of the produce may be “unique” or unlike the items you buy in the grocery store.  If you like trying new items this is a benefit but if you only like 5 different kinds of veggies or are really picky it may not be the best fit for you
    • When you get different types of produce you’ll have the opportunity to try out new recipes, this could be a huge benefit for some people but if you are not comfortable cooking or trying new recipes make sure to consider that as well.

    If you are interested in joining or learning more about a CSA in your areas you can learn more about it at Local Harvest and click on the CSA tab.  Under the map on the right side of the page you can enter your zip code and find local farms in your area.  Another wonderful feature that was beneficial for us in deciding which farm to consider was the reviews on the local farms participating.  It is always good to know that other customers have been satisfied before spending your money.

    We are excited about the local farm we picked to join.  If you are in Upstate, South Carolina area and are wanting to do this as well let me know which farm you chose in a comment below or send me an email and we may be able to coordinate pick up from week to week to save each other a little extra on gas.  Have you ever been part of a CSA program?  What did you like / dislike about the program?

    Photo by Nick Saltmarsh

  • Walgreens: Spent $1 and Got $4 Register Rewards Back

    I went to Walgreens to stock up on some of their deals this week.  I spent $1.49 including tax at Walgreens this week on health and beauty purchases and received $4 Register Rewards back from that visit to use towards my next purchase at Walgreens.  For those of you who haven’t used Walgreens Register Rewards here’s what I got and how I spent only $1.49.  I had a couple other Register Rewards but they were more than $1.49 so I have to save those for another trip as well

    • 2 – Colgate Toothpastes (both Colgate Total) – $3.00 each with $4.00 Register Rewards Back
    • 1 – Classic Game Set in a Silver Tin – Checkers, Chess and Tic Tac Toe (on clearance) – $2.19
    • 1 – Walgreens Pack of Healing Bandaids (30 count) – $1.29
    • 2 – Jumbo Crayon Packs (great road trip material for the girls backpack – $0.90 each
    • 2 – Ban Deodorant – $1.99 each
    • 3 – Aluminum Foil (20 ft) – $1.29 each

    The total was over $21 with tax before using coupons.  Here are the coupons I used on the five items.

    • Used $1.50 Colgate Manufacturer Coupon for 1 toothpaste
    • Used $1.00 Colgate Walgreens Store Coupon for 1 toothpaste
    • Used $0.75 Ban Manufacturer Coupon for 1 Ban Deodorant
    • Used $0.75 Ban Manufacturer Coupon for 1 Ban Deodorant
    • Used $1.00 Walgreens Ban Coupon Insert for both Ban Deodorants
    • Used $1.80 Walgreens Aluminum Foil Coupon Insert for all 3 Aluminum Foils
    • Used $14 Register Rewards from previous purchase

    I received $4 ECB’s back today:

    • $4.00 Register Rewards for Colgate

    Walgreen’s Register Rewards will expire two weeks from the date they are printed so you will need to make sure to use them before their expiration date.  I always keep the ones that are expiring the soonest on top of the stack to make sure to use them first.

    Another important fact regarding Walgreen’s Register Rewards you will need to know if you haven’t used them before is you can only use 1 coupon per item.  If you use a manufacturer’s coupon for every item you are purchasing you will not be able to use any Register Reward for that transaction.   If you do have a coupon for each item then check Walgreen’s weekly ad because they will have items on sale each week for pennies up to $1 that you can use as “filler” items but they won’t raise your total too much.  Once you get started using coupons and rewards you may discover, like I did, how to purchase many of your health and beauty items for nothing or very little.  Since using coupons and reward programs I rarely pay full price for any of our health and beauty items plus I usually have extra to share with guests visiting us or to give away.

    For those of you who shop regularly at Walgreens I encourage you to share how you were able to save this week!  Although the weekly ad sales are similar every family and situation is different so you may have found items better suited to your household.  In your comment please feel free to share a link to your blog article showing us how you were able to save at Walgreens.

  • Song: “Rescue” by Newsong

    We got to hear Newsong in concert at Winter Jam 2011!  It was great hearing them sing, they have several really neat songs.  I picked this song for the week because He has to rescued me many times in the past and I know he will continue to in the future.  He is faithful every day even when I fail.

  • Book: “Never Sniff A Gift Fish” by Patrick McManus

    I was thinking about the books I have read over the past few years and decided to chose one that is a little more “unique” from some of my other recommendations but nevertheless I have really enjoyed reading Patrick McManus books.  Never Sniff A Gift Fish by Patrick McManus is one that we have at our house.  The author has a way of making you laugh sometimes until your sides hurt.  He is funny and his short stories are great to read.  We have had his books in our magazine racks for years and I cannot count the number of times people have borrowed or taken the books for a short period of time to read them.  I am looking forward to reading them to the girls soon too.  A lot of his stories have to do with outdoor adventures, kid mischief, and fun.  Each chapter is another short story.  Some are more hilarious then others but there have been times I have had tears streaming down my face from laughing so hard.  Life is short so why not have fun.  If you haven’t read one of his books you really should, you’ll enjoy some extra chuckles reading the adventures in his books.   As the warmer season comes upon us it makes me think of camping and reading his books around a camp fire, great memories!   Patrick McManus actually has several books if you prefer one of the other ones instead: