• Living on a Budget: Groceries $40 for 4

    It was my fifth full week of doing my new cash budget system – Groceries $40 for 4. This week I was super busy so for the most part we ate from what we had in the fridge, freezer and the pantry.  I think it is important to have these weeks where we utilize our food stockpile.  Although, it is nice to stock up during the weeks it is equally rewarding having the opportunity to be more creative with the food we have on hand.  I even made and delivered a meal for someone in our church this week with the food on hand without making a run to the grocery store for extra ingredients.   It felt great saving some of the grocery shopping cash this week too especially since I had a couple higher weeks in the past. Below are my grocery shopping adventures for the week!

    Bi-Lo Groceries

    Grcoeries from Bi-Lo:

    • $7.02 at Bi-Lo for 1 gallon of Skim Milk, 1 gallon of 2% Milk, and 1 loaf of bread.

    In our fifth week of the challenge – Groceries $40 for 4 we spent $7.02 so it was a pretty good week regarding saving extra grocery cash.  We did better this week because I didn’t have the extra time to go grocery shopping and we ate from our pantry.  Although I wasn’t able to stock up on a few extra items this week it was wonderful being able to eat some of the items we already had in our fridge and pantry!  Last week we stocked up on milk and I froze it, however, I didn’t pull it out in time for it to thaw enough to drink otherwise we wouldn’t have even purchased the milk this week.  Oh well….you win some and lose some!  I was thrilled to see Bi-Lo still had their milk under $3 so everything went well.   I am still trying to work out all the details of how to make the budget most effective for our family and I think we need some weeks have been easier than others.  We’ll see how I do next week and yes it’s another busy week!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Family Recipe: Nancy’s Banana Bread

    A friend recently gave us banana bread which the girls absolutely loved.  After finishing that loaf I dug out our family recipe to make another loaf.  Grandma Willa shared Nancy’s Banana Bread recipe with us many years ago.  This delicious banana bread is always a super special treat around our house.  It is a wonderful recipe to pull out for a breakfast treat when you have guests staying with you or your hosting a get together for a group of friends.  I love that it is easy to put together too.

     

    Nancy’s Banana Bread:

    • 2 cups Flour
    • 1 tablespoon Water
    • 1/2 cup shortening
    • 1/4 teaspoon Salt
    • 2 Eggs
    • 1 teaspoon Baking Soda
    • 1 cup Sugar
    • 1/4 cup Walnuts (optional)
    • 3 Bananas, mashed

    Mix all the ingredients together.  Place in greased and floured bread pan.  Bake at 350 degrees for 1 hour.

  • Life Simplified: No Grocery Shopping (February Update)

    Now that we are almost through February 2011 you may be wondering how I am doing with my No Grocery Shopping Month Challenge.   I am wrapping up week 8 of my “No Grocery Shopping” goal.   This month has been harder because the pantry and freezer are getting lower but for the most part I have been doing well as long as I do my menu planning ahead of schedule.  When I go over what I am going to make for supper that morning, check for the ingredients, and have a plan everything goes so much smoother. Here are my criteria for purchasing any grocery items over the last 8 weeks:

    • FREE – I don’t want to waste free grocery coupons that my family will use while doing this goal
    • Necessity – Milk, Eggs, Bread, etc…
    • For Someone Else outside of my household. For example I make meals for new Moms in our church and if I need to pick up an item for them on the way to deliver a meal that will be an exception.

    Although with all that being said I did have to purchase a few items not really within my guidelines for one meal recently.  I was in charge of making our Community Group meal at church last Wednesday, we have an average of 16 to 20 people on Wednesday night.  While we still have plenty to feed our family of four, I did pick up a couple items from the store to make the meal last week since there are people in the group that have food allergies and I wanted to make sure I had items that they could eat.  The extra items that were not in my guidelines were:

    • Bananas which I bought at Save A Lot | Rite Aid for $0.19 a pound to make homemade banana pudding, it was delicious!
    • 2 lb bag of Green Giant Potatoes for $2.49 to make homemade potato soup, my friends recipe!  You can find more of her great recipes at Reflecting on the Simple Things in Life!
    • 1 cup Heavy Cream for homemade potato soup
    • 1 onion for $0.68 for the homemade beef stew

    So now you know that I didn’t entirely hit my goal of no grocery shopping except for necessities.  When I first set the No Grocery Shopping challenge I was hoping to get through the month of January, the fact that I plan to make it to the first few days into March with only a few extra purchases during the challenge is a huge win (at least for me).  In the month of February the only other groceries I have purchased are:

    • 5 gallons of Milk
    • 2 packages of Cheese
    • 1 Loaf of Bread

    For the most part the No Grocery Shopping challenge went fairly well.  I spent a little over $19 (including tax) for the month of February on grocery necessities.   We even did extra activities during this time of cutting back.  Doing this challenge may seem silly to some but it has made a huge impact on my way of thinking.  It has been a wonderful learning experience and made me appreciate how many blessings we have in our lives.  I hope to do a similar challenge in the future to help remind me of the importance of saving as well as using the items we have on hand.  Even with the challenge we were still able to participate in several extra events in February while only using items in our freezer or pantry:

    • Hosted Guests in our Home
    • Made food for a Super Bowl Party
    • Brought Treats to the Girls Valentine’s Party
    • Brought Cupcakes and Drinks to the Girls Birthday Party for School
    • Had Snacks for Girls Night

    I do have to say that I had a hard time buying the few extra items that I purchased this month……I felt guilty buying extra food during this challenge especially when I know we still have plenty.  I am grateful for an amazing husband and two wonderful kids who put up with me throughout this adventure.  It is my plan to try and make it through the first few days of March (only 1 more week) with this goal, which will be 9 weeks of only shopping for the necessities (with a few hiccups in the mix). I want to thank everyone for all the support and encouragement along the way.  One of the BIGGEST ways that helped keep me accountable is that I knew people were watching, reading and commenting on the blog.  Thanks for being a part of my life and helping me at least feel like I touched a finger tip on my goal.

    So what’s next!!!!  In the next few days I will be sharing with you my next Grocery Shopping Goal, don’t worry it won’t be as extreme, however I want to continue to utilize the stockpile we still have and not waste what God has given us.  With this new challenge it will allow me the freedom to Grocery Shop for the family yet stay within a budget, PLUS perks!  Stayed tuned as I unveil what is coming up next and if your up to it you can join me in the next adventure!

    Life Simplified is a series on getting rid of the extras in our life while learning how to enjoy what God has given us so we can continue to be a blessing to others.  Our homes can quickly start are bursting with “stuff”  and if you are like us we just have too much.  I am doing a series on ways we are learning to simplifying our food, homes, and lives.  When our hearts, lives, and homes get too cluttered we may start missing out on opportunities to serve and bless the people around us.

    Photo by Little Blue Hen

  • Recipe: Friendship Bread

    A friend, Jan Thornton, gave me my first Friendship Bread at my bridal shower and it was delicious.  I have always wondered about the starter for that recipe then a couple years ago Jake’s cousin Mandy gave me another starter recipe.  Here’s the starter recipes as well as the steps you need to follow to make the Friendship Bread:

    • 1 (.25 ounce) package Active Dry Yeast
    • 1/4 cup warm Water (approximately 110 degrees)
    • 1 cup All-Purpose Flour
    • 1 cup granulated white Sugar
    • 1 cup Milk

    Dissolve yeast in water and let stand for 10 minutes. In a non-metal bowl combine flour and sugar. Mix thoroughly. Slowly stir in the milk and dissolved yeast mixture. Cover the bowl loosely and let stand until batter is bubbly.  Do not refrigerate batter.

    1. Consider this Day 1 of the 10 day cycle. Leave loosely covered at room temperature or store in a ziplock bag.
    2. Day 2 – Squeeze Bag
    3. Day 3 – Squeeze Bag
    4. Day 4 – Squeeze Bag
    5. Day 5 – Squeeze Bag
    6. Day 6 – Add 1 cup of Sugar,  1 cup of Flour, and 1 cup of Milk and Mix in a Non-Metal Bowl
    7. Day 7 – Squeeze Bag
    8. Day 8 – Squeeze Bag
    9. Day 9 – Squeeze Bag
    10. Day 10 – Add 1 cup of Sugar,  1 cup of Flour, and 1 cup of Milk and Mix in a Non-Metal Bowl

    Scoop out 4 (1 cup) portions for of the starter mixture and put each cup in a separate ziplock bag.  Give 3 of the bags to friend and keep one for your family.  With the left over starter mixture add the following ingredients:

    • 1 cup Oil
    • 1/2 cup Milk
    • 3 Eggs
    • 1/2 teaspoon Vanilla

    Mix together thoroughly then add the remaining ingredients to the mixture:

    • 2 cups Flour
    • 1 cup Sugar
    • 1 1/2 teaspoon Baking Powder
    • 1/2 teaspoon Baking Soda
    • 2 teaspoons Cinnamon
    • 1 large box of Vanilla Instant Pudding
    • Optional Items to Add – 1 cup nuts, Chocolate Chips, Coconut, Raisins and more!

    Mix the dough thoroughly then divide into two greased loaf pans.  Bake at 325 degrees for 1 hour.

    Once you have made the starter (the 1 cup you kept for your family) you can consider it Day 1 and proceed to Day 2 the next day.  One of the problems I encountered the last time I did this recipe is that before long you have more Friendship Bread then you can give away.  If you are getting too much and want a break from doing Friendship Bread for a couple weeks you can freeze the starter batch measured out into 1 cups for later use.  The frozen starter bread will take at least 3 hours at room temperature to thaw before using.  This gives you the ability to always have it to restart but also an opportunity take a break for a little bit too!  Just remember to pull it out and start the process since it takes several days if you are planning on using it on a specific day!  You’ve hear the saying that “Good things come to those who wait…..”  this friendship bread is so delicious it is always worth the wait!

    Photo by Binder of Daemons

  • Life Simplified: No Grocery Shopping (Continued)

    Now that we are through January 2011 you may be wondering how I  did with my No Grocery Shopping Month Challenge.  I did a lot better than I anticipated, but still had a hiccup or two.  Thankfully no one starved or went hungry in our house during my challenge.  We even hosted guests for a few meals!  It took a little extra planning on my part to cook meals from items already in the pantry and fridge, if we didn’t have something we did without it or found a creative way to make it out of what we had at home.  The amazing part is the entire family was supportive of my goal even if that meant a slightly altered menu.  The only comment I received from one of the girls that indicated they noticed was “Mom, did we eat up all the leftovers in the fridge because it looks a little empty?”

    Here is the complete list of groceries I purchased in the month of January:

    • 6 gallons of Milk
    • 1 loaf of Bread
    • 1 package Ground Hamburger
    • 1 package Cube Steaks
    • 2 Yogurts
    • 1 container French Onion Dip
    • 1 container Cottage Cheese
    • 1 package Flour Tortillas
    • 1 box Kellogg’s Toy Story 3 cereal

    The total spent on groceries for this month was $27.95 including the tax.   Milk was by far the most expensive part of our expenditures for the month of January adding up to $18.93.  We had an extra expense of $1.50 from the Kellogg’s Toy Story 3 cereal that did not meet my criteria.  Leaving only $7.52 for all of our other grocery purchases for the month of January which I bought last week.

    The food I bought had to meet the following criteria:

    • FREE – I don’t want to waste free grocery coupons that my family will use while doing this goal
    • Necessity – Milk, Eggs, Bread, etc…
    • For Someone Else outside of my household.  For example I make meals for new Moms in our church and if I need to pick up an item for them on the way to deliver a meal that will be an exception.

    I have decided to continue with this challenge.  It has been wonderful not having to go to the grocery store every week for anything other than milk.  Our pantry still has plenty for us to eat and our freezer is fairly full.  So I am going to continue with this challenge into February and see how much longer I can make it stretch.

    One of the questions I have been asked is – What are we eating?  Do we have recipes for these meals?  To answer those questions I will be sharing a little more about what we are eating and recipes in a later post.

    I will continue to share with you the challenges, successes and what I had to purchase so you can keep me accountable or even go through the journey with me by participating  and sharing your story.  I am excited to be extending this goal into the first part of February!  It has been great learning to say “no” when at the grocery store to extras and being creative with we have at home.

    Life Simplified is a series on getting rid of the extras in our life while learning how to enjoy what God has given us so we can continue to be a blessing to others.  Our homes can quickly start are bursting with “stuff”  and if you are like us we just have too much.  I am doing a series on ways we are learning to simplifying our food, homes, and lives.  When our hearts, lives, and homes get too cluttered we may start missing out on opportunities to serve and bless the people around us.

  • Recipe: Monkey Bread

    Monkey Bread

    Perfect recipe to share at parties.  It has an amazing sweet taste especially when it is still warm from cooking.  Delicious!  I have adopted this Monkey Bread recipe which given to me at my bridal shower from Charlene.

    • 2 cans of Biscuits
    • 1 stick of Butter
    • 1 cup Brown Sugar
    • 1/2 teaspoon of Cinnamon
    • 5 tablespoons of Water
    • Optional – 1/2 cup of Coconut & 1/2 cup of Chopped Pecans

    Preheat the oven to 350 degrees.  Grease the bundt pan.  Optional: sprinkle coconut and chopped pecans in the bottom of the pan.  Mix together the brown sugar and cinnamon. Cut individual biscuits into quarters.  Roll biscuits in the cinnamon and brown sugar mixture.  Place into bundt pan.   Mix butter, remaining brown sugar, and water in a pot, bring to a boil.  As soon as it starts boiling remove from heat and pour over biscuits.

    Bake at 350 degrees for 25 minutes.  Let stand for 5 minutes then turn out onto a serving dish.

  • Family Recipe: Zucchini Bread

    Zucchini BreadI received this Zucchini Bread recipe from my Aunt Mary Ann.  We love having fresh garden veggies throughout the summer months.  Once fall hits we start looking for ways to continue cooking with those delicious vegetables that we are storing in our freezer.  It is a perfect fall recipe that has been a family favorite for many years.  Your kitchen will smell amazing and it is a joy to share the bread with friends and neighbors.

    Zucchini Bread

    3 Eggs

    1 cup Oil

    2 cups Sugar

    Beat together.  Then add:

    1 teaspoon Vanilla

    2 cups grated Zucchini (if using frozen zucchini drain the excess liquid)

    In separate bowl Mix together:

    3 cups Flour

    1/2 teaspoon baking powder

    1 teaspoon salt

    1 teaspoon baking soda

    1 teaspoon cinnamon

    Add flour mixture to the liquid mixture. Optional: blend in 1 cup chopped nuts.  Pour into a greased bundt cake pan.  Bake at 325 degrees for 1 hour. Remove from oven, cool and sprinkle with powdered sugar.

    The Zucchini Bread recipe brings back the flavors and smells of a fresh garden.  Great bread to bring to a fall gathering.