Budget

  • Save A Lot: Deals for the week of January 25 – 31, 2012

    The Save A Lot weekly ad deals are listed below for your convenience.  It is a great time to stock up on some Save A Lot deals.  Sign up for the Smart Shopper Club, by doing so you will get a $5.00 off of $25.00 coupon!

    Meats and Seafood

    Port Side Polluck Fillets (16 oz) – $2.99

    Port Side Salmon Fillets (16 oz) – $4.99

    Curly’s, BBQ Beef or Pork (18 oz) – $3.99

    Pick 5 for $19.99 promo on going: Pick any 5 specially marked packages of your favorite cuts of fresh, frozen or smoked meats and pay just $19.99 (about $2 per pound).

    Fridge and Freezer

    Mr. P’s Pizza, Pepperoni or Supreme (6.5 oz) – $0.79

    Dannon Light & Fit Yogurt (4 pack, 24 oz) – $1.79

    Take ‘n Bake Pizza, Supreme or Pepperoni (33 to 36 oz) – $5.99

    Take ‘n Bake Cheese Pizza (33 oz) – $5.49

     Save A Lot Today Pizza Rolls (7.5 oz) – $0.99

    Mantia’s French Bread Pizza (11 oz) – $1.99

    Morning Delight Buttermilk Waffles (12.3 oz) – $1.69

    Snack-A-Tizers Cream Cheese Jalapenos (8 oz) – $2.39

    Household

    Wrightware Foam Plates (100 count) – $2.49

    Grocery

    Chex Mix Snack Mix (5.5 oz) – $0.99
    Use $0.60/1 printable coupon from Eat Better America
    Use $0.50/2 coupon from insert 1/8 General Mills (Expires 3/3/12)
    Use $1.00/2 coupon from insert 1/8 General Mills (Expires 3/3/12)
    As low as $0.39 each after coupon

    Betty Crocker Fruit Snacks and Fruit Roll Ups (4 to 5 oz) – $1.99
    Use $0.50/2 coupon from insert 1/8 General Mills (Expires 3/3/12)
    Use $1.00/3 coupon from insert 1/8 General Mills (Expires 3/3/12)
    As low as $1.49 each after coupon

    Keebler Town House or Club Crackers (11 to 16 oz) – $2.49

    JJ’s Pies, Cherry, Apple or Chocolate (4 oz) – $0.50

    Del Monte Spaghetti Sauce, Assorted Variety (26.5 oz) – $0.99

    Budget Gourmet, Fettuccine Alfredo or Mac n Cheese (7.5 oz) – $0.69

    V8 Vegetable Juice, Regular or Low Sodium (64 oz) – $2.99
    Use $2.00/3 printable coupon from V8 Juice
    Use $1.00/2 printable coupon from Campbell’s Kitchen
    Use $0.75/2 coupon from insert 1/1 Smart Source (2/12/12)
    Use $0.50/2 coupon from insert 1/1 Smart Source (2/12/12)
     As low as $2.33 each after coupon

    Sweet Bunz Big Honey Bun (7.5 oz) – $0.88

    Sun-Maid Raisin English Muffin (15 oz) – $1.49

    J Higgs Potato Chips, Assorted Varieties (8 oz) – $1.29

    J Higgs Pretzels (12 oz) – $1.19

    J Higgs Tortilla Chips (11 oz) $1.49

    Senora Verde Salsa (16 oz) – $1.49

    J Higgs Cheese Bit Crackers (9 oz) – $1.69

    Ginger Evans Pudding Cups (14 oz) – $0.89

     Mantia Spaghetti (16 oz) – $0.99

    Mantia’s Pizza Crust Mix (6.5 oz) – $0.49

    Mantia’s Pizza Sauce (16 oz) – $0.99

    Wylwood Stems and Pieces (4 oz) – $0.69

    Kaskey’s Chicken Noodle Soup (10.5 oz) – $0.59

    Morning Delight Complete Buttermilk Pancake Mix (32 oz) – $1.89

    Morning Delight Syrup (24 oz) – $1.79

    Bramley’s Honey Bear (12 oz) – $2.89

    Ginger Evans Muffin Mix (4.5 oz) – $0.69

    Maruchan Ramen Noodles, Chicken or Beef (6 pack) – $0.99

    Port Side Sardines – $0.99

    Save A Lot Today Cereal, Assorted Varieties (7 oz) – $1.00

    Chef’s Finest Croutons (5 oz) – $1.19

    McCormick Bacon Bits (4.4 oz) – $1.49

    Remember you can use the $5/$25 printable coupon to sweeten these deals!  Plus you can earn up to 5 additional $5 off $25 coupons for sharing the coupon with your friends.

    For more information about Save A Lot’s coupon policies go here.  If you find additional deals or savings please let me know and I will add them to the list.

  • Intentional Living: Weekly Goals

    I made some progress last week on my goals!  Thankful for the opportunity move forward on my goals despite a busy 2012 first quarter.  Since I have a conference for part of the week the list will be shorter.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have each girl read 1 book to myself or Jake 5 days this week – the girls were sick this week
    4. Go on my Date Night with Jake (we got free movie tickets so excited to enjoy some time away together) – We gave away our free movie tickets because we had to cancel our Date Night, the kiddos got sick.  🙁 I am hoping to get it rescheduled soon.
    5. Get the girls Birthday Party Details Started

    Personal Goals

    1. Exercise – walk at least 5 days this week – I did it again (victory dance).  It has helped give me more energy throughout my days too!
    2. Go to bed by 10:30 pm or earlier Monday to Thursday – was bad about this one, it was after 1 am one night
    3. Finish reading Crush It by Gary Vaynerchuk – still working on it
    4. Read and listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (our church Community Group is going through this book together).
    5. Get my Travel Visa Application Sent

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu planned and written by Monday
    3. Spend 30 minutes every day picking up / cleaning the house
    4. Dinner ready by 5:30 PM (Monday through Thursday) – it was closer to 6 pm a couple of days
    5. Spend time re-organizing and de-cluttering the office
    6. Update Family & Friends Contact Information – glad to have this information updated 🙂

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts
    3. Spend 10 minutes a day cleaning and organizing my desk
    4. Plan new implementations for blog
    5. Start working on 2011 business taxes – gathered the information and paperwork but nothing more yet

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 3 months worth of living expenses – moving forward on this goal
    3. Start working on our personal 2011 taxes

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Spend some time with extended family

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Read and listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (our church Community Group is going through this book together).

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu planned and written by Monday

    Business Goals

    1. Attend the Pro Ag Conference
    2. Pay all bills that come in the mail this week

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 3 months worth of living expenses

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Living on a Budget: Groceries $40 for 4

    I wasn’t able to spend a lot of time shopping the sales this week with all the extra stuff going on around here (including sick family members for a couple days), but I was able to go to a couple stores and pick up some stuff.  Most of the stuff I stocked up on were items that we can use over the next few weeks.  Here is my weekly update on our Groceries $40 for 4.

    Groceries from Ingles and Walgreens

    Ingles Groceries:

    • $27.93 at Ingles for 1 loaf Laura Lynn Bread, 2 boxes Act II HomePop Popcorn, 2 boxes Act II Light Popcorn, 2 boxes Act II Butter Popcorn, 2 bags Laura Lynn Oyster Crackers, 2 jars Vlasic Dill Relish, 3 bags Laura Lynn Shredded Cheese, 1 container Deans Onion Dip, 2 boxes Yogurt (clearance for 50 cents each), 1 block Sharp Cheddar Cheese, 2 bags English Muffins, 4 tubes Laura Lynn Texas Biscuits,  2 tubes Pillsbury Cinnamon Rolls, and 2 loaves French Bread.  (Everything I bought this week at Ingles was on sale, marked down, or on clearance.  I was able to pick up some more cheese on sale, and used some coupons for the items purchased!)

    Walgreens Groceries:

    • $7.27 at Walgreens for 2 gallons Milk, 1 box South Beach Granola Bars, 4 boxes Mountain Dew (12 packs),  (everything was on sale, I used coupons, registered rewards, and I received $5.99 in Register Rewards back to use towards my next purchase.)

    This week I spent $35.20 on groceries.  Even though I was under on my budgeted amount for the week I was able to stock up on some items at the same time.  I was thrilled to stock up on bread and diary items as well as other great fridge & pantry items this week.  I hope that next week is better week and we can come under budget!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Family Activities: Enjoying the Simple Things in Life……

    Jake pulling Brina and Karlie in the wagon (Brina’s waving at me).

    When the weather is beautiful you’ll often see our family outside.  After more than a year without the mower we finally were able to get it fixed.  My Dad and Grandpa actually found a local mower repairman that fixes older lawn mowers in his garage (we were thankful for the help in locating someone to get the mower repaired for a reasonable price, isn’t family awesome). You don’t realize how much you use a mower until it is broken.

    When there isn’t the extra funds to fix it or to buy a new one you make do with what you have.  We did purchase a walk behind cylinder mower (the one with just the blades, no motor) for a $6 dollars at a yard sale that helped hold us over until the mower could be fixed.  With the push mower (and you really had to push with all the weeds in our yard) and weed eater we were able to keep the weeds down and made the front yard presentable which bought us some time.

    Since the mower was working again and the girls had been helping they were given a ride in the wagon.  It is amazing how just a simple ride in the wagon can bring out the giggles in the kids.  If you take a simple activity like pulling the wagon behind the mower and make it an adventure the kids will have fun.

    It didn’t take much of Jake’s time to give them a ride around the yard but it meant a lot to the kids.  Even if you cannot do something big or fancy for your kids taking a walk, pulling them in the wagon, collecting funny looking sticks, or playing catch can be great opportunities to spend time together.  The point is to deliberately spend quality time with your kids everyday.  These precious memories are ones that you will look back and smile at because before long they will be all grown up.   What are some fun activities that you do together in the yard?

  • New Coupon: Planters Peanut Butter

    Planters Peanut Butter has a new coupon!  Use $1.50 off 2 Planters Peanut Butter Coupon right now.  The coupon is for a 16 oz jar of Planters Peanut Butter.  With the sales at the stores this week the peanut butter a little over $1.00 each!

    Publix

    Planters Peanut Butter (16 oz) BOGO – $3.69 ($1.84 ea.)
    Use $1.50/2 Planters Coupon
     $1.09 each after coupon

    Walmart

    Planters Peanut Butter (16 oz) – $1.98
    Use $1.50/2 Planters Coupon
     $1.23 each after coupon

    Target

    Planters Peanut Butter (16 oz) – $1.99
    Use $1.50/2 Planters Coupon
    $1.24 each after coupon

    If you don’t need peanut butter right now print out the coupon and hold onto it until the next $1.50 Planters Peanut Butter sale and get the peanut for $0.75 each!  Great time to stock up on peanut butter with this coupon.   These will come in handy with the school and work lunches.

  • Intentional Living: Weekly Goals

    Last week was busy with  Jake having a couple travel days with work and everyone fully back into the regular schedule with work and school.  As we move into the middle of the first month of 2012 I am reminded of all the goals that I want to accomplish this year.  The best part about staying on top of the goals (weekly check ins) is it points me back to my true priorities and provides stepping stones to where I want to be in the next year, 5 years, and more.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have each girl read 1 book to myself or Jake 5 days this week – we did four nights so not quite 5 this week
    4. Set up a Date Night for Jake & I and a Date Night for the Kids – got Jake’s set up but need to get a date on the calendar for the girls
    5. Thank You notes written and sent for the Christmas Gifts – written, stamped, and addressed will go in the mail Tuesday 1/17

    Personal Goals

    1. Exercise – walk at least 5 days this week YAY! I stuck with it this week and did it!!! 🙂
    2. Go to bed by 10:30 pm or earlier Monday to Thursday – need to work on getting better on this one
    3. Finish reading The 60-Minute Money Workout by Ellie Kay
    4. Read and listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (our church Community Group is going through this book together).

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu planned and written by Monday
    3. Spend 30 minutes every day picking up / cleaning the house
    4. Dinner ready by 5:30 PM (Monday through Thursday)
    5. Spend time re-organizing and de-cluttering the office

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts
    3. Spend 10 minutes a day cleaning and organizing my desk
    4. Plan new implementations for blog – just didn’t get to it this week with all the other activities
    5. Schedule client meetings at least 2 weeks in advance

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch
    3. Write and send out Meeting Notes from our January Alms & Legs Team Ministry meeting

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4 – went over $40 budget but had enough cash to cover the groceries
    2. Emergency Fund – start saving 3 months worth of living expenses – started working on it this week but not completed yet

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have each girl read 1 book to myself or Jake 5 days this week
    4. Go on my Date Night with Jake (we got free movie tickets so excited to enjoy some time away together)
    5. Get the girls Birthday Party Details Started

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Go to bed by 10:30 pm or earlier Monday to Thursday
    3. Finish reading Crush It by Gary Vaynerchuk
    4. Read and listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (our church Community Group is going through this book together).
    5. Get my Travel Visa Application Sent

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu planned and written by Monday
    3. Spend 30 minutes every day picking up / cleaning the house
    4. Dinner ready by 5:30 PM (Monday through Thursday)
    5. Spend time re-organizing and de-cluttering the office
    6. Update Family & Friends Contact Information

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts
    3. Spend 10 minutes a day cleaning and organizing my desk
    4. Plan new implementations for blog
    5. Work on 2011 business taxes

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 3 months worth of living expenses
    3. Start working on our personal 2011 taxes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Living on a Budget: Groceries $40 for 4

    It was a wild week, our family has a lot of fun adventures coming up so I am trying to stop on top of everything.  Hopefully I will be able to share a little bit more about our upcoming plans before long.  I was not able to get to the grocery store until late on Friday but thankfully was able to pick up almost everything I needed this week even if I did got a little over budget.   Here is my weekly update on our Groceries $40 for 4.

    Groceries from Save A Lot | Rite Aid, Walmart, Ingles, and Walgreens

    Save A Lot | Rite Aid Groceries:

    • $7.90 at Save A Lot | Rite Aid for 2 boxes Blue Bonnet sticks of butter, 2 boxes Quaker Chewy Granola Bars, 1 container Butter Spread (3 lb), and 1 bag Carrots (2 lbs).  (All the items were on sale or clearance.)

    Walmart Groceries:

    • $0.00 at Walmart for 1 bag Whole Wheat Sandwich Rolls (on clearance), 1 bag Everything French Bread (on clearance), 1 bag Chocolate Chips, 1 box Popcorn (8 count), 2 liter Mountain Dew (price matched), and 1 box Idaho Potatoes (free product coupon).  (Bought items on sale or clearance and paid with a gift card so the total was zero.)

    Ingles Groceries:

    • $42.84 at Ingles for 1 jar Peter Pan Natural Peanut Butter, 1 can Tuna Fish, 1 Starkist Tuna Fish, 2 boxes Pop Secret Popcorn, 2 loaves Laura Lynn Bread, 4 bags Laura Lynn Shredded Cheese, 2 blocks Laura Lynn Sharp Cheddar Cheese, 2 Laura Lynn sliced Cheese (16 count each), 2 boxes Breakfast Biscuits / Pancakes (on clearance, 10 count each), 6 containers Fresh Blueberries (on clearance), 3 bags Snow Peas (on clearance), 1 container Cherry Chocolate Covered Pretzels (on clearance), 1 container Roasted Soybeans (on clearance), 2 bottles Bare Naked Fruit Drinks (on clearance), 2 Laura Lynn English Muffins (6 count each) and 2 sweet Yellow Onions.  Not pictured 3 bags of chips we purchased to take over to a friends house.   (Everything I bought this week at Ingles was on sale, marked down, or on clearance.  All the produce was marked down to $0.99 cents, I was able to pick up some more cheese on sale, and used some coupons for the items purchased!)

    Walgreens Groceries:

    • $0.65 at Walgreens for 2 dozen Eggs, 1 S6 Power Bar, 1bag Domino Sugar (4 lbs), and 1 two liter A&W Root Beer (everything was on sale, I used $9.59 in coupons, and I received $1.89 in Register Rewards back to use towards my next purchase.)

    This week I spent $51.39 on groceries.  Even though I was over on my budgeted amount for the week I was able to stock up on some items at the same time plus I had a little extra to spend since I had come under budget in previous weeks.  I was thrilled to stock up on produce (blueberries) and diary items as well as other great fridge & pantry items this week.  I hope that next week is better week and we can come under budget!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Save A Lot: Deals for the week of January 11 – 17, 2012

    The Save A Lot weekly ad deals are listed below for your convenience.  You can start stocking up on some great deals for upcoming Holiday cooking.  Sign up for the Smart Shopper Club, by doing so you will get a $5.00 off of $25.00 coupon!

    Meats and Seafood

    Boneless Chicken Breast – $1.29 per lb

    Boneless Pork Loin Roast – $1.99 per lb

    Ground Beef (80% Lean) – $1.99 per lb

    Boneless Chuck Roast – $2.69 per lb

    Pick 5 for $19.99 promo on going: Pick any 5 specially marked packages of your favorite cuts of fresh, frozen or smoked meats and pay just $19.99 (about $2 per pound).

    Fridge and Freezer

    Milk (1 Gallon) – $2.99

    Tony’s Original Crust Pizza, Supreme or Pepperoni (12 to 14 oz) – $1.99

    Hungry Man Turkey or Salisbury Steak Dinner (16 oz) – $1.99

    Banquet Pot Pies (7 oz) – $0.59

    Michelina’s Pizzas Rolls (90 count) – $4.99

    Snack-A-Tizers Pepperoni Pizza Bagels Bites (40 count) – $4.99

    Blue Bonnet Spread (45 oz) – $2.49

    Borden Shredded Cheese (8 oz) – $2.00

    Coburn Farms Yogurt (4 oz) – $0.50

    Coburn Farms EggZactly (16 oz) – $1.99

    Produce

    Biggin’s Potatoes (10 pounds) – $2.99

    Red or Golden Delicious Apples (5 pounds) – $2.99

    California Navel Oranges (8 pounds) – $4.99

    Green Peppers – $0.50

    Yellow Onions (3 pounds) – $1.29

    Carrots (2 pounds) – $1.00

    Dole Garden Salads (12 oz) – $1.00

    Household

    Power Cycle 2x Liquid Laundry Detergent (175 oz) – $5.99

    Grocery

    Maxwell House Wake Up Roast Coffee (34.5 oz) – $6.99

    General Mills Cereal, Cinnamon Toast Crunch, Trix, or Golden Grahams (10 to 12 oz) – $1.99
    Use $1.00/2 coupon from insert 12/11 Smart Source (Expires 1/21/12)
    Use $1.00/1 coupon found on some boxes (Expires 3/28/12)
    As low as $0.99 each after coupon

    Sundia Fruit Cups (8 oz) – $1.00

    Nabisco Oreos (15 to 16 oz) – $2.99

    Dinty Moore Beef Stew (24 oz) – $1.99

    Manwich Sloppy Joe Sauce (15.5 oz) – $0.99

    Old Orchard Apple Cocktail Juice (64 oz) – $1.99
    Use $0.50/1 printable coupon from Old Orchard
    $1.49 each after coupon

    Kaskey’s Lowfat Cream of Mushroom Soup (10.5 oz) – $0.89

    Kaskey’s Lower Sodium Chunky Chicken Noodle Soup (18.6 oz) – $1.79

    Medeiros Extra Virgin Olive Oil (17 oz) – $4.29

    Rollin Oats Quick or Old Fashioned (42 oz) – $2.29

    Morning Delight Sugar Free Pancake Syrup (12 oz) – $1.49

    Nature’s Trail Chewy Fiber Bars (7 oz) – $2.29

    Shelby Grove’s Fruit Cocktail or Sliced Peaches (15 oz) – $0.99

    Portmann Ranch Salad Dressing (16 oz) – $1.49

    Remember you can use the $5/$25 printable coupon to sweeten these deals!  Plus you can earn up to 5 additional $5 off $25 coupons for sharing the coupon with your friends.

    For more information about Save A Lot’s coupon policies go here.  If you find additional deals or savings please let me know and I will add them to the list.

  • Intentional Living: Weekly Goals

    The week started off with some one-on-one time with Jake and I as the girls returned to school followed by some fun family time together.  It is rare to have several hours at home alone with Jake so we spent some quiet time talking, relaxing, playing games and working on projects together.  Having those few hours together was refreshing which helped jump start our 2012 year.  I am ready to pick back up on speed with setting and following my goals, thanks for your encouragement and keeping me accountable.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Spend extra time with my family while the girls are on Christmas Break!

    Personal Goals

    1. Exercise – walk at least 5 days this week – didn’t quite make it this week
    2. Listen to Dumping Debt by Dave Ramsey

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Pay off remaining debt – We made it, the final payments are being made on the last two items!  Now we can start working on saving for  our 3 month Emergency Fund

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have each girl read 1 book to myself or Jake 5 days this week
    4. Set up a Date Night for Jake & I and a Date Night for the Kids
    5. Thank You notes written and sent for the Christmas Gifts

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Go to bed by 10:30 pm or earlier Monday to Thursday
    3. Finish reading The 60-Minute Money Workout by Ellie Kay
    4. Read and listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (our church Community Group is going through this book together).

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu planned and written by Monday
    3. Spend 30 minutes every day picking up / cleaning the house
    4. Dinner ready by 5:30 PM (Monday through Thursday)
    5. Spend time re-organizing and de-cluttering the office

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts
    3. Spend 10 minutes a day cleaning and organizing my desk
    4. Plan new implementations for blog
    5. Schedule client meetings at least 2 weeks in advance

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch
    3. Write and send out Meeting Notes from our January Alms & Legs Team Ministry meeting

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – start saving 3 months worth of living expenses

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Living on a Budget: Groceries $40 for 4

    I am back on schedule with sharing my grocery budget for those who asked if I was continuing (thanks for checking on me).  While the girls were out of school for the Holidays and Jake had a few days off work I decided to take a break from posting my Groceries $40 for 4.  I did stay close (I went over by a little bit) to our target budget but did not take any pictures since my priority was spending time with my family during the Holidays.  Now that school and work are back to normal routine I plan to share  regularly with you.   Here is my weekly update on our Groceries $40 for 4.


    Groceries from Ingles, Walgreens, and KMart

    Ingles Groceries:

    • $30.04 at Ingles for 3 boxes Fiber One Blueberry Yogurt, 4 boxes Fiber One Key Lime Pie Yogurt, 1 box Laura Lynn Taco Shells, 1 bottle Eggnog, 1 container fresh Portabella Mushrooms,  1 container fresh Black Eye Peas, 1 container fresh Raspberries, 4 packs Laura Lynn Sharp Cheddar block cheese, 4 bags Sargento Shredded Mozzarella Cheese, 4 bags Sargento Shredded Mexican Cheese, 1 box Laura Lynn Oatmeal, 1 head Caulifornia, 1 head Lettuce, and 1 bag Coleslaw. (Everything I bought this week at Ingles was on sale, marked down, or on clearance.  All the produce was marked down to $0.99 cents, the yogurt was marked down to 50 cents, and all the cheese was on sale!  We should be stocked up on cheese for awhile, somehow we manage to go through a lot in our house!)

    Walgreens Groceries:

    • $3.58 at Walgreens for 2 gallons of Milk (the milk was on sale for $2.79 each and I used a $2.00 coupon)

    KMart Groceries:

    • $3.00 at KMart for 12 pack A&W Root Beer (on sale and a special treat for my husband since he works so hard to provide for our family I decided it was worth the “splurge” for him.)

    This week I spent $36.61 on groceries.  Even though I was under on my budgeted amount for the week I was able to stock up on some items at the same time plus it allows me a little extra to spend next week if I find a great deal.  I was thrilled to stock up on produce and diary items as well as other great fridge & pantry items this week.  I hope that next week is better week and we can come under budget!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.