Family Finances

  • Fresh & Healthy: Deep Freezer Goodies – Purple Grapes, Blueberries, Bananas, Green Grapes, & Strawberries

    Freezing Seasonal Fruit - Blueberries, Bananas, Strawberries, Purple & Green Grapes

    This summer we were able to stock up on some fresh produce, including fruit.  Thanks to friends sharing their goodies, time picking produce as a family, and clearance items at our local grocery store we have been able to fill up a section of our freezer with delicious fruit.  The girls have been enjoying Smoothies the last couple of months and were super excited to stock up on some of these great items.  They are already planning on having smoothies after school because they will not be able to share them with me over lunch.

    Here is a great Smoothie Recipe:

    There are many variations to smoothies, may be sharing a couple more favorites over the next few weeks.  Add a handful of fruit you have on hand, a little cream (milk or yogurt), blend,  and you have a smoothie.  If you want a little extra sweetness you can add a touch of honey.  Usually after adding the fruit that is plenty sweet for us but we have tried a variety of different ones.

    Another great use for strawberries is as a healthy sauce!  When we have pancakes or waffles we blend up a cup or two of fresh strawberries to use as a dipping sauce in place of the traditional syrup.  It is healthier and fresher plus the whole family enjoys it.

  • Yard Sale Deals: Clothes & Shoes

    Some of the coordinating items we picked up at a local yard sale!

    I was thrilled at the neat people I met during some of my yard sale adventures.  One yard sale I went to this summer had twin girls that were a year older then my girls.  The best part about shopping at their yard sale is I was able to stock up on some coordinating clothes for the girls from sweaters to jeans, shirts, skirts, boots, and even clogs!

    I purchase 63 pieces (including shoes) for $12.00 making them approximately 19 cents each.  The red clogs are super cute too, we’ll see how well the girls like them!  These items are perfect for the upcoming school year and are in good condition.

    The day I went to this yard sale was overcast and raining until after 7 am that morning.  Half of the places I went to never even brought out their items so it was a slower day.  The yard sale where these items were discovered was just starting and it was after 10:30 am on Saturday.  They were just pulling out their items and setting up.  I am glad that we took a few moments to check this one out, it really was a great way for me to stock up on clothing for the girls.

  • Blockbuster Express: Coupon Codes for FREE DVD Rentals

    Are you looking for a fun way to relax with your family this week or over the weekend?  Blockbuster Express has FREE rental codes available right now:

    • Code –  33TTDR8
    • Code –  23PGAR7
    • Code – 52KRVF7
    • Code –  48RMAQ5
    • Code – 79AGSF6
    • Code – 48TPLD5
    • Code – 26MMKC3
    • Code – 99JMMF9

    The above Coupon Codes are good through midnight Friday, September 16, 2011.

    • Code –  73PGAR8
    • Code – 27KRVF6
    • Code – 54RMAQ6
    • Code –  36MMKC4
    • Code – 39CHAH2

    The above Coupon Codes are good through midnight Monday, September 19, 2011.

    The coupon codes can be used to get DVDs from your nearest Blockbuster Express kiosk.  Some codes may only work online so make sure to reserve your rental before picking it up.  A credit card required to rent.  The codes are valid on $1 movies not on Blu-rays or new releases.  Make sure to return you DVD on time to avoid paying any late fees.

  • Save A Lot: Deals for the week of September 14 – 20, 2011

    The Save A Lot weekly ad deals are listed below for your convenience.   You do not need any coupons to get the Save A Lot Today prices.    Sign up for the Smart Shopper Club, by doing so you will get a $5.00 off of $25.00 coupon!

    Meats and Seafood

    Ground Hamburger (80% Lean) – $2.49 per  lb

    Fresh Chicken Leg Quarters – $0.79 per lb

    Sugardale Smoked, Stadium, or Cheddar Brats (14 oz) – $1.99

    Holten Beef Patties (24 oz) – $1.99

    Farmington Pork Sausage (16 oz) – $1.99

    Oscar Mayer Ready to Serve Bacon (2.1 oz) – $2.49
    Use $0.55/1 coupon booklet from Kraft Food & Family (found at Food Lion & BiLo) Expires 12/31/11
    $1.94 each after coupon

    Pick 5 for $19.99 promo on going: Pick any 5 specially marked packages of your favorite cuts of fresh, frozen or smoked meats and pay just $19.99 (about $2 per pound).

    Fridge and Freezer

    Buyers Best Crinkle Cut French Fries (32 oz) – $0.99

    McClary’s Cheese Singles (10.7 oz) – $0.99

    Bright & Early Orange and Grape Drinks – $1.00

    Morning Delight Cinnamon Rolls with Icing – $1.69

    Coburn Farms Shredded Mozzarella Cheese (12 oz) – $2.99

    Produce

    Jumbo Vine Ripe Tomatoes – $0.99 per lb

    Gala Apples (3 lbs) – $2.49

    Cucumbers – $0.50

    Cabbage – $0.39

    Cantaloupes – $1.49

    Navel Oranges (3 lbs) – $2.99

    Caeser Salad Kit (5.6 oz) – $2.49

    Household

    Angel Fresh Dryer Sheets – $0.99

    Glo Classic Dish Liquid (25 oz) – $0.99

    Save A Lot Today Bath Tissue (4 count) – $0.89

    Save A  Lot Today Liquid Laundry Detergent (45.4 oz) – $1.99

    Save A Lot Today Soap Scum Remover (32 oz) – $1.00

    Save A Lot Today All Purpose Pine Cleaner (32 oz) – $1.00

    Save A Lot Today All Purpose Cleaner with Bleach (32 oz) – $1.00

    Grocery

    Del Monte Spaghetti Sauce (25.6 oz) – $0.88

    Mantia’s Spaghetti or Elbow Macaroni Noodles – $0.99

    Green Giant Vegetables (14 to 15 oz) – $0.59

    Andy Capp Fries – $0.69

    Tony’s Mega Pouch (Pepperoni Pizza or Egg & Bacon) – $0.79

    Arizona Drinks (23 oz) – $0.79

    Bisquick Shake & Pour (5.1 oz) – $0.99

    Diane’s Garden Tomato Sauce (8 oz) – $0.29

    Kurtz Ketchup – $0.89

    Kurtz Wing Sauce – $1.39

    Marcum Chicken Coating Mix – $0.99

    Marcum Seasoned Bread Crumbs (11 oz) – $0.99

    O Days Mac & Cheese – $0.39

    Potatoes on the Side Scallop or Au Gratin – $0.99

    Save A Lot Today Toaster Pastries – $0.99

    McDaniel’s Enhanced Coffee Creamer (16 oz) – $1.79

    Mantia’s Crispy Crust Pizza Mix – $0.49

    Mantia’s Pizza Sauce (14 oz) – $0.99

    Wylwood Mushroom Pieces and Stems – $0.59

    Bell’s Sliced Ripe Olives – $0.79

    Sugardale Sliced Pepperoni (8 oz) – $1.99

    Grissom’s Garlic Bread Sticks (12 oz) – $1.99

    Cloverhill Strawberry Cheese Claw (4.25 oz) – $0.59

    Mrs. Freshley’s Buddy Bars or Oatmeal Creme Pies (8 count) – $1.00

    Health & Beauty

    Being Well Allergy Tablets (30 Count) – $2.49

    Remember you can use the $5/$25 printable coupon to sweeten these deals!  Plus you can earn up to 5 additional $5 off $25 coupons for sharing the coupon with your friends.

    For more information about Save A Lot’s coupon policies go here.  If you find additional deals or savings please let me know and I will add them to the list.

  • Gift for the Teacher on the First Day of School

    Over the summer we picked up goodies for the teacher.

    Items we packed in the goodie bag for the girls school teacher.  We did get a list of items that she requested for the classroom and added a few more to fill up the bag.  The girls had a lot of fun picking out the items and packing it up.

    • 2 boxes of Kleenex
    • 1 bag Animal Eraser
    • 1 Notepad
    • 1 pack of 3 reptile Sticky Notes
    • 2 packs 8×10 Filler Paper
    • 18 Glue Sticks
    • 2 bottles Germx
    • 1 box 24 Crayons
    • 1 package Fall “Reward Sheets”
    • 1 package “Certificate of Recognition” Sheets
    • 1 bag Candy Bracelets, Rings, and Lipsticks
    • 2 boxes of pencils
    • 2 pencil containers
    • 2 Spiral Notebooks
    • 2 Capsule Animals
    • 1 Mini Story Book
    • 5 Clip Bracelets “Kids Doing Good”
    • 4 Sandal Notepads
    • 1 package Highlighters
    • 1 box Paperclips
    • 1 package “Great Work” Certificates
    • 1 package “Star Student” Certificates
    • 1 package “No Homework” Certificates
    • 1 package “Free Time” Certificates
    • 1 package “Note From Your Teacher” Rocket Postcards
    • 1 box Bandaids
    Teacher goodie bag ready for the first day of school.
    Rocket Postcards for the teacher!

     You can probably guess which one of the girls picked out this goodie to put in the bag.  They were very excited to put together items for the teacher.

    Teachers goodie bag

    The teachers goodie bag was ready and packed on the first day of school complete with a note from us.

    Thankfully most of the items we found on clearance over the summer, from the Dollar Tree, or had in our stockpile from shopping at a variety of stores. So far the only item(s) that we have seen come back home from the goodie bag has been two band aids from Karlie’s nose dive on the playground the first week of school.  Luckily it was just a surface wound.  The teacher already sent us a note thanking us for the items, which was really nice too.  Did you send your teacher any goodies?  If you did what did you put in the bag or box?

  • Living Social: $20 Gift Card to Whole Foods Market for $10!

    Living Social currently has a great Nationwide Deal!

    $20 Gift Card to Whole Foods for $10

    Details of the Gift Card:

    How to get your Gift Card:

    1. Sign up or login into your Living Social account
    2. Available in Select Cities (if not showing up in your current location Go to Greenville, SC or Boston)
    3. Purchase the Whole Foods $20 gift voucher for $10
    4. Your virtual gift card voucher will be pending in your account until September 14, 2011
    5. The virtual gift card voucher will expire on 12/13/11
  • CVS: Spent $0.32 and Got $1 ECB’s Back

    CVS Clearance Deals

     

    I have taken a few weeks off from shopping at CVS.  Our family stockpile of items from the CVS deals over the last few months was enough for our family so I thought it would be to take a good break.  Plus the break allowed me to spend a little extra time with my family prior to the girls going back to school.  I did drop into CVS over the weekend since I had some ECBs about ready to expire and found some great clearance items at 90% off.   I was able to get the items for $0.32 including tax and received $1.00 ECB’s to use on my next CVS purchase.  Here is what I purchased this week.

    • 2 – Hot Pink Shoes
    • 3 – Women’s Flip Flops
    • 2 – Kid’s Flip Flops
    • 1 – package Rocket Balloons
    • 1 – package FREE Carefree Pads
    • 1 – FREE Dove Candy Bar

    Here are the coupons I used on the items.

    • Used $3.00 CVS Kiosk Coupon
    • Used $4.00 CVS ECB’s

    I received $1.00 ECB’s back today:

    • $1.00 ECB’s for Carefree Products

    Today I was able to save $47.22 at CVS by purchasing these items and using coupons.

    When you shop the CVS sales regularly and have ECB’s that you can roll over toward future purchases the bonus ECB’s start adding up (Green Bag Tags and Beauty Club).  As you can see from my shopping trip today you don’t have to purchase a lot to save money when shopping at CVS.  Plus you can use the additional ECB’s you receive towards your next purchase.  You can pick and chose what is best for your family.

    I would love to hear your CVS shopping story for this week!  For those of you who shop regularly at CVS please share how you were able to save this week!  Although the weekly ad sales are similar every family and situation is different so you may have found items better suited to your household.  In your comment please feel free to share a link to your blog article showing us how you were able to save shopping at CVS.

  • Living on a Budget: Groceries $40 for 4

    The girls are back in school this week so our summer schedule is officially over.  My grocery shopping trips this week were a lot quieter and less excited but I am thankful for all the fun I had while the girls were home during the summer.  It costs $2 per lunch per child at their school so I am trying to make lunch meals for the girls the majority of the week for under $4 a day.  You will see some of the items are more tailored to taking lunches to school in my attempt to be budget conscious yet healthy.  Here is my weekly update on our Groceries $40 for 4.

    Groceries from Sav Mor's Sidewalk Box Sale

    Sav Mor Groceries:

    • $14.00 at Sav Mor’s Sidewalk Box Sale we purchased 104 items making them approximately $0.13 each (that includes a Brand New DVD, whole boxes of individual items, for example a whole box of  10 Fruit Snacks counts as 1 item but will be put into the girls lunches for a whole week, and more)
    • 2 – Betty Crocker My Little Pony Fruit Snacks (10 count each)
    • 1 – Betty Crocker Devil’s Food Cupcakes (makes 12)
    • 4 – Betty Crocker Chocolate Chip Cookies (makes 16)
    • 1 – Quaker Chewy Dipps Granola Bars Peanut Butter (8 count each)
    • 4 – Slimfast Chocolate Chip Cookie Dough Bars
    • 8 – SoyJoy Banana Bars
    • 1 – Myoplex Lite Chocolate Chip Crisp Bar
    • 1 – Balance Lemon Meringue Crunch Bar
    • 4 – Applesnax Cinnamon Apple Sauce
    • 8 – Solo Mint Mania Bars
    • 1 – Kashi Go Lean Chocolate Malted Crisp Bar
    • 1 – Zone Perfect Oatmeal Raisin Cookie Dough Bar
    • 2 – SoyJoy Apple Walnut Bar
    • 3 – Quaker Chewy Honey Graham Granola Bars (10 count each)
    • 1 – Chef Boyardee Mini ABC’s and 123’s with Meatballs
    • 1 – Old Spice Raspberry Mustard (7.75 oz)
    • 1 – Wish Bone Romano Basil Vinaigrette (16 oz)
    • 1 – Hidden Valley Ranch Garden Vegetable Dressing (16 oz)
    • 4 – Jello and Peaches
    • 1 – Krusteaz Country White Bread (14 oz)
    • 3 – Atkins Chocolate Chip Granola Bars (5 count each)
    • 1 – Chex Mix Sour Cream & Onion (8.75 oz)
    • 1 – Vegetarian Chili (6.4 oz)
    • 2 – Jello Pudding Pumpkin Spice (3.4 oz)
    • 1 – Nonni’s Biscotti Chocolate Crunch (10 count)
    • 2 – Act II Butter Lovers Popcorn (6 bags each)
    • 1 – Fireside Frosted Animal Cookie Packs (6 count)
    • 2 – Laura Lynn Pizza Sauce Packets (2 bags each)
    • 1 – box Milk Duds (10 oz)
    • 1 – LeBleu Ultra Pure Water (20 oz)
    • 1 – Betty Crocker Super Moist Carrot Cake (18 oz)
    • 1 – Mini Moon Pies Banana (12 count)
    • 1 – Miguel’s Organic Vegetable & Seed Tortilla Dippers (7.5 oz)
    • 2 – Mrs. Freshleys Banana Pudding Cakes (6 count)
    • 3 – Kool Aid Jammers Orange (10 count each)
    • 2 – Jolly Time Blast O Butter (6 bags each)
    • 2 – Weight Watchers Blue Berry Muffins (3 count)
    • 1 – Weight Watchers Lemon Creme Cake (6 count)
    • 1 – Mrs Freshley Honey Buns (6 count)
    • 1 – Chugginton “Chuggers to the Rescue” DVD – 6 episodes (Brand New & Sealed)
    • 1 – Snack Pack Pudding (6 Chocolate and 6 Butterscotch)
    • 1 – Campbell’s Tomato Soup (10 3/4 oz)
    • 1 – Nature’s Path Pomegran Plus Granola with Cherries (11.5 oz)
    • 1 – Pillsbury Creamy Supreme White Frosting (16 oz)
    • 1 – Pillsbury Funfetti Vanilla Frosting with Sprinkles (15.6 oz)
    • 1 – Hidden Valley Salad Kit (Spinach)
    • 1 – Hidden Valley Salad Kit (Original Ranch)
    • 1 – Hidden Valley Salad Kit (Caesar)
    • 1 – Marie Calendar’s Creamy Parmesan Chicken (6.95)
    • 2 – Marie Calendar’s Turkey and Stuffing (6.95 oz each)
    • 1 – Hidden Valley Dip (Harvest Dill)
    • 1 – Toilet Bowl Cleaning Gel (6 count)
    • 1 – Chef Boyardee Mini Beef Ravioli and Meatballs (15 oz)
    • 1 – Soft Scrub Total Kitchen (25.4 oz)
    • 1 – Enviro Kids Organic Gorilla Munch Cereal (10 oz)
    • 1 – Quaker Honey Graham Oh’s (12 oz)
    • 1 – Cascadian Farm Organic Granola Oats & Honey (17 oz)
    • 1 – General Mills Golden Grahams Cereal (12 oz)
    • 1 – General Mills Cinnamon toast Crunch Cereal (17 oz)
    • 1 – Kellogg’s Frosted Mini Wheats Big Bite Cereal (16 oz)

    For more information on Sav Mor’s Sidewalk Box Sale check out Living on a Budget: Sav Mor Sidewalk Box Sale

    Groceries from Ingles, BiLo, and Walmart

    Ingles Groceries:

    • $20.61 at Ingles for 1 loaf Laura Lynn Thin Bread, 1 container Low Fat Cottage Cheese, 1 container regular Cottage Cheese, 1 box Weight Watchers Chocolate Cookies, 1 small package Ground Beef, 1 large package Ground Beef, 2 containers Organic Strawberries, 1 bag Bananas, 1 large bag Potatoes, 1 container Blueberries, and 1 container diced Onions (everything was on clearance including over 6 pounds of meat!).

    BiLo Groceries:

    • 19.81 at BiLo for 2 gallons Milk, 1 large package Chicken Breasts, and 2 packages Lean Ground Beef (BiLo still has the best prices on milk.  I got almost 6 pounds of Chicken Breast on sale and over 4 pounds of Ground Beef on clearance).

    Walmart Groceries:

    • $1.09 at Walmart for 1 bag of Bakery Bread (on clearance)

    This week I spent $55.51 on groceries.  Even though I was only a little over on my budgeted amount for the week I was able to pay cash for the food since I was under on previous weeks.   This week I was able to stock up on several items on clearance; including meat, produce, and snacks for the girls school lunches.  Hopefully next week is an even better week and we can come under budget for the week.

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Recipe: Ham & Potatoes Au Gratin

    This past weekend my husband made Ham & Potatoes Au Gratin for the family.  I had some leftover ham and potatoes from when our family was staying with us so he decided to utilize the leftovers by making Ham & Potatoes Au Gratin.  I am thankful for a husband that pitches in around the house and is an amazing cook in the kitchen.  The leftover ham and potatoes made 2 casseroles, one we ate right away and the other one to share or eat later (love having a deep freezer).

    Ham & Potatoes Au Gratin:

    • 4 cups peeled and cubed Potatoes
    • 2 cup diced cooked Ham
    • 2 tablespoon minced Onion
    • 2/3 cup Butter or Margarine
    • 6 tablespoons All-Purpose Flour
    • 3 cups Milk
    • 8 ounces shredded Cheddar Cheese
    • 1 teaspoon Pepper

    Mix potatoes, ham and onion in a greased 9 x 13 pyrex casserole dish and set aside.  Melt the butter in a saucepan, stir in flour until smooth.  Gradually add milk and stir constantly until the mixture thickens and begins to bubble.  Add cheese and pepper.  Stir cheese mixture until all the cheese is melted.  Pour the cheese mixture over the potatoes.  Bake uncovered at 350 degrees 45 minutes to 1 hour (or until potatoes are tender).

  • Yard Sale Deals: Children’s Books

    I only had the opportunity to go to a few yard sales this summer with all the traveling, however, a couple of the ones I went to were awesome!  Our family LOVES books!  I have always encouraged the girls to read both with us and without us.  They enjoy reading and we do our best to read to them every day as well.

    One Saturday I went to a yard sale that was being given by a retired elementary school teacher.   I didn’t get there until about mid-morning and she still had a couple big boxes of books.  I picked up 49 children’s books for $3.50, making them 7 cents each.  Most of the books were paperback, one was a Veggie Tales Devotional, a few hardbacks, and several beginning readers ones that are perfect for the girls as they continue to improve their reading skills.

    The girls were VERY excited about the book on top, “Apple Trouble” because it was a book we read together a couple years ago from the library that they really enjoyed.  Of course it was the first book I read to them when we got home from the yard sales.  Other than removing the stickers with the teachers name on it and a few disinfectant wipes the books were as good as new.  I purchased a couple crafts and some brown paper bags for activities from that yard sale as well which have come in handy over the summer with the girls. What great deals have you found at yard sales recently?