• Intentional Living: Weekly Goals

     Last week we packed in a lot of regular as well as fun activities.  As I look over my goals for last week there were a lot of items that didn’t get done or weren’t done on time.  We had a family member get sick the first half of last week and that set me back a couple of days on top of all the other little things that pop up from day to day.  Hopefully next week I will be able to tackle more items on my list!

    Last week’s goals:

    Family Goals

    1. Read to the girls and have them read to me daily – the girls read to me every day last week but after school, activities, homework, dinner, baths, etc…..there wasn’t enough time left for me to read to them every night last week.
    2. Lunch Boxes & Book Bags packed the night before
    3. Daily School Activities & Homework Completed
    4. Attend After School Activities
    5. Plan one special Activity with the Family – we did a bonfire at the house and went to the fair
    6. Go on a Date Night with my Handsome Man – YAY!  We were able to go out and celebrate our 12th anniversary together (a little delayed since it was in July, ha). We had a blast together and the girls had fun too! 🙂

    Personal Goals

    1. Exercise at least 5 days this week – had a few extra items put on my plate so didn’t get it done this week
    2. Drink 8 glasses of water each day – almost did it
    3. Finish reading Our Boys by Joe Drape – I started this one a couple years ago and never finished so starting over.  It’s about the Smith Center, Kansas football team (it has been interesting reading the book so far because I know some of the people in it since my parents live near Smith Center) – only a couple chapters remaining

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day – I washed & folded in one day but put it away the following day
    2. Weekly Dinner Menu planned out for the week
    3. Start tackling my Fall Organizational Schedule – getting closer
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. Get caught up on blog items – not sure if I will ever get completely caught up

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Write and Send Out Community Group Email

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4 – went over this week
    2. Payoff the Van – working on it, sold our 200 bushels of wheat so that will help pay down the van
    3. Emergency Fund – save 3 months worth of living expenses (we are trying to build this back up because we had to take some out for unexpected expenses recently.) – working on it

    My goals for the upcoming week:

    Family Goals

    1. Read to the girls and have them read to me daily
    2. Lunch Boxes & Book Bags packed the night before
    3. Daily School Activities & Homework Completed
    4. Attend After School Activities
    5. Plan one special Activity with the Family
    6. Attend Back to School Night Event
    7. Schedule a Meet & Greet with 1 of the girls teachers

    Personal Goals

    1. Exercise at least 5 days this week
    2. Drink 8 glasses of water each day
    3. Finish reading Our Boys by Joe Drape – I started this one a couple years ago and never finished so starting over.  It’s about the Smith Center, Kansas football team (it has been interesting reading the book so far because I know some of the people in it since my parents live near Smith Center)

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu planned out for the week
    3. Start tackling my Fall Organizational Schedule
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. Get caught up on 5 blog items

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Write and Send Out Community Group Email
    3. Work out the details of our Community Group Camping Adventure

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Payoff the Van
    3. Emergency Fund – save 3 months worth of living expenses (we are trying to build this back up because we had to take some out for unexpected expenses recently.)

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

  • Intentional Living: Weekly Goals

    I started the week out a little stronger, but still have a lot of areas I need to work on regarding my goals.  Next week I hope to do better.  The good news is I am at least taking small steps in the right direction.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday – I didn’t quite get everyday this week
    3. Have the girls read 1 book to me 5 days this week
    4. Do devotions with the girls every night (sometimes it gets late and we rush to get them into bed) we missed two nights 🙁
    5. Start the process of getting the girls passports
    6. Go on Mother Daughter Date Night I had a blast with Karlie! 🙂
    7. File the last several weeks of coupons in my File Folder and Binder – halfway done

    Personal Goals

    1. Exercise – walk at least 5 days this week – more than last week but not there yet
    2. Finish reading  The Five Love Languages of Children by Gary Chapman
    3. Listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (I am going through this book with my Community Group)
    4. Go to bed by 10:30 or earlier on Monday through Thursday – I made it a one night.

    Home Management Goals

    1. Weekly Dinner Menu planned and written by Monday
    2. Spend 30 minutes every day picking up / cleaning the house
    3. Dinner on the table by 5:30 PM (Monday through Thursday)
    4. All laundry for the week washed, folded, and put away in one day
    5. Summer clothes pulled out of the main part of the closet and put away (it’s getting chilly and we are not wearing them as much now)

    Business Goals

    1. Spend 10 minutes a day cleaning and organizing my desk – hopefully no one will be looking at my desk today (need to tackle this one daily or it gets overwhelming).
    2. Pay all bills that come in the mail this week
    3. Work on ideas for upcoming blog posts
    4. Research ways to create more residual income – didn’t get there this week
    5. Upcoming events, activities, and posted to my upcoming calendar

    Ministry Goals

    1. Make at least $25 towards my Creative Cash goal this week so I can give more to others. – Made a little over $8
    2. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    3. Alms & Legs Ministry – Email Meeting Notes to the Team
    4. Meet a friend or family member for Breakfast or Lunch – Schedules got a little crazy this week, hope to pick back up next week

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Close on our Refinance – Our plan is to go from the 30 year mortgage that we have been paying off to a 10 year mortgage with a lower interest rate. – bank has delayed the closing again and had to extend our rate, maybe next week?!
    3. Pay off remaining debt – almost there…..I see the light….
    4. Emergency Fund – save 3 months worth of living expenses – on hold until our debt is paid off completely

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have the girls read 1 book to me 5 days this week
    4. Do devotions with the girls every night (sometimes it gets late and we rush to get them into bed)
    5. Get the girls passport pictures taken
    6. Finish filing the last several weeks of coupons in my File Folder and Binder

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Finish reading  The Money Saving Mom’s Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year by Crystal Paine who has a blog called Money Saving Mom (VERY excited about the opportunity to preview this book by a blogger I have been following for years and thankful to be featured on her blog weekly with the Save A Lot Deals!)
    3. Listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (I am going through this book with my Community Group)
    4. Go to bed by 10:30 or earlier on Monday through Thursday

    Home Management Goals

    1. Weekly Dinner Menu planned and written by Monday
    2. Spend 30 minutes every day picking up / cleaning the house
    3. Dinner on the table by 5:30 PM (Monday through Thursday)
    4. All laundry for the week washed, folded, and put away in one day
    5. File the receipts for the last couple of months and organize the table in the office.

    Business Goals

    1. Spend 10 minutes a day cleaning and organizing my desk
    2. Pay all bills that come in the mail this week
    3. Work on ideas for upcoming blog posts
    4. Research ways to create more residual income
    5. Review my 2011 Business Goals and start planning ones for 2012

    Ministry Goals

    1. Make at least $25 towards my Creative Cash goal this week so I can give more to others.
    2. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    3. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Close on our Refinance – Our plan is to go from the 30 year mortgage that we have been paying off to a 10 year mortgage with a lower interest rate.
    3. Pay off remaining debt
    4. Emergency Fund – save 3 months worth of living expenses

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Living on a Budget: Creative Cash (September Update)

    September is my eighth month tracking my Creative Cash.  What is Creative Cash?  Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal.  I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others.  The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already.  I plan to continue this goal for the remaining months of the year.  Despite the many financial obstacles that we have faced as a family we have been blessed with so much.  My husband and I believe it is important to be accountable with our finances and give to others.

    Explanation: The creative cash will be made throughout the entire month through various endeavors.  As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split.  It is my goal to make at least $100 extra a month to help with our goals as well as share with others.  At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.

    To be honest September was not a great month, however, it was better then August.  In August I wasn’t able to do any extra activities to generate creative cash; our family had several out of town trips, guests, events, and a lot of other activities in August that took up the extra time I had available.   I am thankful that we have had the opportunity to travel together as a family and create many great new memories, however, the creative cash has been effected by it.  Although life is still busy we are at least home more now giving me the flexibility to focus on this goal as well as other ones.  I anticipate October being another busy month but now that the girls are back in school life will once again return our new “normal” and I hope to come closer to meeting this goal.  Thankfully I was able to save some extra cash even though I did not reach my my goal of $100.  I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:

    • $7.97 – Items sold on Ebay (after fees):   The all the items sold were coupons.  I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
    • $39.00 – Other miscellaneous amounts earned  (rebates, returns, cash back,  extra money, etc…) that was added to my stash for the month.  Most of the cash this month was from a rebate check I received.

    It was a harder month to set the extra aside because it was very busy and I was not able to participate in as many extra creative cash activities.  The good news is despite the crazy schedule I was able to get a few dollars of creative cash.  September’s “Creative Cash” total was $46.97 which means $23.48 extra that goes towards our current goal (saving for 3 to 6 month Emergency Fund) and $23.49 goes towards charity.  I didn’t hit my $100 goal this month.  It has been really busy with school being out part of the month and traveling with the family.  I am happy that I was able to contribute something this month and every little bit helps us get a little closer to our goals as well as helps others along the way.  I have a plan of action on ways to earn creative cash in October so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others.  Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in September.  I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.

    I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating  and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us.  I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well.  Obviously, each situation and family is unique so decide what works for you and go for it!  Do you know of another way to earn creative cash?   I would love to hear your idea!

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

    Photo by StopNLook