• P&G Everyday Effect Movement – 10 Ways We Can Make A Positive Impact

    With the celebration of Earth Day fresh on our minds our family has been thinking about ways of how we can be more intentional in our efforts to conserve.  While we do our best to recycle we are not always very consistent about doing it.  Making small changes as a family can save a lot over the course of a year.

    P&G Everyday Effect Program is brought to you by P&G and SheSpeaks! P&G believes the most effective changes start at home first by changing the way we think and making small steps to improve our lives by reducing, reusing, recycling, conserving and more.  Here are 10 specific ways our family has been working on changing so we can make a positive impact:

    Adjust the Thermostat

    By adjusting the thermostat only a degree or two you could save potentially several hundred dollars over the course of a year.  Also, when you travel, like we did in April for the girls Spring Break, make sure to adjust the thermostat even more.  If we are not going to be home we turn it up or down (depending on the season) as much as possible so that the HVAC unit is not working over time for an empty house.  Yes, we have come home to the house at about 90 degrees or in the high 40s but we have also noticed a significant decrease in our power bills those months too! 🙂

    Picking Up & Recycling Litter

    When it rains all the water from the street next to us runs down into the creek into our backyard.  After every rain storm we usually have to pick up a variety of trash that was litter on the side of the road.  One of the ways we decided to help is by making it a point to recycle any of the items we pick up instead of just throwing them away.  We have an aluminum can crusher in our garage which is one of the kids chores to sort and crush any cans that we have for that week.  Every couple months or so we take all the cans the kids have crushed to a salvage yard nearby and get some cash for the cans they have saved.

    Using Reusable Water Bottles & Re-purposing Disposable Plastic Water Bottles Prior to Recycling

    Our family typically has at least a few disposable plastic water bottles in our cars or lunches or a 24 pack in the house to grab quickly.  We are trying to use more reusable water bottles to take to school or work lunches and other places so we are not being wasteful.  If we get a plastic water bottle from an event we are making a point to reuse it for something fun (like the snack container pictured above or another craft) before putting it in the recycling bin instead of just throwing into the nearest trash can.

    Water Conservative Shower Head & Shorter Showers

    Sometimes we tend to take longer showers than necessary in our house.  While the occasional long shower doesn’t seem like a lot just cutting it back a few minutes can help us conserve a lot of water for a family of four!  We have put conservative shower heads in our showers so there is not as much water coming out as we take our showers which helps us save a little bit more.

    Washing Our Laundry in Cool Water & Air Drying Our Laundry

    Choosing to wash the laundry in cool water instead of warm or hot can help conserve energy too.  Also, when we allow items to air or line dry that saves energy on the drying cycle.  We have been more intentional about picking out certain items that would air dry nicely.

    Turn Off the Water while Brushing Our Teeth

    This is one that we have been working on at our house for a long time.  For some reason it seems like it is just so much work to turn off the water while brushing our teeth.  If we assume that all four of us brush our teeth for 2 minutes (recommended time) at least twice a day and the average bathroom faucet uses approximately 2 gallons of water per minute our family alone is using over 30 gallons of water a day just to brush our teeth! Yikes!  If we took the extra second to turn off the water then to turn it back on only to rinse we could easily cut that amount in half or more.

    Grow Our Own Produce & Compost

    We make it a point to grow at least some of our produce every year.  Usually we have a huge garden with surplus that we are able to share with family, friends, neighbors, and people from church.  We only water our garden when necessary and it is on a timer to prevent us from wasting the extra water.  This year we are doing a smaller garden because of several big events coming up but we are so looking forward to eating our juicy strawberries and any other plants we put into the garden this summer!  If you don’t want to grow your own garden you can buy produce from your local farmers market.  One of the big benefits of growing your own garden or eating a lot of produce is you have the opportunity recycle and make great compost for future gardens!

    Turning Off the Lights

    Here is another one that it seems like we have worked on for a long time especially with the kids.  They tend to bounce from room to room without even thinking about turning off the lights.  We have talked in depth about the importance of turning off the lights so we don’t waste extra energy.  Thankfully, the kids seem to be getting better with this one now too (although they have forgetful moments)!

    Pack Our Own Lunches Instead of Eating Out

    We have made a point of packing our own lunches for work and school.  It saves money by not eating out all the time plus we can use reusable sandwich and other containers as well as a lunch box instead of getting disposable wrappers and containers from restaurants or fast food.  I have noticed during the busy months I tend to be a little more relaxed on this one so we pulled ourselves together and stuck to doing this for most of the year so far and plan to continue it.  The food that we pack is much healthier, offers more variety, and is packed in more earth friendly containers.

    Only Run the Dishwasher When it is Full

    I have been known to run the dishwasher half full especially if it seems to be a little “stinky” smelling!  This past month we have been more intentional on how we load the dishwasher and only running it once it is completely full.

    Even though you are only one family “everyday effect” can make a huge difference over time.  We only listed a handful of easy ways to conserve water, energy, power, take care of our environment and more, get together with your family and come up with a few more creative ways you can make a difference!

    More about the EverydayEffect movement can be found:

    A special thanks to SheSpeaks and P&G for initiating the Everyday Effect Program and sponsoring this post.  Any specific program information was provided by P&G and SheSpeaks, however, the opinions expressed in this post are our own.

  • Living on a Budget: Creative Cash (April Update)

    April is my third month tracking my Creative Cash.  What is Creative Cash?  Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal.  I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others.  The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already.  I have tested this goal over the last couple months as I am challenging myself to make my life more simplified.   I plan to continue this goal for the remaining months of the year.  Despite the many financial obstacles that we have faced as a family we have been blessed with so much.  We believe it is important to be accountable with our finances and give to others.

    Explanation: The creative cash will be made throughout the entire month through various endeavors.  As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split.  It is my goal to make at least $100 extra a month to help with our goals as well as share with others.  At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.

    April was a great month even though I was out of town for half the month.  Thankfully we started the month strong and I was able to  go over my goal of $100.  I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:

    • $23.11 – Items sold on Ebay (after fees):   The all the items sold were coupons.  I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
    • $64.70 – A portion of the proceeds from our family garage sale the first weekend in April.
    • $26.20 – A portion of the proceeds from the Upstate Kids Consignment Sale
    • $28.85 – A portion of the proceeds from the Mothers of Multiples Club Consignment Sale.
    • $3.87 – Bag of Aluminum cans taken to the Recycling Place.
    • $18.99 – Other miscellaneous amounts earned  (3 rebates, returns, cash back,  extra money, etc…) that was added to my stash for the month.

    April’s “Creative Cash” total was $165.72 which means $82.86 extra that goes towards our current goal (paying down debt) and $82.86 goes towards charity.  It was exciting to go above the $100 goal again and to know it helps us get a little closer to our goals as well as helps others along the way.  I have plan of action on ways to earn creative cash in May so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others.  Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in April.  I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.

    I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating  and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us.  I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well.  Obviously, each situation and family is unique so decide what works for you and go for it!  Do you know of another way to earn creative cash?   I would love to hear your idea!

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

    Photo by StopNLook

  • Living on a Budget: Creative Cash

    Although I am working part time, a stay at home Mom, and wear many other hats from day to day it is important that I am finding ways not only to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses.  The extra amount I bring in on top of the work items is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already.  I have tested this goal over the last couple months as I am challenging myself as I make my life more simplified.   I plan to continue this goal for the remaining months of the year.  Despite the many financial obstacles that we have faced as a family we have been blessed with so much.  We believe it is important to honor God with our finances and give to others.

    Explanation: The creative cash will be made throughout the entire month through various endeavors.  As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split.  It is my goal to make at least $100 extra a month to help with our goals as well as share with others.  At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.

    February was a wonderful month and we were able to accumulate more than anticipated.  I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:

    • $196.88 – Items sold on Ebay:   The majority of items sold were coupons (only 2 toys were sold and they counted for less than $15 of the total amount made).  I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.  I had been saving up several to sell so February was a good month with Ebay.  You can check Ebay to see what is the best way to sell them and if it is worth your time to do it.   I have sold anything from lots of grocery coupons to baby coupons to store coupons and more.  Hint – Baby Formula checks / coupons sell really well on Ebay especially if you will not be using them.  Also, Bed Bath & Beyond coupons never expire and sell really well in lots plus you can add the Linens n’ Things coupons to the lot or use them in the stores.
    • $21.24 – Recycled Goods:  we took several items to our local recycle location this month.  It was the biggest recycling month we’ve had because we had a broken dishwasher, a couple scrap metal pieces such as heat vent and an old sewing machine, plus several months worth of regular cans (the price was $255.00 / NT) and aluminum cans ($0.66 / LB).  Our trash company doesn’t pick up recycled goods for us so we decided to do it as a family on our own and as an added perk we get a little extra in return.  Especially if you are already recycling try finding a place in your area that takes recycled goods near you.  I went to CRC Scrap Recycling since I was already going to be working in that area.
    • $120.00 – Items sold on Craigslist: we had a few bigger items that we were no longer using that we sold.  We had really great luck on Craigslist this month, it can be hit and miss on Craigslist depending on the week and what people are looking for on the site.
    • $37.89 – Ebates cash – we ordered just a few items online and received this rebate.  If you are already ordering items online you should check out Ebates.  They give you extra cash back on many online purchases and any additional savings on items we are already purchasing is a bonus.
    • $15.38 – Other miscellaneous amounts earned  (a rebate, return, and extra money) that was added to my stash for the month of February.

    February’s “Creative Cash” total was $391.39 which means $195.69 extra that goes towards our current goal, paying down debt and $195.70 goes towards charity.  It was exciting to surge past the $100 goal and to know it helps us get a little closer to our goals as well as helps others along the way.  I have plan of action on ways to earn creative cash in March so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others.  Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in February.  I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.

    I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating  and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us.  I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well.  Obviously, each situation and family is unique so decide what works for you and go for it!  If you know of another way to earn creative cash I would love to hear it!

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

    Photo by StopNLook