• Living on a Budget: Groceries $40 for 4

    I thought maybe this week would a little calmer, but it has yet to slow down.  In between appointments I was able to make a quick stop at the grocery store.  Nothing fancy or amazing this week just picking up a few items before the next wave of crazy begins, ha!  Here is my weekly update on our Groceries $40 for 4.

    Groceries from Ingles and Dollar Tree

    Ingles Groceries:

    • $35.02 at Ingels for 2 loaves Bread, 1 container Cottage Cheese, 2 jars Planters Peanut Butter (on sale), 1 package Ground Beef (on clearance), 1 box Danimals Yogurt Sticks, 1 container Philadelphia Italian Cream Cheese Spread (on clearance $0.99), 1 container Strawberry Cream Cheese, 1 bag English Muffins, 1 bag fresh Oranges (on clearance for $0.99), 1 can Biscuits ( on clearance $0.50), 1 bag Blueberry Bagels. (everything was marked down, on sale, or clearance today at Ingles).

    Dollar Tree Groceries:

    • $1.00 for 1 box Toast’em Poptarts

    We were able to get a few items this week. Thankfully, I was able to make it by the store and pick up some items that we’ll need over the next couple of weeks.  Thanks for helping keep me on track even in the midst of this busy season!

    This week I spent $36.02 on groceries.  I was under on my budgeted amount for the week, yay!  I was happy to find a few items marked down on clearance.  I hope that next week we can come under budget!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Intentional Living: Weekly Goals

    It was a busy week and I got sick (that doesn’t happen very often) so that slowed me down a little bit but I was able to make some headway on my goals.  Thankfully I was able to get some rest and don’t have to postpone too many items.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday – I fell asleep early one night and didn’t wake up until after the girls were in bed so the book didn’t get read
    3. Have each girl read 1 book to myself or Jake 5 days this week
    4. Schedule a Date Night with the Girls & Re-Schedule My Date Night with Jake
    5. Finalize the Girls Birthday Party Items – working on it
    6. Set up a dentist appointment for the girls – scheduled and went to the dentist, no cavities!
    7. Pick up the girls new glasses – picking them up this week

    Personal Goals

    1. Exercise – walk at least 5 days this week – with being sick I didn’t get this one done this week hope to get back on track soon
    2. Go to bed by 10:30 pm or earlier Monday to Thursday – not every night
    3. Finish reading Crush It by Gary Vaynerchuk
    4. Read and listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (our church Community Group is going through this book together).
    5. Set up an appointment to get updated on shots / vaccinations – went to the doctor and got my shots, wasn’t too excited about this one, but it was necessary for upcoming travel!
    6. Finalize Upcoming Travel Plans – dates set / plane tickets purchased / visa – my visa has arrived and tickets are purchased, waiting on Jake’s visa!

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu planned and written by Monday
    3. Spend 30 minutes every day picking up / cleaning the house
    4. Dinner ready by 5:30 PM (Monday through Thursday)
    5. Spend time re-organizing and de-cluttering the Master Bedroom & Bathroom – the time I had allotted to do this was taken up with being sick and trying to get better, hope to get this done next week

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts
    3. Spend 10 minutes a day cleaning and organizing my desk
    4. Write a Guest Blog Post – deadline was postponed with sickness
    5. Schedule Meeting with Accountant for Business Taxes – scheduling this week

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch
    3. Email Alms & Legs Ministry Team regarding our upcoming meeting
    4. Put together the Alms & Legs Meeting Agenda

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 3 months worth of living expenses – working on it
    3. Start working on our personal 2011 taxes – we have started the taxes
    4. Put money aside for upcoming trips – putting aside some of the money

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have each girl read 1 book to myself or Jake 5 days this week
    4. Go on our Date Night with the Girls
    5. Celebrate with family and friends at the Girls Birthday Party
    6. Pick up the girls new glasses
    7. Schedule Appointment with Chiropractor

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Go to bed by 10:30 pm or earlier Monday to Thursday
    3. Finish reading Everything Romance by Todd Hafer
    4. Read and listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (our church Community Group is going through this book together).
    5. Finalize Upcoming Travel Plans

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu planned and written by Monday
    3. Spend 30 minutes every day picking up / cleaning the house
    4. Dinner ready by 5:30 PM (Monday through Thursday)
    5. Spend time re-organizing and de-cluttering the Master Bedroom & Bathroom

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts
    3. Spend 10 minutes a day cleaning and organizing my desk
    4. Write a Guest Blog Post
    5. Schedule Meeting with Accountant for Business Taxes

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch
    3. Email Alms & Legs Ministry Team with the Meeting Notes

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 3 months worth of living expenses
    3. Complete our personal 2011 taxes
    4. Put money aside for upcoming trips
    5. Pay for Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Living on a Budget: Groceries $40 for 4

    The girls are back in school this week so our summer schedule is officially over.  My grocery shopping trips this week were a lot quieter and less excited but I am thankful for all the fun I had while the girls were home during the summer.  It costs $2 per lunch per child at their school so I am trying to make lunch meals for the girls the majority of the week for under $4 a day.  You will see some of the items are more tailored to taking lunches to school in my attempt to be budget conscious yet healthy.  Here is my weekly update on our Groceries $40 for 4.

    Groceries from Sav Mor's Sidewalk Box Sale

    Sav Mor Groceries:

    • $14.00 at Sav Mor’s Sidewalk Box Sale we purchased 104 items making them approximately $0.13 each (that includes a Brand New DVD, whole boxes of individual items, for example a whole box of  10 Fruit Snacks counts as 1 item but will be put into the girls lunches for a whole week, and more)
    • 2 – Betty Crocker My Little Pony Fruit Snacks (10 count each)
    • 1 – Betty Crocker Devil’s Food Cupcakes (makes 12)
    • 4 – Betty Crocker Chocolate Chip Cookies (makes 16)
    • 1 – Quaker Chewy Dipps Granola Bars Peanut Butter (8 count each)
    • 4 – Slimfast Chocolate Chip Cookie Dough Bars
    • 8 – SoyJoy Banana Bars
    • 1 – Myoplex Lite Chocolate Chip Crisp Bar
    • 1 – Balance Lemon Meringue Crunch Bar
    • 4 – Applesnax Cinnamon Apple Sauce
    • 8 – Solo Mint Mania Bars
    • 1 – Kashi Go Lean Chocolate Malted Crisp Bar
    • 1 – Zone Perfect Oatmeal Raisin Cookie Dough Bar
    • 2 – SoyJoy Apple Walnut Bar
    • 3 – Quaker Chewy Honey Graham Granola Bars (10 count each)
    • 1 – Chef Boyardee Mini ABC’s and 123’s with Meatballs
    • 1 – Old Spice Raspberry Mustard (7.75 oz)
    • 1 – Wish Bone Romano Basil Vinaigrette (16 oz)
    • 1 – Hidden Valley Ranch Garden Vegetable Dressing (16 oz)
    • 4 – Jello and Peaches
    • 1 – Krusteaz Country White Bread (14 oz)
    • 3 – Atkins Chocolate Chip Granola Bars (5 count each)
    • 1 – Chex Mix Sour Cream & Onion (8.75 oz)
    • 1 – Vegetarian Chili (6.4 oz)
    • 2 – Jello Pudding Pumpkin Spice (3.4 oz)
    • 1 – Nonni’s Biscotti Chocolate Crunch (10 count)
    • 2 – Act II Butter Lovers Popcorn (6 bags each)
    • 1 – Fireside Frosted Animal Cookie Packs (6 count)
    • 2 – Laura Lynn Pizza Sauce Packets (2 bags each)
    • 1 – box Milk Duds (10 oz)
    • 1 – LeBleu Ultra Pure Water (20 oz)
    • 1 – Betty Crocker Super Moist Carrot Cake (18 oz)
    • 1 – Mini Moon Pies Banana (12 count)
    • 1 – Miguel’s Organic Vegetable & Seed Tortilla Dippers (7.5 oz)
    • 2 – Mrs. Freshleys Banana Pudding Cakes (6 count)
    • 3 – Kool Aid Jammers Orange (10 count each)
    • 2 – Jolly Time Blast O Butter (6 bags each)
    • 2 – Weight Watchers Blue Berry Muffins (3 count)
    • 1 – Weight Watchers Lemon Creme Cake (6 count)
    • 1 – Mrs Freshley Honey Buns (6 count)
    • 1 – Chugginton “Chuggers to the Rescue” DVD – 6 episodes (Brand New & Sealed)
    • 1 – Snack Pack Pudding (6 Chocolate and 6 Butterscotch)
    • 1 – Campbell’s Tomato Soup (10 3/4 oz)
    • 1 – Nature’s Path Pomegran Plus Granola with Cherries (11.5 oz)
    • 1 – Pillsbury Creamy Supreme White Frosting (16 oz)
    • 1 – Pillsbury Funfetti Vanilla Frosting with Sprinkles (15.6 oz)
    • 1 – Hidden Valley Salad Kit (Spinach)
    • 1 – Hidden Valley Salad Kit (Original Ranch)
    • 1 – Hidden Valley Salad Kit (Caesar)
    • 1 – Marie Calendar’s Creamy Parmesan Chicken (6.95)
    • 2 – Marie Calendar’s Turkey and Stuffing (6.95 oz each)
    • 1 – Hidden Valley Dip (Harvest Dill)
    • 1 – Toilet Bowl Cleaning Gel (6 count)
    • 1 – Chef Boyardee Mini Beef Ravioli and Meatballs (15 oz)
    • 1 – Soft Scrub Total Kitchen (25.4 oz)
    • 1 – Enviro Kids Organic Gorilla Munch Cereal (10 oz)
    • 1 – Quaker Honey Graham Oh’s (12 oz)
    • 1 – Cascadian Farm Organic Granola Oats & Honey (17 oz)
    • 1 – General Mills Golden Grahams Cereal (12 oz)
    • 1 – General Mills Cinnamon toast Crunch Cereal (17 oz)
    • 1 – Kellogg’s Frosted Mini Wheats Big Bite Cereal (16 oz)

    For more information on Sav Mor’s Sidewalk Box Sale check out Living on a Budget: Sav Mor Sidewalk Box Sale

    Groceries from Ingles, BiLo, and Walmart

    Ingles Groceries:

    • $20.61 at Ingles for 1 loaf Laura Lynn Thin Bread, 1 container Low Fat Cottage Cheese, 1 container regular Cottage Cheese, 1 box Weight Watchers Chocolate Cookies, 1 small package Ground Beef, 1 large package Ground Beef, 2 containers Organic Strawberries, 1 bag Bananas, 1 large bag Potatoes, 1 container Blueberries, and 1 container diced Onions (everything was on clearance including over 6 pounds of meat!).

    BiLo Groceries:

    • 19.81 at BiLo for 2 gallons Milk, 1 large package Chicken Breasts, and 2 packages Lean Ground Beef (BiLo still has the best prices on milk.  I got almost 6 pounds of Chicken Breast on sale and over 4 pounds of Ground Beef on clearance).

    Walmart Groceries:

    • $1.09 at Walmart for 1 bag of Bakery Bread (on clearance)

    This week I spent $55.51 on groceries.  Even though I was only a little over on my budgeted amount for the week I was able to pay cash for the food since I was under on previous weeks.   This week I was able to stock up on several items on clearance; including meat, produce, and snacks for the girls school lunches.  Hopefully next week is an even better week and we can come under budget for the week.

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Living on a Budget: Groceries $40 for 4

    Thankful for all of my readers checking in with me and those who asked why I didn’t give my Groceries $40 for 4 update last week. Since I was out of town visiting family during the girls Spring and Easter Break my husband was given the $40 cash for our groceries.  He was good about not spending more than the $40 that I gave him, however, the receipts and pictures didn’t happen.  He is the better cook in our family but it just isn’t as exciting cooking for one.   I came back this week late on Tuesday evening (otherwise known as very early Wednesday morning) and hit the ground running with appointments, work, and getting the kids back in school.  I did not have an opportunity to go through the fridge, pantry or shop the sales so I just bought the obvious items that were missing this week.  Hopefully by this weekend I will have a grasp of what we need and have a few moment to look at the ads for next week.  I will get back into the routine schedule soon!   Below are my grocery shopping adventures for the week:

    Groceries from Bi-Lo:

    • $8.97 at Bi-Lo for 3 gallons of Milk ($2.99 each)

    I am excited to see how next week goes with our Groceries $40 for 4 budget since I have been gone for two weeks.  This week I only had time to do was restock the milk so I was able to save extra grocery cash.  Thankful for a husband who honors $40 grocery budget!  It makes me smile knowing he carried around that cash the entire time I was gone and had to make decisions on how to spend it as well.

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.