• Living on a Budget: Groceries $40 for 4

    Groceries from Ingles

    Last week didn’t go as I planned.  My husband was in an accident and the van was totaled so my priorities were altered.   Thankfully he is ok but my week didn’t go quite as smoothly as planned.  I didn’t shop any sales this week, but I did get some groceries,  took the time to take pictures, however, I know I picked up other groceries but forgot to take pictures and cannot seem to locate the receipt either.   Unfortunately, I went over again with the busy week, Father’s Day Holiday, and planning for the upcoming week of no grocery shopping.  Here is my weekly update on our Groceries $40 for 4 (with the items I tracked).

    Ingles Groceries:

    • $22.09 at Ingles for 1 container of Mixed Fresh Peppers (clearance), 1 loaf  Bread, 6 packs Strawberry Yogurt  (clearance), 2 (32 oz) bags Carrots (clearance), 1 bag Strawberry Lettuce Mix (clearance), 1 container fresh Strawberries (clearance), 1 bag fresh Broccoli, 1 bag fresh Bananas, 1 bag fresh bakery Bread,  1 container fresh Pineapple (clearance), and 1 bag Corn Tortillas (clearance) Everything was marked down, on sale, or on clearance at Ingles.

     

    Groceries from BiLo

    BiLo Groceries:

    • $26.77 at BiLo for 1 gallon Milk, 1 Red Baron Pizza, 1 Southern Home Mini Bagels, 1 box Smores Poptarts, 1 box Cherry Poptarts, 1 two liter Mountain Dew, 1 container Ice Cream, 1 Red Barron Pan Pasta, 1 bag Spanakopita Rolls, 1 box Southern Home Frosted Flakes, 1 box Southern Home Fruit Loops, 1 box Southern Home Crisp Rice  (these items were bought in a hurry with the girls on our way home to check on Jake.  The Red Barron pizza, Red Barron Pasta, Mini Bagels, Mountain Dew, Spanakopita Rolls, and ice cream were part of a BiLo Meal Deal.)

    It was a tough week when it came to groceries this week. Thankfully, I was able to make it by the store and pick up some items that we needed in the house but I didn’t do a good job of shopping the sales or keeping track of what I bought.  With Jake’s accident this week my mind has been a little preoccupied with him and all the other details.  Thanks for helping keep me on track even in the midst of this busy season!

    This week I spent $48.86  on groceries (on the items I tracked, not sure yet how much total was spent with the other quick trip I made).  I was bummed that I didn’t keep up with everything this week but sometimes life has a way of changing my plans.  I was happy to find the meal deal for our busy week to help us from eating out and some fresh produce on clearance.  Next week I am taking off from grocery shopping in celebrate of the girls first week out of school, spending time with the family, going on a couple fun adventures, and trying to help recover from going over budget the past couple of weeks.  I hope the following week we can come under budget!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Living on a Budget: Groceries $40 for 4

    Jake was traveling for work most of the week and I had a lot of appointments for myself and the girls but I was able to squeeze in a quick trip to the grocery store.  Here is my weekly update on our Groceries $40 for 4.

    Groceries from Ingles, Walgreens, and Save A Lot | RiteAid

    Ingles Groceries:

    • $37.14 at Ingles for 6 containers Fresh Strawberries (marked down to $0.99 on clearance), 3 bags Fresh Oranges (4 pounds each marked down to $0.99 each), 3 limes, 1 box Roarin Twirling Berry Drinks (10 count), 1 box Roarin Twirling Fruit Punch (10 count), 1 box Laura Lynn Oatmeal, 5 packs Kool Aide, 2 packs Wylers, 4 cartons Minute Maid Cherry Limeades, 2 boxes Go-Gurt Strawberry and Blueberry (10 count each), 1 pack Laura Lynn Sliced Sharp Cheddar Cheese, 1 pack English Muffins, 1 large bag Pepperoni, 1 pack Potatoes, 1 small pack Pepperoni and 1 fresh Pineapple.  (All the items were on clearance, marked down or on sale.  I was able to use a couple coupons as well.)

    Walgreen Groceries:

    • $0.00 at Walgreens for 2 cartons of Eggs, a dozen each.  (Used Register Rewards to pay for the eggs).

    Save A Lot | RiteAid Groceries:

    • 20.49 at Save A Lot | RiteAid for 1 bag Granny Smith Apples (3 pounds), 1 bag Red Delicious Apples (3 pounds), 2 bags Carrots, 2 packs KoolAid Drinks (6 count each), 2 bags Cheddar Chex Mix, 1 bag Fresh Spinach (marked down on clearance), 1 fresh Green Pepper, 1 box Frosted Flakes, 1 stalk fresh Celery, 1 can Cinnamon Rolls, 1 box Little Hugs Reduced Sugar Drinks (20 count), and 1 fresh Cucumber

     

    Groceries from Walgreens

    Walgreens Groceries:

    • $0.00 at Walgreens for 1 gallon Milk and 2 cartons of Eggs (They had their eggs marked down to $0.99 each this week and they are still the best price I can find on milk in our area. I used Register Rewards to pay for the milk and eggs today.  We should be stocked up on eggs for a few days.)

    We were able to stock up on some great items this week.  Although we were a  little over we have two celebrations going on this weekend.  The girls Birthday party and Valentine’s Day!

    This week I spent $57.63 on groceries.  I was over on my budgeted amount for the week because of the busy week with traveling, appointments, and upcoming celebrations so thankfully I have a little extra to cover the groceries this week.  I was happy to find fresh eggs and great produce on sale that we can use for several meals.  I hope that next week is better week, back to normal, and we can come under budget!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Intentional Living: Weekly Goals

    Our family had a blast spending some time together for Thanksgiving last week.  I was beginning to wonder what kind of week it would be when we started the week tired and with a little one throwing up.  Thankfully we didn’t have any big travel plans and have gotten past that little spurt of sickness now everyone seems to be on the mend.    Over the Thanksgiving week together we laughed, snuggled, read books, worked on projects, ate delicious food, went shopping, put up the Christmas tree, and just had fun relaxing as well as doing stuff around the house.    I am thankful for a wonderful family and an opportunity to spend some extra time together.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have the girls read 1 book to me 5 days this week – didn’t make do it 5 days
    4. Do devotions with the girls every night (sometimes it gets late and we rush to get them into bed) – not quite every night
    5. Spend extra time with my family over the Thanksgiving Holiday

    Personal Goals

    1. Exercise – walk at least 5 days this week – the first half of the week went well
    2. Go to bed by 10:30 or earlier on Monday and Tuesday

    Home Management Goals

    1. Weekly Dinner Menu planned and written by Monday
    2. Spend 30 minutes every day picking up / cleaning the house
    3. Dinner on the table by 5:30 PM (Monday through Wednesday)
    4. All laundry for the week washed, folded, and put away in one day
    5. Put up the Christmas Tree

    Business Goals

    1. Spend 10 minutes a day cleaning and organizing my desk – my desk was buried by the end of the weekend, time with the family took priority
    2. Pay all bills that come in the mail this week

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4ahem….this one didn’t happen with birthday and Holidays, my sweet husband did a trip for me which brought it up as well. 
    2. Pay off remaining debt – working on it
    3. Emergency Fund – save 3 months worth of living expenses – on hold until the debt is paid off

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have the girls read 1 book to me 5 days this week
    4. Do devotions with the girls every night (sometimes it gets late and we rush to get them into bed)
    5. Get the girls passport pictures taken

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Go to bed by 10:30 or earlier on Monday and Tuesday
    3. Finish reading  The Money Saving Mom’s Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year by Crystal Paine who has a blog called Money Saving Mom (VERY excited about the opportunity to preview this book by a blogger I have been following for years and thankful to be featured on her blog weekly with the Save A Lot Deals!)
    4. Listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (I am going through this book with my Community Group)

    Home Management Goals

    1. Weekly Dinner Menu planned and written by Monday
    2. Spend 30 minutes every day picking up / cleaning the house
    3. Dinner on the table by 5:30 PM (Monday through Thursday)
    4. All laundry for the week washed, folded, and put away in one day
    5. File the receipts and coupons for the last couple of months.

    Business Goals

    1. Spend 10 minutes a day cleaning and organizing my desk
    2. Pay all bills that come in the mail this week
    3. Work on ideas for upcoming blog posts
    4. Review my 2011 Business Goals and start planning ones for 2012

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Meet a friend or family member for Breakfast or Lunch
    3. Make at least $25 towards my Creative Cash goal this week so I can give more to others.
    4. Deliver a meal to a new Mom.

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Pay off remaining debt
    3. Emergency Fund – save 3 months worth of living expenses

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results