I made it through my second week of doing my new cash budget system – Groceries $40 for 4 and I have to be honest with you, it didn’t go well at ALL.  It was a super busy week and I decided at the beginning of the week to totally revamped my menu for this week.  The good news is the menu included a bunch of new healthy recipes, however, since we have been cutting back on our grocery shopping the last few weeks we had to rebuild our fresh fruit and veggie stockpile.  Although I was able to get a lot of great deals on veggies (Thank You Aldi’s) it still added up quickly.  My grocery store shopping this week was spread out and sandwiched in between appointments which made it even more hurried and less organized.   I am still learning how to operate on the cash grocery system (even though I blew it this week).  Hopefully, we can continue trying to utilize the food we already have in our pantry and freezer along with adding in extra fresh fruits and veggies.  I did learn a lot about the mistakes I made this week (hopefully I can refrain from repeating them).  What I learned this week from some of my grocery shopping mistakes:

• It is important to make the time to go shopping and not try to squeeze it in between appointments (rushing through doesn’t always work well even with a list).
• Forgetting some of my coupons made a huge difference ( I didn’t have the time or desire to use extra gas to go back for them)
• Shopping early morning is much better than in the middle of the day (not as many markdown items)
• Fresh items are more expensive (it is okay to substitute in some frozen ones too).
• Completely altering your menu once the week has already started causes unnecessary stress
• There are certain times of day it is not smart to take the whole crew with you to the store (right after school when they are restless and very HUNGRY)
• It is very difficult sticking to a $40 grocery budget when I had numerous hiccups in my process

Pictured above is my Walgreens and SaveALot | Rite Aid trip.  Sorry I was not able to get a picture of my Aldi’s and BiLo trips it took everything in me just to put the stuff away (actually, I still have a few cans sitting on the counter still waiting for me to put them in the pantry).   I didn’t separate out my household and grocery items at Aldi or BiLo either so I don’t have the exact totals but to be completely honest I more than double my grocery budget for this week.  Here is what I spent at the two stores pictured above and what we bought:

• $5.05 at Walgreens for 2 cans of Cashews
• $19.23 at SaveALot | RiteAid for Milk, Parmesan Grated Cheese, Yogurt, Carrots, Cheese, Mushrooms, Stew Meat, Hamburger Helper

Life was spread out and busy this week.  My grocery shopping and house shows the ripple effect of it too. It was our second week of the challenge – Groceries $40 for 4 and we more than doubled our grocery budget of $40.   I was disappointed in myself for making so many silly mistakes (and I knew better too) in my rush to pick up groceries and feed the family.  I did get to use some coupons, bought clearance items, and utilized weekly ad discounts to help save us a little extra on our grocery budget even though the savings wasn’t enough.  I really hope to be more organized and do better next week.  We’ll see how I do!

I hope to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  I hope by taking the extra time to watch my grocery spending it will allow us to feed our family, enjoy life, and yet stay on track with our budget.

Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.