Life Simplified

  • Blessing Lives Everyday with Special Surprises (B.L.E.S.S.): 25 Days of Christmas Blessings (Update)

    Candy Cane and B.L.E.S.S. note taped to a local ATM Machine

    We have officially started our 25 Days of Christmas B.L.E.S.S. (Blessing Lives Everyday with Special Surprises) and in all honesty I think we have been blessed more by doing these activities.  It has been a real joy doing these fun events everyday and it has been a great experience so far.  In some cases we get to see who receives our B.L.E.S.S. gift and in other cases we will never know who is on the receiving end.  We pray that whoever receives or finds these gifts will experience joy during this Holiday Season.  Each night we take down the B.L.E.S.S. activity for the next day and read the verse and the activity then pray for those who have and will receive our little BLESS’ings.

    Quarters taped to the toy and candy vending machines at the front of the store.

    Here is what we have done so far and a couple pictures to share of our adventures:

    • Day 1 – Gave a donation to the Salvation Army then passed out stickers at our local Walmart as people were coming in and out of the store.   During our 45 minutes passing out stickers at Walmart we saw several friends (it was great to greet friends on their way in or out of the store).  The girls gave one little girl and her Dad a sticker, the Dad reached into his Walmart bag pulled out a new container of cookies gave it to his daughter and then had her give the girls each a cookie to say “thank you” for sharing a sticker.  It was so sweet, I almost cried watching the whole interaction in the middle of the Walmart store entry way!
    • Day 2 – Taped a candy cane to the ATM at a local bank.  Taped quarters to the toy and candy vending machines at a local store.  The girls wanted to go back the next day and see if the quarters were used!
    • Day 3 – Hid dollars in the toy section at the Dollar Tree, the girls loved doing this one and giggled the whole time they were hiding the dollars.  They were very excited for the kid who would find a dollar hidden in the toys.
    • Day 4 – Collected food for the Alms & Legs Food Pantry to help families in our local community.  The girls each picked out items that they wanted to share with others.  They spent a considerable amount of timing picking out the perfect cans of vegetables, fruit, and other goodies to share.

    Quarter taped to the vending machine for another little kid to enjoy

    One of our favorite verses this week went along with our Day 4 activity. 

    For I was hungry and you gave me food, I was thirsty and you gave me drink, I was a stranger and you welcomed me.  – Matthew 25:35

    The verse was very specific so it was a fun one to discuss.  When we discussed the verse with the girls they knew exactly what it meant.  “If a person is hungry we should give them food.”  They enjoyed picking out some of their favorite foods to share.

    Karlie’s $1 “hidden” in the Dollar Tree toy aisle

    I am super excited to see how great this B.L.E.S.S. activity is going already.  It has been a true joy sharing with others (many of whom we’ll never meet).  It has been a great experience and I look forward to seeing what will happen with our fun adventures this week.

    Brina’s $1 “hidden” in the toy section on Dollar Tree.

    The main purpose of this activity is to teach our family the joy of giving and sharing to those around us.  I plan to do another update on our fun B.L.E.S.S. adventures next week.  Sometimes it’s the little stuff that can make the most positive impact.  I would love to hear how you are spreading the Christmas cheer this Holiday Season.

    (Update) I have been asked by a number of people for a printable version of the  25 Days of Christmas B.L.E.S.S. activities, verses, and sheets to handout so here they are for your family to enjoy as well:

  • Living on a Budget: Creative Cash (November Update)

    November is my tenth month tracking my Creative Cash.  What is Creative Cash?  Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal.  I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important not only to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others.  The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already.  I have tested this goal over the last couple months as I am challenging myself to make my life more simplified.   I plan to continue this goal for the remaining months of the year.  Despite the many financial obstacles that we have faced as a family we have been blessed with so much.  We believe it is important to be accountable with our finances and give to others.

    Explanation: The creative cash will be made throughout the entire month through various endeavors.  As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split.  It is my goal to make at least $100 extra a month to help with our goals as well as share with others.  At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.

    November was a pretty good month even though it was extremely active in many other areas of my life.  Thankfully I was able to save some extra cash however, I did not reach my my goal of $100.  I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:

    • $8.96– Items sold on Ebay (after fees):   The all the items sold were coupons.  I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash
    • $44.08 – Other miscellaneous amounts earned  (rebates, returns, cash back,  extra money, etc…) that was added to my stash for the month.

    November’s “Creative Cash” total was $53.04 which means $26.52 extra that goes towards our current goal (paying down debt) and $26.52 goes towards charity.  I have plan of action on ways to earn creative cash in December so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others.  Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in November.  I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.

    I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating  and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us.  I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well.  Obviously, each situation and family is unique so decide what works for you and go for it!  Do you know of another way to earn creative cash?   I would love to hear your idea!

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

    Photo by StopNLook

  • Raising Multiples: Upstate Multiples Club Fall Party

    Checking out the rabbits

    Our family had fun at the Multiples Club Fall Party!  We went to Fisher’s Orchard in Greer, South Carolina.  It is a small peach farm with a little barn, farm animals, pumpkins, hayrides and more for families to enjoy.

    Karlie having a blast with the rabbits!

    Karlie loved petting, talking to, and looking at all the rabbits on the farm.  She was thrilled to find that they were very soft and enjoyed eating the apple pieces she was feeding them.

    Brina tickled pink to have a chance to hand feed the bunny rabbits!

    Brina has a soft spot for animals and babies.  She had a grand time hand feeding all the animals on the farm.

    Hand feeding and petting the farm animals.

    The girls thought it was awesome hand feeding all the farm animals.

    Karlie running through the maze with a friend

    They had a really neat maze that the girls loved.  Both girls went through it several times on their own.  They enjoyed being able to do it by themselves yet they could still see us!

    Brina giggling as she rounded the final corner of the maze!

    Brina thought it was hilarious she made it through the maze before Karlie the first time.

    They got faster every time they did the maze.

    Both girls coming around the final piece of the maze at the farm.

    Hayride through the peach orchard

    The girls enjoyed the ride through the peach orchard.  We saw all kinds of scarecrows, trees, and a giant hay bale spider.

    Our two little pumpkins sitting with the pumpkins.

    Pausing for a moment to snap a picture (much to the girls protest).  They thought that we should take home some of the huge pumpkins but since they were $80 or more we decided they were a little out of the family budget.

    Family at the Fisher Orchard Farm

    Quick family shot on the hay bales at the orchard.

    Karlie getting her hand painted

    There is just something about being able to get your hand or face painted.  The girls had fun getting their hands painted during the party. Karlie got a United States Flag and a Rocket.

    Brina getting her hand painted

     Brina waited for Karlie to finish now she gets to have her hand painted.  So much fun!  Brina got a rainbow on one hand and a flower on the other hand.

    Relaxing on the hay bale outside of the maze

    Brina and Karlie loved all the scarecrows at this farm and hay bales to sit on.

    Pretty girls next to a happy hay bale at Fisher Farm

    It was a lot of fun hanging out with our family and families of Multiples at the farm for a few hours.

  • Organized Chaos: Organizing Our Stockpile

    I LOVE getting a great deal but over the last couple of years when I find a good deal the more I find myself asking “Do I really need this?”  Yes, using coupons are wonderful and getting a great deal is amazing only if you are going to use those items or plan on giving them away. A friend introduced me to the show “Extreme Couponing” and after a few episodes I could no longer watch it.  The amount that some people had stuffed in various places in their home was too much for me to even watch.  After some thought I decided to come up with a plan to organize my stockpile in a way that would give me a visual indication that our family’s stockpile is full plus keep the items organized in a way that anyone in my family can find an item, including the kids.

    Here is what I did:

    1. Reorganized our Linen Closet to make room for the stockpile bins.
    2. Purchased inexpensive containers from the Dollar Store.
    3. Used the Label Maker to put the description on the front of each container.
    4. Filled the containers with items from the stockpile.
    5. Once a bin is full then I know it is time to stop buying that item
    6. Any extras items that I get for free I put into a separate box to be given away.

    The new system had to be practical for our family.  I think it is wise to be good stewards of what we have been given and find opportunities to share what you have with others.  I decided that if I had enough of a certain item to last our family for 6 months to a year our stockpile is considered full and I didn’t need to purchase any more of those items.  If I did get a couple items for free they would be put in a special box to give to others (charities, school, church, people in need, friends, family, and anyone else that may need an item from it).

    I have been using this system for several months now and I am really pleased with how it works.  It is easy to know when the stockpile is full enough for your family and it is more efficient when someone needs  to locate an item.  The majority of the items in this closet are office supplies, school supplies and miscellaneous household items.  I love having the freedom to take a few weeks off from using coupons, shopping, or getting deals in general because I know exactly what I have on hand and when I have enough for my family.

  • Intentional Living: Weekly Goals

    I started the week out a little stronger, but still have a lot of areas I need to work on regarding my goals.  Next week I hope to do better.  The good news is I am at least taking small steps in the right direction.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday – I didn’t quite get everyday this week
    3. Have the girls read 1 book to me 5 days this week
    4. Do devotions with the girls every night (sometimes it gets late and we rush to get them into bed) we missed two nights 🙁
    5. Start the process of getting the girls passports
    6. Go on Mother Daughter Date Night I had a blast with Karlie! 🙂
    7. File the last several weeks of coupons in my File Folder and Binder – halfway done

    Personal Goals

    1. Exercise – walk at least 5 days this week – more than last week but not there yet
    2. Finish reading  The Five Love Languages of Children by Gary Chapman
    3. Listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (I am going through this book with my Community Group)
    4. Go to bed by 10:30 or earlier on Monday through Thursday – I made it a one night.

    Home Management Goals

    1. Weekly Dinner Menu planned and written by Monday
    2. Spend 30 minutes every day picking up / cleaning the house
    3. Dinner on the table by 5:30 PM (Monday through Thursday)
    4. All laundry for the week washed, folded, and put away in one day
    5. Summer clothes pulled out of the main part of the closet and put away (it’s getting chilly and we are not wearing them as much now)

    Business Goals

    1. Spend 10 minutes a day cleaning and organizing my desk – hopefully no one will be looking at my desk today (need to tackle this one daily or it gets overwhelming).
    2. Pay all bills that come in the mail this week
    3. Work on ideas for upcoming blog posts
    4. Research ways to create more residual income – didn’t get there this week
    5. Upcoming events, activities, and posted to my upcoming calendar

    Ministry Goals

    1. Make at least $25 towards my Creative Cash goal this week so I can give more to others. – Made a little over $8
    2. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    3. Alms & Legs Ministry – Email Meeting Notes to the Team
    4. Meet a friend or family member for Breakfast or Lunch – Schedules got a little crazy this week, hope to pick back up next week

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Close on our Refinance – Our plan is to go from the 30 year mortgage that we have been paying off to a 10 year mortgage with a lower interest rate. – bank has delayed the closing again and had to extend our rate, maybe next week?!
    3. Pay off remaining debt – almost there…..I see the light….
    4. Emergency Fund – save 3 months worth of living expenses – on hold until our debt is paid off completely

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have the girls read 1 book to me 5 days this week
    4. Do devotions with the girls every night (sometimes it gets late and we rush to get them into bed)
    5. Get the girls passport pictures taken
    6. Finish filing the last several weeks of coupons in my File Folder and Binder

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Finish reading  The Money Saving Mom’s Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year by Crystal Paine who has a blog called Money Saving Mom (VERY excited about the opportunity to preview this book by a blogger I have been following for years and thankful to be featured on her blog weekly with the Save A Lot Deals!)
    3. Listen to the next section of  Desiring God: Finding Complete Satisfaction and Joy in God by John Piper (I am going through this book with my Community Group)
    4. Go to bed by 10:30 or earlier on Monday through Thursday

    Home Management Goals

    1. Weekly Dinner Menu planned and written by Monday
    2. Spend 30 minutes every day picking up / cleaning the house
    3. Dinner on the table by 5:30 PM (Monday through Thursday)
    4. All laundry for the week washed, folded, and put away in one day
    5. File the receipts for the last couple of months and organize the table in the office.

    Business Goals

    1. Spend 10 minutes a day cleaning and organizing my desk
    2. Pay all bills that come in the mail this week
    3. Work on ideas for upcoming blog posts
    4. Research ways to create more residual income
    5. Review my 2011 Business Goals and start planning ones for 2012

    Ministry Goals

    1. Make at least $25 towards my Creative Cash goal this week so I can give more to others.
    2. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    3. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Close on our Refinance – Our plan is to go from the 30 year mortgage that we have been paying off to a 10 year mortgage with a lower interest rate.
    3. Pay off remaining debt
    4. Emergency Fund – save 3 months worth of living expenses

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Living on a Budget: Creative Cash (October Update)

    October is my ninth month tracking my Creative Cash.  What is Creative Cash?  Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal.  I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others.  The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already.  I plan to continue this goal for the remaining months of the year.  Despite the many financial obstacles that we have faced as a family we have been blessed with so much.  My husband and I believe it is important to be accountable with our finances and give to others.

    Explanation: The creative cash will be made throughout the entire month through various endeavors.  As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split.  It is my goal to make at least $100 extra a month to help with our goals as well as share with others.  At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.

    To be honest October was not as great of a month as I hoped it would be, however, it was better then September.    Although life is still busy we are at least home more now giving me the flexibility to focus on this goal as well as other ones.  I anticipate November being another busy month with upcoming Holidays and I hope to come closer to meeting this goal.  Thankfully I was able to save some extra cash even though I did not reach my my goal of $100.  I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:

    • $13.19 – Items sold on Ebay (after fees):   The all the items sold were coupons.  I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
    • $6.59 – Recycled Items taken to the scrap metal company
    • $28.99 – Other miscellaneous amounts earned  (rebates, returns, cash back,  extra money, etc…) that was added to my stash for the month.

    It was a harder month to set the extra aside because it was very busy and I was not able to participate in as many extra creative cash activities.  The good news is despite the crazy schedule I was able to get a few dollars of creative cash and almost met at least half of my goal.  October’s “Creative Cash” total was $48.77 which means $24.38 extra that goes towards our current goal (saving for 3 to 6 month Emergency Fund) and $24.39 goes towards charity.  Although I didn’t hit my $100 goal this month I am happy that I was able to contribute something this month and every little bit helps us get a little closer to our goals as well as helps others along the way.  I have a plan of action on ways to earn creative cash in November so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others.  Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in October.  I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.

    I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating  and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us.  I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well.  Obviously, each situation and family is unique so decide what works for you and go for it!  Do you know of another way to earn creative cash?   I would love to hear your ideas!

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

    Photo by StopNLook

  • Intentional Living: Weekly Goals

    After much thought I have decided to share my weekly goals with you.  I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Have the girls read 1 book to me 5 days this week
    4. Do devotions with the girls every night (sometimes it gets late and we rush to get them into bed)
    5. Schedule a Date Night with Jake
    6. Schedule a Date Night with each child

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Finish reading  The Five Love Languages of Children by Gary Chapman
    3. Listen to The 4-Hour Workweek by Timothy Ferriss
    4. Go to bed by 10:30 or earlier on Monday through Thursday

    Home Management Goals

    1. Weekly Dinner Menu planned and written by Monday
    2. Spend 30 minutes every day picking up / cleaning the house
    3. Dinner on the table by 5:30 PM (Monday through Thursday)
    4. All laundry for the week washed, folded, and put away in one day
    5. Summer clothes pulled out of the main part of the closet and put away (it’s getting chilly and we are not wearing them as much now)
    6. Pick the fresh vegetables that are ready and start preparing the garden for the first freeze.

    Business Goals

    1. Spend 10 minutes cleaning and organizing my desk (somehow everyone stacks stuff on my desk, myself included, and within a day I have a pile sometimes piles)
    2. Pay all bills that come in the mail this week
    3. Work on ideas for upcoming blog posts
    4. Research ways to create more residual income

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests
    2. Alms & Legs Ministry – Email upcoming meeting reminder to members, write and print the meeting agenda
    3. Meet a friend for Breakfast or Lunch
    4. Pack our Operation Christmas Child boxes

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Pay off remaining debt
    3. Emergency Fund – save 6 months worth of living expenses

    I am striving to live intentionally so I have the ability to give my time, talents, and resources more generously to family, friends, and those who my life touches.  Please feel free to share or link your list of goals in the comments below.  Let’s help each other be accountable for the goals we set for ourselves.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Living on a Budget: You CAN Walk Away with Empty Hands

    You can walk out of a store without buying anything…..really it’s okay!  Earlier this month I went into Walmart with the intention of purchasing an item.  I had received a $5 coupon for a particular item in the mail and a few weeks earlier I noticed that item for $6.  When I went in they no longer had it at the same price and the least expensive item of that brand was over $10 so I decided it just wasn’t worth it.

    Walmart is one of those stores it is hard to walk out of empty handed, but since the item I went in for wasn’t within my budget and I didn’t need anything else I left without purchasing anything.  The store was on my way home so I didn’t waste any extra gas in going to the store.  In some ways it was empowering to walk out of the store without anything except my purse in my hand.  There was a time in my life it would have been a lot harder to do that.  I am thankful for a husband who helps me stay accountable with the budget so we can have the opportunity to share with others.

    Are there any stores you find hard to walk out of empty handed?  Is it easy for you to do?

    Photo by StopNLook

  • Travel & Vacation: Great Parks in the Charleston, SC Area

    Cool moving bridge at Center Park

    We found a cute little park on Daniel’s Island, SC with a lot of shade and water fountains (thankfully since it was over 107 and humid that day) only a couple miles down the road from where Jake was working.  This was the most entertaining part on the whole jungle gym!  It was a moving bridge!  You could get on it at one location of the jungle gym and either have someone push you across or you could stand at other side and spin a wheel that pulls you across to the other side of the jungle gym.  The girls (and Mommy) where fascinated by this cool moving bridge and it provided quite a bit of entertainment for all of us!

    Karlie sitting on the wall!

    Karlie thought this wall in the park was awesome!  She would climb up, sit for a few minutes watching everyone and talk anyone nearby then get down.  I think she liked being up higher and over looking the park!

    Brina coming through the blue tunnel at Center Park.

    She thought it was hilarious going through the random tunnels and would giggle when she “caught” me watching at her!  So sneaky!

    Brina saying "hi" to her new friend

    These bubble blowers were such a HUGE hit!  It was so cute seeing Brina just checking out it’s face, it really was a bug friend to her!

    So....when I blew through here bubbles come out?!

    I tried to find these again this year but they must have sold out.  When you blow through the tail of the dragon fly the silver wings spin and a lot of bubbles come out of the dragon fly’s mouth.

    Mommy's about to get blasted with dragonfly bubbles

    This was shortly before a wave of bubbles came my way.  Brina thought it was awesome blowing dragonfly bubbles my direction!

    Karlie on the run at Waterfront Park under the Arthur Ravenel Bridge

    The Waterfront Park under the Arthur Ravenel Bridge is one of our favorite parks to hang out at in Charleston.  It always has shade from the bridge and has very clean restrooms and a cold water fountain.

    Brina playing at Waterfront Park in Mt Pleasant / Charleston, SC

    The Waterfront park is a great place to hang out before going into Downtown Charleston.  You can play in the park, walk on the pier, enjoy ice cream from the snack shop or watch free movies in the evenings during the summer months.

    Sitting on the slide at Waterfront Park

    Brina and Karlie taking a few minutes to cool down and talk while sitting on the slide.  They thought it was such a cool place to sit!

    Karlie relaxing on the boat's railing

    Karlie content to relax for a few moments against the boat’s railing.  This little park is in front of the Information Center for Daniel’s Island right next to a pier.  The girls really liked this park even though it did not have a lot of shade, a restroom or water fountain they still requested to go to this park to walk the pier and “pet” their turtle friends.

    Karlie and Brina driving the little white boat

    The girls thought it was very cool having the boat in the park.

    Hanging out with Daddy on the boat.

    Karlie is laughing at Daddy, while Brina and Daddy look at the camera.  The girls thought this park was so much fun that they had to take Daddy by to check it out too!

    Talking about the boat.

    An inside shot of the boat.  The girls and Daddy were having a fun decision about boats by the time I got their.  Jake had to be melting that day, it was well over 100 degrees and he was in pants and a long sleeved shirt.  Thankfully he was okay going to the “turtle park” to have a picnic with his girls over lunch despite the heat.

    One of the turtles

    They named each turtle and every time we go back they catch on their friends.

    My two little monkeys on top of the jungle gym!

    Karlie and Brina on the top for the jungle gym at a park across from one of the Daniel Island schools.  I was thankful for the higher railings at the top since they one was a good distance up.  They thought it was so funny how little Mommy looked from WAY up high!  It was over 108 degrees that day and no one else was brave enough to play on the jungle gym (or maybe they were smart enough to stay inside).  This park had really nice restaurants but the water fountain was broken.

    Brina bringing their flip-flops over

    This is the Mt. Pleasant Palmetto Islands County Park.  It has a wide area with the rubber padding.  The girls loved playing at this park.  You could also rent paddle boats, go to a Water Park or go on a hike.

    Caught Karlie sneaking down the long slide.

    The girls loved being “big” enough to climb up to the top of the tallest jungle gym and go down the long slide.  It took them several tries to work up enough courage to get up the climbing wall or pole but it was well worth it!

    Spinning in the yellow tire swing.

    The girls liked spinning and spinning in the yellow tire swing.  It made me sick just spinning and watching them after a few minutes.  They thought it was hilarious to jump off and run across the playground after spinning for several minutes!

    Karlie riding on another one of the spinning items at the park.

    She could spin herself but her preference was to have me stand beside her and spin until she said that was good.

    They literally wore out their flip-flops on this Charleston trip.  Since we were staying in a different location we were able to visit several parks and they girls played hard.  We tried to meet Daddy over lunch most days to take him on a picnic to one of the cool parks the girls have discovered, if we didn’t get a chance to go with him over lunch they would insist he check out the parks after dinner in the evening.  The girls were very good despite the heat during our visit to Charleston that week!  Although they would crash by the time we got back to the hotel at night, they were ready to head back out at the break of dawn!  What amazing memories we made during our park explorations in Charleston!  We are already looking forward to our next trip together!

  • Living on a Budget: Creative Cash (September Update)

    September is my eighth month tracking my Creative Cash.  What is Creative Cash?  Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal.  I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others.  The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already.  I plan to continue this goal for the remaining months of the year.  Despite the many financial obstacles that we have faced as a family we have been blessed with so much.  My husband and I believe it is important to be accountable with our finances and give to others.

    Explanation: The creative cash will be made throughout the entire month through various endeavors.  As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split.  It is my goal to make at least $100 extra a month to help with our goals as well as share with others.  At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.

    To be honest September was not a great month, however, it was better then August.  In August I wasn’t able to do any extra activities to generate creative cash; our family had several out of town trips, guests, events, and a lot of other activities in August that took up the extra time I had available.   I am thankful that we have had the opportunity to travel together as a family and create many great new memories, however, the creative cash has been effected by it.  Although life is still busy we are at least home more now giving me the flexibility to focus on this goal as well as other ones.  I anticipate October being another busy month but now that the girls are back in school life will once again return our new “normal” and I hope to come closer to meeting this goal.  Thankfully I was able to save some extra cash even though I did not reach my my goal of $100.  I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:

    • $7.97 – Items sold on Ebay (after fees):   The all the items sold were coupons.  I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
    • $39.00 – Other miscellaneous amounts earned  (rebates, returns, cash back,  extra money, etc…) that was added to my stash for the month.  Most of the cash this month was from a rebate check I received.

    It was a harder month to set the extra aside because it was very busy and I was not able to participate in as many extra creative cash activities.  The good news is despite the crazy schedule I was able to get a few dollars of creative cash.  September’s “Creative Cash” total was $46.97 which means $23.48 extra that goes towards our current goal (saving for 3 to 6 month Emergency Fund) and $23.49 goes towards charity.  I didn’t hit my $100 goal this month.  It has been really busy with school being out part of the month and traveling with the family.  I am happy that I was able to contribute something this month and every little bit helps us get a little closer to our goals as well as helps others along the way.  I have a plan of action on ways to earn creative cash in October so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others.  Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in September.  I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.

    I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating  and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us.  I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well.  Obviously, each situation and family is unique so decide what works for you and go for it!  Do you know of another way to earn creative cash?   I would love to hear your idea!

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

    Photo by StopNLook