Budget

  • How to Find Great Kids Books for FREE or at Discount Prices!

    Books by the pound at the Goodwill Clearance Center!*

     

    Our family LOVES reading and books!  Over the last few years I have been able to accumulate a wonderful library of books for our girls.  Many of my friends or guests in our home will ask where we have gotten so many great books.  I have shared my secrets with those who have asked.  As I was going through the girls books and sorting them I realized how much these books have been a blessing in our lives and  there may be more people that are trying to find great deals on books for free or at discount prices.

    *The picture at the top of the post is some books I recently purchased at the local Goodwill Clearance Center.  I bought 63 books for $4.15 making it approximately 6 cents per book.  The books are used but most are in excellent condition, a lot of the books are worth over $4.00 each themselves.  The majority of the books I purchased were kids books but there were 3 for adults.  I am super excited about reading these with the girls.  A few of the books were even on my (want to buy list), for example 2 of the books are a part of a series called “Help Me Be Good” I have been trying to collect and the two new books I picked up were are on “Teasing” and “Cheating”.  I was able to get a couple Dr. Suess books, educational books, Science books, Golden Books, Scholastic Books, Early Reader Books and more.  Hoping that these will help motivate the girls to read more and we can share with others.

    Where to find Great Books at Discount Prices:

    • Goodwill Store – we have gotten a lot of wonderful books at Goodwill.  I typically only purchase the books if they are marked down 50% or less off Goodwills prices.  Goodwill has discounts every day on certain color tags and will have days or times when all tags are discounted.  Most of the books I buy are between $0.25 to $0.50.  Find a location near you.
    • Goodwill Outlet Discount Clearance Center – we are blessed to live in an area that has a Goodwill Clearance Center, if you are in Greenville and enjoy “hunting” for a bargain you need to check it out.  All the items in the store on Haywood Road (115 Haywood Rd, Greenville, SC 29607, Phone: (864) 627-9840) are purchased by pound.  The Goodwill Clearance Center sells the books at $0.25 per pound.   You can often get quite a stack of kids books for $0.25 a pound.  Usually I have between 10 to 20 books per $1.00 so that makes it $0.05 to $0.10 each book.  In the Goodwill Clearance store you will have to dig through a bin full of books to find the ones you want.  Some days there are very few kids books and other days you’ll find a lot of great ones.  Most of the books are used so you’ll have to check for torn pages, writing, or any other imperfections prior to purchasing the item.  If you want to purchase other items at the Goodwill Clearance store you will pay $1.19 per pound (includes clothing, household items, toys, etc….). See if there is a location near you. Picture of a recent purchase is at the top of the blog post.
    • Garage / Yard Sales – I love finding great deals on books at Yard Sales.   You can often get a whole stack of books or even a series of books to read for a $1.00 or less.  The price I target for books at a garage sale is between $0.00 to $0.20 per book.  Many people will have a “free” box at their yard sale and you can find some neat books in the free box or if you are purchasing a number of other clothes or goods you can often get a book or several for free.  They are great add-ons at a yard sale.
    • Used Book Stores – I have one Used Book Store I frequent in our area, Mr K’s Used Books, Music, and More.   Mr. K’s is nice because you can bring in your books and receive cash for them or you can get store credit and purchase additional books.  You get more store credit for a book then you get cash.  Depending on what you are wanting to do you can really continue increasing your library by participating in such a great book store program.  Also, Mr. K’s usually has a box of “free” books so it is at least worth looking at if your already going to the store.  For more information or to check to see if there is a Mr K’s near you.  The one if Greenville is located at Verdae Village, 101 Verdae Blvd, Greenville, SC 29607, (864) 286-3000.
    • Consignment Stores – there are several consignments stores I like to pop into every few months to check out their selection of books.  The nice part about the consignment stores is they are usually wanting to move the books too.  You can set up an account as a consignor for items their store sells.  Many times if I want a book at one of the consignment stores I will have the owner check my account, buy the book with the money on my account and bring the extra cash left over home or to the bank.
    • Library Book Sales – our library has a monthly book sale.  They will often sell books they no longer are carrying in the library (too many of the same book) or donated books.  I have found that the majority of these books are in really good condition.  The children’s books are $0.25 each.  Picture of a recent purchase is at the top of the blog post.
    • Craigslist – you can get some great books for free or at a discount through your local Craigslist.  I was on Craigslist earlier this week looking through the “free” section and found someone giving away free books.  You can often find free or discounted books that people are looking to giveaway.  Some postings will be very descriptive while others are not if you find free ones that you might want it’s okay to email the person giving them away for more information and a picture before driving to meet them.  Craigslist is a great resource for finding great deals, posts for yard sales, books, and more.  Find your local Craigslist forum.
    • Freecycle – is an online forum where people can post items they are giving away.  The point of freecycle is to keep items out of the landfill and to recycle them in the local community.  You can look for free books people are giving away.  Some people will be very descriptive in posting while others will not listed the specifics.  You can ask for more details if you would like.  The nice part about getting books from Freecycle is you will only pay for your gas and time to meet the person who is giving them away because the items on Freecycle are always “free”.  Look up your local Freecycle group.
    • Gifts from Family & Friends – we will often ask for books for birthday and Holiday gifts.  Our family and friends have given the girls some of their favorite books.

    Books are great educational tools for the kids and adults.   You can find wonderful books for adults by going to these locations as well.  If you have the patience you can really find almost any book you are looking for within a few months at a discount or even free.  There is only one book on my list that I haven’t received yet but it was just put on my list last month.  I anticipate that it will be available soon.  I don’t go to these stores weekly or even monthly, it is nice if I get to stop by one or more of the above stores once a quarter (sometimes less).  I like to have a few extra books on hand because we give the girls a book every week as an incentive for them to read more.  They earn their books by doing extra chores around the house. Happy Book Shopping to You!  Do you have any special tips on finding free or discounted books?

     

    Books from the local Library Book Sale!

    Above is a picture of the 6 Kids books I purchased at the last Library Book Sale I went to (a couple months ago).  The kids books are sold for $0.25 each so I paid $1.50 for all of the books.  The Winnie the Pooh “I’m Really Sorry” was my favorite find because it is a part of a series I am collecting.  The “My Fun with Learning” books have a series of stories in them, many about history and famous historical people.  The “Eyes on Nature Fish” book is an educational book on fish and the “Bugs Life Flik the Inventor” is a great book for my sweet girl who loves science and inventing fun new things.

  • Walgreens: Spent $6 and Got $14 Back

    Walgreens Deals!

    I went to Walgreens to stock up on some of their deals this week.  I spent $6.72 including tax at Walgreens this week for health and beauty purchases and received $13.97 Register Rewards and Rebates back from that visit to use towards my next purchase at Walgreens.  For those of you who haven’t used Walgreens Register Rewards or Rebates here’s what I got.

    • 2 – Colgate Total Toothpastes at $3.00 each = $6.00 total with $4.00 Register Rewards Back (free with coupons plus overage with Register Rewards and Coupons)
    • 2 – Nexcare Bandages (30 count) at$2.99 each =  $5.98 total with $2.99 each Mail in Rebate (free with Rebate)
    • 1 – SunBurnt Gel at $3.99 with Mail in Rebate (free with Rebate)
    • 2 – Scotch Strips at$0.75 each = $1.50 total (marked down on clearance from $2.99 each plus had 2 – $1.00 Coupons making them free)
    • 1 – Cherry Chapstick at $1.00
    • 2 – Fiskar Scissors at $0.75 each = $1.50 total (marked down on clearance from $4.99 each)
    • 1 – Suave Professionals Hair Spray at $3.00 (free with coupon)
    • 2 – Scotch Bubble Mailers at $1.50 each = $3.00 total (free sample included)

    The total was over $49 with tax before using discounts & coupons.  Here are the coupons I used on the five items.

    • Used $1.00 Colgate Manufacturer Coupon for 1 toothpaste
    • Used $1.00 Colgate Walgreens Store Coupon for 1 toothpaste
    • Used $0.75 Colgate Manufacturer Coupon 1 toothpaste
    • Used $1.00 Scotch Strips Manufacturer Coupon for 1 Scotch Strip
    • Used $1.00 Scotch Strips Manufacturer Coupon for 1 Scotch Strip
    • Used FREE Product Coupon from Sauve Professionals (took off $3.00)
    • Used $12 Register Rewards from previous purchase

    I received $13.97 ECB’s and Rebates back today:

    • $4.00 Register Rewards for Colgate
    • $5.98 Rebate for Nexcare Bandages
    • $3.99 Rebate for SunBurnt Gel

    Walgreen’s Register Rewards will expire two weeks from the date they are printed so you will need to make sure to use them before their expiration date.  I always keep the ones that are expiring the soonest on top of the stack to make sure to use them first.

    Another important fact regarding Walgreen’s Register Rewards you will need to know if you haven’t used them before is you can only use 1 coupon per item.  If you use a manufacturer’s coupon for every item you are purchasing you will not be able to use any Register Reward for that transaction.   If you do have a coupon for each item then check Walgreen’s weekly ad because they will have items on sale each week for pennies up to $1 that you can use as “filler” items but they won’t raise your total too much.  Once you get started using coupons and rewards you may discover, like I did, how to purchase many of your health and beauty items for nothing or very little.  Since using coupons and reward programs I rarely pay full price for any of our health and beauty items plus I usually have extra to share with guests visiting us or to give away.

    For those of you who shop regularly at Walgreens I encourage you to share how you were able to save this week!  Although the weekly ad sales are similar every family and situation is different so you may have found items better suited to your household.  In your comment please feel free to share a link to your blog article showing us how you were able to save at Walgreens.

  • Mailbox Goodies: Free Suave, Coffee Creamer, Flipflops, Magazines & More!

     

    Mailbox Goodies!

    One of the best parts about getting the mail is when the mailbox full of goodies, especially when they are free!  Last week was the first week in May so we received a lot of our free magazines.  We got some great coupons for free items, flipflops, water bottle and more stuff in the mail.  Most of these deals are no longer available but I will try to keep you posted of some of the new ones coming up.

    Here are some items we received in the mail:

    • Free Suave Professionals Dry Shampoo or Styling Product Coupon (up to $3.00)
    • Free 1 Pint of Breve Creme Coffee Creamer (any flavor, up to $3.00) & over $2 of Additional Breve Creme Coupons – received from Vocal Point
    • Free Orbit Tropical Remix Flip FlopsOrbit Gum Facebook
    • 6 – Free Child Safety Kits – received from ADT (still available)
    • Free 4 Imprint Tinted Fitness Bottle (20 oz) – we purchase business items from 4 Imprint and they send us free items about quarterly
    • $10 off Coupon at Lowe’s – register at Lowe’s and you will receive coupons & savings in the mail (still available)
    • $25 off Coupon at Lowe’s – register at Lowe’s and you will receive coupons & savings in the mail (still available)
    • Free “Take A Break from Aftertaste” Coffee Cup and Lid – received from Vocal Point
    • 5 – Free Perfect Meal Flavors (Orange Sunrise, Strawberry Passion, Banana Delight, Chocolate Decadence, Vanilla Bean) – received from  iMetabolic
    • Free “Bring Your Own Bag” Make A Difference Static Cling – received from Conserving Now (still available)
    • Over $10 Lowe’s Coupon (Clorex, Windex, Lysol, Tide, Method, Swiffer, and more) – register at Lowe’s and you will receive coupons & savings in the mail (still available)
    • Free 4 Imprint Pen – we purchase business items from 4 Imprint and they send us free items about quarterly
    • Free 4 Imprint Magnifier – we purchase business items from 4 Imprint and they send us free items about quarterly
    • Free Lego Club Jr Magazine –subscription from Lego (still available)
    • Free Newsweek Magazine – subscription from Rewards Gold
    • Free Lowe’s Creative Ideas Magazine – register at Lowe’s and you will receive the magazine, coupons & savings in the mail (still available)
    • Free Futures Magazine – we have been receiving this one for several months
    • Free American Baby Magazine – subscription from Parents (still available)
    • Free Tech & Learn Magazine – we have been receiving this one for several months
    • Free Architectural Digest Magazine – subscription from Rewards Gold
    • Free Bloomberg Businessweek Magazine – subscription from Rewards Gold (still available)
    • Free Outside Magazine – subscription from Rewards Gold
    • Free CIO Magazine – we have been receiving this one for several months
    • Free WOOD Magazine – subscription from Value Mags
    • And more free magazines and local coupons!

    If you are like me it is nice when you get a mailbox with free coupons and samples in it.  The bills will come as well but when you get a mailbox full of free items it helps make the day a little more enjoyable.  Plus the coupons and samples are a great way to stretch your budget and share with others!

  • Pampers Gifts to Grow – 10 Free Points

    Receive another 10 free points from Pampers with the a new Gifts to Grow code!

    This code is different from the previous codes I have given.

    Use Code:  VMF776C7HMEXT4P

    The code expires on May 13th so make sure to add it to your account within the next few days!

    You can save up the rewards to purchase gifts!

    For more information about the Pampers Gift to Grow Program and how you can start earning Pampers “Gifts to Grow” Rewards for your family go to Pampers Gifts to Grow!

  • Living on a Budget: Groceries $40 for 4

    Another week (actually 2 weeks in 1) of doing Groceries $40 for 4. It was a busy week of catching up after being away and since I had been traveling I did two weeks worth of grocery shopping this week. It felt great saving some of the grocery shopping cash since I was doing two weeks worth of shopping while stocking up on some items for our pantry. I mainly stocked up on diary items and fresh strawberries (we ate some, flash froze whole strawberries, and made some amazing Strawberry Jelly) this week. Below are my grocery shopping adventures for the week!

    Groceries from Bi-Lo:

    • $8.86 at Bi-Lo for 3 Gallons of Milk (each with a $1 or 2 – $1 Coupons on them), 2 packs of Cheese, and 2 packs of Yogurt. Plus I used a $5.00 Coupon Off a $10.00 Diary Purchase.
    Freshly picked strawberries!

    Groceries from Hunter’s Farm and :

    • $8.50 at Hunter’s Farm for a gallon of Strawberries.  We picked the strawberries ourselves at Hunter’s Farm in Easley, SC, we definitely got our money’s worth on these with two little ones helping pick and eating a few strawberries in between picking!
    • $8.00 at Sandy Flat for a gallon of Strawberries.  My sweet friend, Ashley from Reflecting on the Simple Things In Life, picked these up for me already since she is closer to Taylors picked so we  could make some delicious Strawberry Jelly!
    Groceries at CVS - restocking our soda for the next time with family and friends!

    Groceries from CVS:

    • $1.78 at CVS for 2 – 2 liters of Mountain Dew.
    Groceries from Bi-Lo

    Groceries from Bi-Lo:

    • $17.23 at Bi-Lo for 2 gallons of Milk, 1 carton of Eggs, 1 Whipped Topping, 2 packs Danimals Yogurt, 2 cans Cream of Chicken Soup, 2 cans Shredded Chicken, 3 bags Shredded Cheese, 1 box of Lipton Tea Mix packs, 1 box of Propel packs, 1 box of  Snapple packs, 1 box Elbow Macaroni Noodles, 1 bag of Sucralose Sugar,  2 boxes of Laci Le Tea packs, and pack of 3 fresh Zucchini.

    I am excited to be back doing our Groceries $40 for 4 budget again.  This week (2 weeks in one) we spent $44.37 on groceries so it was a pretty good week considering it was two weeks worth of groceries.  It was still hard to go $4 over the $40 amount but we need a few items for our fridge and pantry.  I was able to stock up on a few extra items this week, including some diary goods and I froze a couple more gallons of milk since they are discounted.

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • *HOT* FREE Subscription: Martha Stewart Living (1 Year)

    Receive a FREE 1 Year Subscription to Martha Stewart Living by filling out a Rewards Gold Survey!  This magazine offer usually goes quickly!

    • Fill out your address information and take a survey
    • Click that you want to receive the Martha Stewart Living Magazine for 1 Year
    • The link isn’t always working so if you cannot get it to work copy and paste the following into your browser: http://www.rewardsgold.com/mags/ms_living_gd1y/sg_ms_living_pg4gd1.htm

    You should start receiving your subscription in a few weeks!

  • Huggies Enjoy the Ride Rewards: 10 Free Points

    Receive 10 FREE Points from Huggies Enjoy the Ride Rewards Program with the following codes!

    These codes are different from the previous codes I have given.

    Use Code:  BKKDNLKMKHRHPGB

    Use Code:  BKLCDQSHXRLTPGB

    The codes don’t have an expiration date listed  so don’t wait to use it just in case! Make sure to separate the letters out into 3 sets of 5 when you enter the code.

    You can save up the rewards to purchase gifts, diapers, and many more great items!

    For more information about the Huggies Enjoy the Ride Rewards Program and how you can start earning Rewards for your family go to Huggies Enjoy the Ride Rewards!

  • Free Audio Book: “The Next Story” by Tim Challies


    FREE Audio Book Download

    For the month of May Christian Audio is offering a free download of their audio book The Next Story by Tim Challies.  This audio book is about living in a digital with computers, cell phones, and Internet and how it effects our faith.  If you want to read the book then this is a great opportunity to listen to the book for free when you download it from Christian Audio in May.   Make sure to submit your order by May 31, 2011  to get your free audio book.  Thanks Christian Audio!

  • Swagbucks: NEW Gift Cards!!!

    GOOD NEWS for those who are currently participating in Swagbucks or who are just getting started!  Swagbucks has added a lot of New Gift Cards that you can choose from when you redeem swagbucks!   Before these additional gift cards I would usually work towards getting Amazon Cards, Starbucks, Paypal Cash, or other gift cards that I our family enjoys. Now that they have extra Gift Cards available it may be fun to get some additional ones and see if we can make our budget stretch even further!

    You can now choose from a larger variety of Gift Cards (here are a few of the extra ones added):

    • $10 CVS Gift Card – 1,249 Swagbucks (use this in addition to your Extra Rewards Bucks to make your budget stretch even further)
    • $10 Home Depot Gift Card – 1,249 Swagbucks
    • $10 O’Charley’s Gift Card – 1,145 Swagbucks
    • $10 Macaroni Grill, On The Border, & Maggiano’s Restaurants Gift Card1,195 Swagbucks
    • $10 Fandango Gift Card – 1,175 Swagbucks
    • $25 Land’s End Gift Card – 2,865 Swagbucks
    • $25 Cabela’s Gift Card – 2,975 Swagbucks
    • $25 Tiger Direct Gift Card – 2,995 Swagbucks
    • And MORE!!!!

    All the previous reward options are still available (here a few of our Favorite Rewards):

    • $5 Amazon Gift Card – 450 Swagbucks
    • $5 Paypal Cash – 700 Swagbucks
    • $10 Barnes & Noble Gift Card – $1,250 Swagbucks
    • $10 Starbucks Gift Card – 1,300 Swagbucks
    • $20 Target Gift Card – 2,350 Swagbucks

    Get started earning these free Gift Cards and other great rewards today through Swagbucks!

    You can really do a lot with the extra Gift Card options.

    • Restaurant Gift Card & Fandango Gift Card –  Go on a Date Night with your man!
    • CVS Gift Card – Use it with your Extra Care Bucks to purchase Health, Beauty, & Household Items, not to mention diapers, wipes, and other great items!
    • Home Depot Gift Card – Get something for your Home or Yard!
    • And Many More Great Ideas!!!!

    If you haven’t already started using Swagbucks now’s an excellent time to start earning or beef up your current earnings! It is FREE to signup and you can quickly rack up the Swagbucks to earn free Gift Cards as well as thousands of other rewards for your family!  It is possible to earn 1 to several Gift Cards or Rewards a month!  To learn more information on how to get started earning Swagbucks please see my post on Swagbucks: Earning A Little Extra!

    It is a great way to bring in a little extra for yourself, your family, or to share with others every month!  Every little bit helps!

     

     

  • Living on a Budget: Creative Cash (April Update)

    April is my third month tracking my Creative Cash.  What is Creative Cash?  Creative Cash is finding ways to come up with extra cash to share with others as well as work on our current goal.  I am working part time, a stay at home Mom, and wear many other hats from day to day, however, I feel that it is important to save money for our family by using coupons and buying items on sale but to earn a little money to help with the extra expenses and to share with others.  The extra amount I bring in on top of the work is what I call “Creative Cash” which means finding ways to make money creatively or with items and talents I have already.  I have tested this goal over the last couple months as I am challenging myself to make my life more simplified.   I plan to continue this goal for the remaining months of the year.  Despite the many financial obstacles that we have faced as a family we have been blessed with so much.  We believe it is important to be accountable with our finances and give to others.

    Explanation: The creative cash will be made throughout the entire month through various endeavors.  As it comes in the money is placed into our savings account and withdrawn at the end of the month so it can be split.  It is my goal to make at least $100 extra a month to help with our goals as well as share with others.  At the end of the month the money will be split 50 / 50 with half going towards our current goal we are working on (which at the moment is paying down debt) and the other half going to charity.

    April was a great month even though I was out of town for half the month.  Thankfully we started the month strong and I was able to  go over my goal of $100.  I want to share with you the ways we did it so if you are looking for ways to make a little extra creative cash for your family hopefully we can be an inspiration in getting your creative juices flowing:

    • $23.11 – Items sold on Ebay (after fees):   The all the items sold were coupons.  I encourage you to look around at some of the coupons you get the mail, newspapers, magazines, in your stockpile, or other places and if you will not have the opportunity to use them then consider selling them for a little extra creative cash.
    • $64.70 – A portion of the proceeds from our family garage sale the first weekend in April.
    • $26.20 – A portion of the proceeds from the Upstate Kids Consignment Sale
    • $28.85 – A portion of the proceeds from the Mothers of Multiples Club Consignment Sale.
    • $3.87 – Bag of Aluminum cans taken to the Recycling Place.
    • $18.99 – Other miscellaneous amounts earned  (3 rebates, returns, cash back,  extra money, etc…) that was added to my stash for the month.

    April’s “Creative Cash” total was $165.72 which means $82.86 extra that goes towards our current goal (paying down debt) and $82.86 goes towards charity.  It was exciting to go above the $100 goal again and to know it helps us get a little closer to our goals as well as helps others along the way.  I have plan of action on ways to earn creative cash in May so stayed tuned, hopefully, it will be another month where we can get closer to our goal and share with others.  Each month I do a variety activities to accomplish this goal, the items above are just the ones I did specifically in April.  I look forward to sharing more of the things that work well for our family as I do them in the upcoming months.

    I will share with you the challenges, successes, and updates as I go through this journey so you can keep me accountable or even go through it with me by participating  and sharing your story. Taking the extra time to find ways to help our family as well as invest in the lives of others is important to us.  I hope that we have been able to encourage you to find ways to come up with some creative cash for your household as well.  Obviously, each situation and family is unique so decide what works for you and go for it!  Do you know of another way to earn creative cash?   I would love to hear your idea!

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

    Photo by StopNLook