Budget

  • Intentional Living: Weekly Goals

    It was great to have some time back home last week catching up with the pets, housework, appointments, and more!  The girls had fun playing with the animals and hanging out at home. While waiting at the doctors offices the girls and I read a bunch of  books together too.  This is the girls last week at home before going back to school so are spending some time having fun and creating memories this week.

    Last week’s goals:at

    Family Goals

    1. Read regularly to the girls and have them read to me
    2. Participate in at least 2 fun Summer Activities with the Kids
    3. Plan out the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes) Grand Prize for Completion
    4. Spend time with extended family

    Personal Goals

    1. Exercise at least 5 days this week – didn’t get it all in this week
    2. Pick out my next book to read

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week – didn’t get it done
    3. Work on My Summer Organizational Schedule
    4. Pack for upcoming trip
    5. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. Work on projects with the family business

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses – temporarily on hold
    3. Car Fund – save money for another vehicle to replace the one that was totaled – working on it
    4. College Fund – put cash aside for 1 year of Jake’s College Classes – temporarily on hold with the car

    My goals for the upcoming week:

    Family Goals

    1. Read regularly to the girls and have them read to me
    2. Participate in at least 2 fun Summer Activities with the Kids
    3. Spend time with family before the kids go back to school
    4. Get the girls items packed for school
    5. Go to the pool / beach
    6. Doctor Appointments complete before school starts

    Personal Goals

    1. Exercise at least 5 days this week

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Prep for my Fall Organizational Schedule
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses
    3. Car Fund – save money for another vehicle to replace the one that was totaled
    4. College Fund – put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results.

  • Organized Chaos: Health & Medical Supplies

    Organizing Our Health & Medical Supplies

    Do you ever open the medicine cabinet for a bandaid or to get Tynenol for a child’s fever or something else and either everything falls out of the cabinet or you cannot locate the one item you need?  I love to get items on sale, clearance, or with a coupon but it is usually not reasonable to stuff everything in the same cupboard in the kitchen and hope that you can find it when you need it.  You don’t want any health or medical items somewhere young children can get ahold of it, it’s not food so the pantry isn’t really a great option either.  Since all the items don’t need to be in the cupboard at once (do you really need 2 to 5 boxes of the same bandaids in the cupboard all at one time) you could store them someplace accessible yet out of reach.

    Here are some more pictures on what is in the containers.

    Health & Medical items organized on the top shelf on my husbands closet

    The spot I discovered that works the best for our family is at the top of my husbands closet (thanks honey for sharing your closet space).  He was super sweet and redid our closets with the wire adjustable shelving which makes it much easier to store items in the closet.  For several years any extra items would be put in a box and stored on the top shelf of his closet.  Whenever we needed to get something we had to lug the entire box down and go through it to see if we had what we need.  I decided it was time to make it more accessible and user friendly.  I bought clear plastic containers at Dollar Tree, put all the items from the big box into the containers, labeled the containers, and re-stacked them on the top shelves of his closet.

    Far Left Stack

    • Liquid Prescription Medicine
    • Non-Liquid Prescription Medicine
    • Medical Equipment Equipment – Blood Pressure Monitor, Stethoscope, etc…

    If you notice out of all the stacks this one is the hardest to get access to (and for a good reason).  Many of the items in this stack are prescription based and in order to get anything out of this stack you have to move at least one of the other rows.  I intentionally put this in the hardest to reach place because these items shouldn’t be used as much and you don’t want someone to accidentally grab the wrong thing thinking its cough syrup.

    Middle Stack

    • Allergy Medicine
    • Headache / Fever
    • Tums / GasX / Stomach

    Right Stack

    • Cold Medicine
    • Cough Drops
    • Liquid Cold Medicine

    Organized Health & Medical Items

    Having the health and medicine organized has made the whole system much more efficient for our family.  If we are out of bandaids I go into the closet, get the bandaid container down, and restock the bandaids.  If I notice one of the containers is getting empty I will put that item on my list to look for in the sales fliers and on the clearance shelves.  Once a container is full I no longer buy any more of that particular item until we need it again because what we have in stock should last us several months.  This system has helped us save time, money, and energy.  It is much easier finding what you need, to see what needs restocked, you don’t waste money on items you already have at home, and it looks so much better too

    Left Stack

    • Miscellaneous – items that don’t fit into any of the other categories or ones that we typically only keep one extra of since we don’t go through them as quickly
    • Vitamins
    • Heat Pads

    Right Stack

    • First Aid
    • Bandaids
    • Gauze / Medical Pads

    This system has worked very well with our family.  I think it is important that you find what works best for your family and go with it.  It didn’t take me long to get this set up and it has been a huge time saver ever since we started using it.  I would love to hear how and where you store these types of items in your home?

  • Book: “More Than Enough” by Dave Ramsey

    On a recent trip I read the book More Than Enough by Dave Ramsey. I have read a couple other of Dave’s books and have enjoyed them.  This book is geared more towards self improvement and motivation.  Dave emphasizes the importance of being content and living an ethical life.  While this book does discuss money it’s primary focus is how finances relates to your spouse, children, work and every other area of your life.  The book makes us pause and reflect on our character, values, discipline, and how we interact with those around us.  Some of the areas discussed:

    • Discipline
    • Goal Setting
    • Values
    • Accountability
    • Patience
    • Generosity (both time & resources)

    Even though this book was a little different from Total Money Makeover I believe it contains some key components to having a successful life.   Having all the money in the world isn’t much if we are not content or don’t have someone to share it with.  As with anything we can find ourselves being too extreme when it comes to finances (too frugal or too loose with money).  I like how he ties it all together and builds on the importance of family, goal setting, values, generosity, and finding contentment beyond our finances.

    Also, included at the end of each chapter in this book are Thoughts from Sharon which is a paragraph or two from Dave’s wife and her insights regarding the topic that was discussed.  In the appendix of the book there are several financial worksheets that you can use to help you get started with your finances.

     

  • Living on a Budget: Groceries $40 for 4

    Groceries from Ingles and Save A Lot | RiteAid

    Last week we were in Charleston so this week were are back home and in the new summer routine.  The girls had a fun week at VBS and I was able to catch up on a few projects I needed to tackle.  Our family is juggling one car for awhile now so my grocery shopping may be a little higher one week and lower the next depending on when I get the vehicle.  Here is my weekly update on our Groceries $40 for 4.

    Ingles Groceries:

    • $17.96 at Ingles for 1 bag Mixed Fruit (5 lbs apples and oranges), 1 container of Mushrooms (clearance), 1 bag Broccoli, Cauliflower, and Carrots (clearance), 1 bag Oranges (clearance), 1 container Fresh sliced Pineapple (clearance), 1 container fresh Salsa (clearance), 2 bags Sorrento Mozzarella String Cheese (sale & used coupon), over 3 pounds Ground Beef (clearance), and 2 Sweet Yellow Onions. Everything was marked down, on sale, or on clearance (all produce was $0.99 or less) at Ingles.

    Save A Lot | RiteAid Groceries:

    • $22.05 at Save A Lot | RiteAid for 1 gallon Milk, 1 container of Whipped Topping, 1 bag English Muffins, 2 boxes Brownies, 3 cans sliced Pineapples, 3 cans Mandarin Oranges, 1 bag Betty Crocker Chocolate Chip Cookie Mix, 2 cans sliced Peaches, 1 bag Cheese Balls, 1 bag Betty Crocker Sugar Cookie Mix, 2 cans Fruit Cocktail, and 1 bag Corn Tortilla Chips.

    Groceries from Ingles

    Ingles Groceries:

    • $43.58 at Ingles for 1 container of Mushrooms (clearance), 1 loaf  Bread, 20 packs Kool Aid Pink Lemonade, 1 bag Spinach (clearance), 2 Orange Crush two liters (on sale for $0.88), 2 Mountain Dew two liters (on sale for $0.88), 1 can Heavy Whipping Cream, 2 bags Mozarella Cheese Sticks (12 count), 10 bags Kraft Shredded Cheese, 3 blocks Kraft Sharp Cheddar Cheese, 1 bag Bananas (clearance), 1 bag Potatoes (clearance), and 1 container Soy Beans (clearance). Everything was marked down, on sale, or on clearance at Ingles.

    This week I spent $83.59  on groceries.   I went way over budget this week, it’s embarrassing……!  Thankfully with us being in Charleston last week we didn’t spend any on groceries so in some ways this is like grocery shopping for two weeks instead of one (makes me feel a tiny bit better).  I was happy to find some cheese deals and some fresh produce on clearance that should last us for quite awhile, although I am not too thrilled about how much I went over this week.  We are still juggling around one car in our family so that makes schedules and grocery store shopping a little more challenging.  Next week it looks like I won’t have the car most days so it should be a lower week to help make up for this week.   Hopefully next week we can come under budget and July will be a better month for us!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Intentional Living: Weekly Goals

    Jake had to travel last week for work so we tagged along with him since the girls were out of school.  We spent a fun week in Charleston swimming, playing, exploring, reading, and enjoying some extra time together.  We even made it to the beach which was a special treat!  Hopefully this week I will have a chance to get back up to speed with my goals and household obligations.  The pets were happy to see us come home too.  You will notice that some of my goals have shifted to reflect my priorities over the summer, it is more important to me to spend time with my family while the girls are on summer break then to ignore them so I can meet all my other goals.  Yes, I will continue moving forward with those goals as well but my highest priority the next couple months will be family since we have more time together.

    Last week’s goals:

    Family Goals

    1. Connect with each family member at least once a day
    2. Enjoy time doing one fun activity with the girls every day – spent a lot of time at parks, swimming, and spending time together in Charleston
    3. Read at least one book to the girls every day
    4. Listen to the girls read at least one book to me or Jake every day – the girls read through a whole bunch of books at parks, in the hotel and in the car, thrilled to see them get even more excited about reading
    5. Spend some extra time catching up with family and friends
    6. Finish 1/3 of the Summer Reading Program
    7. Spend time at the pool playing with the kids

    Personal Goals

    1. Exercise – walk at least 5 days this week – walked with the girls in the parks and went swimming everyday
    2. Spend quality time with my kids & Jake – spent time together in Charleston
    3. Finish reading  Am I Messing Up My Kids by Lysa TerKeurst
    4. Finish reading More Than Enough by Dave Ramsey – started it

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week – the dinner menu was based off of Jake’s schedule and whatever coupons we could find for the Charleston area so not every dinner was planned with us being out of town (but every lunch was planned)
    3. Plan Summer Organizational Schedule
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention – did as much as I could remotely
    3. 1o minutes a day Cleaning / Organizing my desk – wasn’t able to do this since I was in Charleston

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated schedule to our Community Group – didn’t get the email out but prayed for and tried to connect with each girl in our group

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4 – actually stayed under with us being out of town, just brought items from home for some of our lunches, dinner, and snacks (breakfast was included with the hotel)
    2. Emergency Fund – save 6 months worth of living expenses – temporarily on hold as we save for another family car
    3. Save money for another vehicle to replace the one that was totaled – working on it
    4. Put cash aside for 1 year of Jake’s College Classes – on hold while until we get another car

    My goals for the upcoming week:

    Family Goals

    1. Read at least one book or a chapter in a book to the girls every day
    2. Listen to the girls read at least one book to me or Jake every day
    3. Participate in at least 2 fun Summer Activities with the Kids
    4. Take the girls to Vacation Bible School – VBS
    5. Get to the 1/4 Goal Mark (500 Hours) on the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading Hours)
    6. Go to the library with the kids
    7. Go on a Date Night with Jake

    Personal Goals

    1. Exercise – at least 5 days this week
    2. Finish reading More Than Enough by Dave Ramsey

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Start My Summer Organizational Schedule
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated schedule to our Community Group

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses
    3. Save money for another vehicle to replace the one that was totaled
    4. Put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Intentional Living: Weekly Goals

    The girls are officially out of school and on summer break now we have two 2nd graders in our household!  I am super excited to spend some extra time with the kiddos and have a lot of fun activities planned.  This week didn’t go quite as planned….Jake got in an accident so I am a little behind on some of the goals and had to rearrange other ones but thankfully he is okay and healing well.

    Last week’s goals:

    Family Goals

    1. Connect with each family member at least once a day
    2. Final Prep for Summer Break
    3. Read at least one book to the girls every day
    4. Listen to the girls read at least one book to me or Jake every day
    5. Spend some extra time catching up with family and friends
    6. Confirm the Schedule / Flights for upcoming Family Reunion

    Personal Goals

    1. Exercise – walk at least 5 days this week – didn’t get this one done
    2. Update my goals
    3. Finish reading  Am I Messing Up My Kids by Lysa TerKeurst – time was spent in other areas this past week

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Spend 30 minutes every day picking up & cleaning the house

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated schedule to our Community Group – didn’t get the email out this week

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4 – went over budget again
    2. Emergency Fund – save 6 months worth of living expenses – still saving up
    3. Save money for upcoming trips – put on hold with the accident this past week
    4. Put cash aside for 1 year of Jake’s College Classes – temporarily put on hold with the accident

    My goals for the upcoming week:

    Family Goals

    1. Connect with each family member at least once a day
    2. Enjoy time doing one fun activity with the girls every day
    3. Read at least one book to the girls every day
    4. Listen to the girls read at least one book to me or Jake every day
    5. Spend some extra time catching up with family and friends
    6. Finish 1/3 of the Summer Reading Program
    7. Spend time at the pool playing with the kids

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Spend quality time with my kids & Jake
    3. Finish reading  Am I Messing Up My Kids by Lysa TerKeurst
    4. Finish reading More Than Enough by Dave Ramsey

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Plan Summer Organizational Schedule
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated schedule to our Community Group

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses
    3. Save money for another vehicle to replace the one that was totaled
    4. Put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Intentional Living: Weekly Goals

    The girls were wrapping up their last full week of school so we had a lot of extra activities now we just need to get through the next few days and it will be summer break!  It was hard to get everything done last week with all the year end activities therefore I am hoping to catch up this week.   We have a lot of really great activities planned for this summer.  It will be fun to travel a little and catch up with some family and friends too.

    Last week’s goals:

    Family Goals

    1. Connect with each family member at least once a day
    2. Prep for Summer Break – I got their summer reading wall put up now need to finalize all the other little details
    3. Read at least one book to the girls every day – didn’t get a chance on Monday night it was packed full with KOH, 1 John Ministry – Homeless Dinner, Girls 1st Grade Program and Swimming Lessons
    4. Listen to the girls read at least one book to me or Jake every day – we missed Monday night but otherwise did well
    5. Attend the Girls First Grade Program
    6. Spend some extra time catching up with family and friends
    7. Swimming Lessons for the Kids
    8. Confirm the Schedule / Flights for upcoming Family Reunion – schedules confirmed just need to get flights arranged

    Personal Goals

    1. Exercise – walk at least 5 days this week – getting closer
    2. Update my goals – didn’t get to it this past week
    3. Finish reading  Am I Messing Up My Kids by Lysa TerKeurst – I keep leaving the book in random places so getting behind
    4. Finish The Hunger Games by Susan Collins (recommended by several friends) – while the book captivated my attention I have a lot of mixed feelings about the book…..

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Spend 30 minutes every day picking up & cleaning the house – had a couple days I let it go with all the activities going on this past week

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk – I ended the week with a stack of papers that need my attention

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated praises, prayer requests, and schedule to our Community Group
    3. Feed & Serve Homeless – 1 John Ministry

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4 – so close but went over by $1.76
    2. Emergency Fund – save 6 months worth of living expenses – getting closer
    3. Put aside cash for upcoming trips – on hold momentarily
    4. Save money for 1 year of Jake’s College Classes – working on it

    My goals for the upcoming week:

    Family Goals

    1. Connect with each family member at least once a day
    2. Final Prep for Summer Break
    3. Read at least one book to the girls every day
    4. Listen to the girls read at least one book to me or Jake every day
    5. Spend some extra time catching up with family and friends
    6. Confirm the Schedule / Flights for upcoming Family Reunion

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Update my goals
    3. Finish reading  Am I Messing Up My Kids by Lysa TerKeurst

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Spend 30 minutes every day picking up & cleaning the house

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated schedule to our Community Group

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses
    3. Save money for upcoming trips
    4. Put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Living on a Budget: Groceries $40 for 4

    I apologize it has been so long since I have posted my $40 for 4 grocery update!  It has been a fun, amazing, wild, memorable several months with a trip to India, Charleston, Disney, Kennedy Space Center, Sea World, family staying with us on and off for a month as well as many other wonderful activities! I have been doing my best to stay within budget but having you alongside of me and reading my regular post definitely keeps me more accountable because I have blown the budget several times since I last posted!   Here is my weekly update on our Groceries $40 for 4.

    Groceries from Save A Lot | RiteAid and Ingles

    Save A Lot | RiteAid Groceries:

    • $4.87 at Save A Lot | RiteAid for 1 gallon Milk and 1 bag Brown Sugar (ran out of milk and used the rest of my brown sugar for the homeless dinner our Community Group hosted on Monday evening so had to restock these items)

    Ingles Groceries:

    • $11.79 at Ingles for 2 loaves Bread,  1 gallon Milk, 1 Yellow Sweet Onion, 1 container Pina Colada Yogurt (on clearance & so delicious I almost didn’t share it), 1 bag Fresh Green Beans (clearance $0.99), 1 bag Fresh Cauliflower, Broccoli, and Carrots (clearance $0.99), 1 container Mushrooms (clearance $0.99), 1 container Dill Veggie Dip (clearance $0.99), and 1 package Wholly Avocado Dip (clearance $0.99).  Everything was marked down, on sale, or on clearance at Ingles.

    Groceries from Ingles and Save A Lot | RiteAid

    Ingles Groceries:

    • $7.77 at Ingles for 1 container of Dill Seasoning, 1 loaf French Bread, 1 container Peach Yogurt  (on clearance), 1 container Fresh Pink Lemonade (clearance $0.99), 1 container Veggie Dip (clearance $0.99), and 1 container fresh Chicken Salad  (on clearance) Everything was marked down, on sale, or on clearance at Ingles.
    • Save A Lot | RiteAid Groceries:$17.33 at Save A Lot | RiteAid for 1 package Flour Tortillas, 2 multi-packs Trident Gum (clearance $0.74), 2 Ham & Cheddar Lunchables, 1 bag Chicken Breasts, 6 packs Sandwich Creme Cookies (clearance $0.69), 1 pack Powdered Donuts (clearance $0.84), bags of Cheddar Cheese Balls, and 1 Watermelon.

    I was able to get a few great items this week. Thankfully, I was able to make it by the store and pick up some items that we’ll need over the next couple of weeks even if a couple of unexpected items got added to the list.  Thanks for helping keep me on track even in the midst of this busy season!  I don’t anticipate life slowing down too much though since the girls will be getting out of school next week and we have a lot of exciting adventures planned for their summer break.

    This week I spent $41.76  on groceries.  I was bummed that I went over on my budgeted amount for the week again but thankful I was only $1.76 over!  I would have made it but I was asked to provide snacks for the girls field day so it was extra items I wasn’t planning on for the week that helped me slide past my goal.  I was happy to find a few items marked down on clearance and provide snacks (watermelon, cookies, and cheese balls) for 20 students while staying pretty close to my budgeted amount.  I hope that next week we can come under budget!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.

  • Gift Giving: Kids Two Liter Surprise Gifts

    Kids Two Liter Surprise Gifts

    Are you looking for a unique birthday or fun gift for someone?  These gifts were a big hit with our family!  I had a blast brainstorming and coming up with these  fun gifts for my nieces and nephews.  I wanted something fun, unique, and easy to send in the mail.  I recycled 2 liter bottles, stuffed them with all kinds of fun items as well as colorful shredded paper and mailed them!  The kids absolutely LOVED them! 🙂

    I was super excited to hear that my nieces and nephews overjoyed at getting these in the mail!   I sent one 2 liter surprise gift to each family, so these four bottles were actually for 12 kids in all.  This is a great way to get something special for a group of kids because they all have fun opening and discovering all the goodies in the bottle.  Every bottle had a variety of items that all the kids would enjoy from candy to markers, erasers, glue sticks, paper clips, colored pencils, bouncy balls, stickers, and so much more!

    View of the back of the bottles, you can see a lot of the fun items inside the bottles

    I originally did these gifts for my nieces and nephews as their Christmas presents but since I have been asked by several people to duplicate these gifts I thought I would share them with you too.  If you need to send a gift for an upcoming birthday, graduation, Christmas, congratulations, baby, wedding or for any occasion these would be fun to put together and bring a smile to the person receiving it!   One lady in the post office wanted to know if I could put together one for each of  her grandkids! 🙂   As you can see from the pictures above I did four at one time but it would be very easy to do one at a time too.  The gift is unique, memorable, fun, and very affordable!

    After cleaning out the 2 liter bottle I filled it with colorful shredded paper and all kinds of fun items then stuck bows to the lid, taped the address on the outside, and mailed them.  They cost less postage then a box, were super fun to put together plus I got raving reviews from both those that seen them in transport and on the receiving end.    I even had a postal worker from another office contact me to comment on the awesome gifts!

    Once you get started and your creative juices get going the possibilities are endless with this two liter surprise gift.   Here’s how I did it:

    Empty and clean 2 liter bottle (I used clear and tinted bottles both worked well)

    Everything you put into the bottle must got through the top opening where the cap screws onto the 2 liter.  Put a little bit of colorful shredded paper in first to get some color and padding in the bottom of the 2 liter.

    Gather a bunch of items that you think will fit through the 2 liter opening at the top.  I like to have a lot of variety in my Two Liter Surprise Gift so here are some of the items that I put into mine.  I used what I had in my stockpile from shopping sales, clearance racks, and using coupons so the entire gift was very affordable.  Here are some of the items I used to get you started:

    • Twist Lollipops
    • Markers
    • Glue Sticks
    • Color Pencils
    • Erasers
    • Paper Clips
    • Post-it Notes
    • Crayons
    • Highlighters
    • Paint Brushes
    • Mechanical Pencils
    • Tattoos
    • Pencils
    • Stickers
    • Magnets
    • Balloons
    • Ink Pens
    • Binder Clips
    • Bouncy Balls
    • Small Toys
    • Small Notebooks
    • Decorative Bags
    • And MORE!

    Twist Lollipops were the surprise in the middle of the 2 liter bottle with all the other items and shredded paper packed in around them to protect them.  I was glad to hear they did really well in shipping!

    Filling the two liter bottle with surprises!  The lollipops are wrapped inside the blue (with candy canes) tissue paper and put in the middle of the two liter for extra protection.

    Packing the bottle full of goodies (another example).  You can “stuff” a lot of fun items into a 2 liter bottle

    I added the ribbon to the bottle and put a couple pieces of wrapping tape on it to help secure it to the lid.  This bottle is a green Mountain Dew bottle with blue shredded paper in it.

    Last step is to put on a label with your address and the recipents address and take it to the post office to mail out.  (The addresses in the photo have been distorted on purpose for the protection of the kids to whom the gifts were sent to).

    Every kid (who I am kidding every person, young & old) loves to get a special surprise in the mailbox.  You will put a smile on the face of a family member or friend even though miles may separate you with this great, fun, and affordable gift!

  • Intentional Living: Weekly Goals

    Now that I am back into a more normal schedule this week I realized how much catching up I have to do with all the travel and family visiting over the past couple of months.  It is amazing how much stuff gets put on hold during the really busy days but I am thankful for the wonderful opportunities and memories that our family has been able to create over the past few months.  The 2012 year is going by quickly and I have a lot that I want to accomplish in the remaining months so hopefully I get some items tackled this week.

    Here is the update on last weeks goals

    Family Goals

    1. Connect with each family member at least once a day
    2. Spend quality time with our Guests
    3. Spend quality time with Jake
    4. Date Night with Jake – didn’t happen but hope to get it on the calendar soon
    5. Participate in a fun kid activity (go to the park, play, or explore)
    6. Do a creative craft with the kids

    Personal Goals

    1. Exercise – walk at least 5 days this week – didn’t get to this but re-started some of my regular routine
    2. Finish reading  How We Love Our Kids by Milan & Kay Yerkovich – somehow in all my travels I lost this book (maybe on the plane from India) because I have searched everywhere and cannot find this one….hmmmmm….

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day – we had a lot of laundry from all the house guests, bedding, and from not doing laundry for over a week so it took me 2 days to get it tackled and I still need to remake the guest bed
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Spend 30 minutes every day picking up / cleaning the house – probably spent more then 30 each day and still have some work that needs to be done

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Take time to talk, listen, and encourage the people I encounter this week
    3. Be a blessing to a total stranger this week – let someone go ahead of me in line

    Financial Goals

    1. Stay on track with budgeted amount for the week

    Here are my goals for the upcoming week:

    Family Goals

    1. Connect with each family member at least once a day
    2. Schedule a Date Night with Jake
    3. Prep for upcoming Family Trip
    4. Schedule a Family Game & Fun Night
    5. Read at least one book to the girls every day
    6. Listen to the girls read at least one book to me or Jake every day
    7. Family Yard Sale

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Review my upcoming goals
    3. Finish reading  How We Love Our Kids by Milan & Kay Yerkovich (if I cannot find this book after I finish cleaning I will start on my next one)

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Work on Spring / Deep Cleaning the House
    3. Weekly Dinner Menu & Schedule planned out for the week
    4. Spend 30 minutes every day picking up / cleaning the house
    5. Prepare for our upcoming Yard Sale

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk
    4. Work on upcoming speaking engagement

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Be a blessing to a total stranger this week
    3. Email the updated praises, prayer requests, and schedule to our Community Group

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 3 months worth of living expenses
    3. Put money aside for upcoming trips
    4. Put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results