Family Finances

  • Save A Lot: Deals for the week of January 4 – 10, 2012

    The Save A Lot weekly ad deals are listed below for your convenience.  You can start stocking up on some great deals for upcoming Holiday cooking.  Sign up for the Smart Shopper Club, by doing so you will get a $5.00 off of $25.00 coupon!

    Meats and Seafood

    Boneless Chicken Breast – $1.29 per lb

    Boneless Pork Loin Roast – $1.99 per lb

    Ground Beef (80% Lean) – $1.99 per lb

    Boneless Chuck Roast – $2.69 per lb

    Pick 5 for $19.99 promo on going: Pick any 5 specially marked packages of your favorite cuts of fresh, frozen or smoked meats and pay just $19.99 (about $2 per pound).

    Fridge and Freezer

    Milk (1 Gallon) – $2.99

    Tony’s Original Crust Pizza, Supreme or Pepperoni (12 to 14 oz) – $1.99

    Hungry Man Turkey or Salisbury Steak Dinner (16 oz) – $1.99

    Banquet Pot Pies (7 oz) – $0.59

    Michelina’s Pizzas Rolls (90 count) – $4.99

    Snack-A-Tizers Pepperoni Pizza Bagels Bites (40 count) – $4.99

    Blue Bonnet Spread (45 oz) – $2.49

    Borden Shredded Cheese (8 oz) – $2.00

    Coburn Farms Yogurt (4 oz) – $0.50

    Coburn Farms EggZactly (16 oz) – $1.99

    Produce

    Biggin’s Potatoes (10 pounds) – $2.99

    Red or Golden Delicious Apples (5 pounds) – $2.99

    California Navel Oranges (8 pounds) – $4.99

    Green Peppers – $0.50

    Yellow Onions (3 pounds) – $1.29

    Carrots (2 pounds) – $1.00

    Dole Garden Salads (12 oz) – $1.00

    Household

    Power Cycle 2x Liquid Laundry Detergent (175 oz) – $5.99

    Grocery

    Maxwell House Wake Up Roast Coffee (34.5 oz) – $6.99

    General Mills Cereal, Cinnamon Toast Crunch, Trix, or Golden Grahams (10 to 12 oz) – $1.99
    Use $1.00/2 coupon from insert 12/11 Smart Source (Expires 1/21/12)
    Use $1.00/1 coupon found on some boxes (Expires 3/28/12)
    As low as $0.99 each after coupon

    Sundia Fruit Cups (8 oz) – $1.00

    Nabisco Oreos (15 to 16 oz) – $2.99

    Dinty Moore Beef Stew (24 oz) – $1.99

    Manwich Sloppy Joe Sauce (15.5 oz) – $0.99

    Old Orchard Apple Cocktail Juice (64 oz) – $1.99
    Use $0.50/1 printable coupon from Old Orchard
    $1.49 each after coupon

    Kaskey’s Lowfat Cream of Mushroom Soup (10.5 oz) – $0.89

    Kaskey’s Lower Sodium Chunky Chicken Noodle Soup (18.6 oz) – $1.79

    Medeiros Extra Virgin Olive Oil (17 oz) – $4.29

    Rollin Oats Quick or Old Fashioned (42 oz) – $2.29

    Morning Delight Sugar Free Pancake Syrup (12 oz) – $1.49

    Nature’s Trail Chewy Fiber Bars (7 oz) – $2.29

    Shelby Grove’s Fruit Cocktail or Sliced Peaches (15 oz) – $0.99

    Portmann Ranch Salad Dressing (16 oz) – $1.49

    Remember you can use the $5/$25 printable coupon to sweeten these deals!  Plus you can earn up to 5 additional $5 off $25 coupons for sharing the coupon with your friends.

    For more information about Save A Lot’s coupon policies go here.  If you find additional deals or savings please let me know and I will add them to the list.

  • Travel & Vacation: Carriage Tour in Charleston, SC

    Our family had the opportunity to go on a Carriage Tour through Charleston one of the weeks we were traveling in that area for work. The tour was packed full of amazing history of Charleston and all of us enjoyed it (including the girls).

    Carriage horse in Charleston

    Brina having fun saying “Hi” to all the horses in the carriage barn

    Karlie relaxing while waiting for our turn to ride the carriage!

    Going on a carriage tour of CharlestonThe girls LOVED riding in the front and watching the horse as well as soaking in all the history of Charleston.  Jake and I went on one of these rides before the girls were born.  It was a lot of fun and we learned more pieces of Charleston’s history!

    Beautiful iron work outside the front doors of one of the local churches.  The history of the many buildings along the ride was really neat.

    The architecture of the churchs and homes was pretty amazing.  I didn’t want to take a bunch of pictures into peoples personal homes so I snapped more of the churches during the tour.

    See the oval sign under the light, it is a “fire insurance” sign.  After the great fires in Charleston if your house had one of these signs that specific fire company would come put out your fire.  Also, many of the Charleston homes have a “privacy” door on their porches as seen in the picture above to allow the families to cool down in privacy on their porches during the warmer months.  It wouldn’t be decent seeing a lady in her “under garments” as she cooled off on the porch therefore privacy doors became a popular addition to the homes.

    Beautiful houses in Charleston.  This house used to by at the waters edge and is now several blocks from the shore!  Charleston used to have “HAVE” and “HAVE NOT” sections of town, this house was in the “have” section. 


    On the left side of the picture you can see a brown brick building through the trees.  After the really devastating fires in Charleston many of the wealthy families built their kitchens and servants quarters in a separate building outside of the home to help prevent fires from engulfing the entire home which also allowed a little extra time for the fire company to arrive and put out the fire.

    Charleston’s old jail house.  Our guide had a lot of “interesting” stories about the old jail house.  Supposedly it is “haunted” and you can take tours during the day or a ghost tour at night through the old jail. 

    Many of the houses in Charleston are visibly leaning due to age and the variety of natural things including settling that have occurred over time.  Also, you’ll notice that a lot of the houses are narrow as you see in this picture.  Not much of a front or side yards with a street on three sides but the house has some history!

    It was beautiful and peaceful touring Charleston on a carriage.  If only I could remember ALL the cool pieces of history our guide shared with us that day!

    Daughters of Confederacy building in downtown Charleston.  This building is near the market area.

    Brina and Karlie saying goodbye, petting, and thanking the horse for the history tour of Charleston.  They really have a soft spot for animals and loved the long ride through Charleston just as much as we did.

    Jake and I were able to “surprise” the girls with this carriage tour.  I was able to get tickets at a discounted rate through Groupon, but the company we received the coupons for refused to accept the reservations because they were too “busy” that day.  Thankfully we were able to get another carriage company to basically accept their competitors coupon otherwise we would have had two very disappointed girls (and Momma). Even though it was a busy time, we had to switch carriage companies, and it was warm we had a BLAST touring the city and learning all the history.

    If you ever go to Charleston this is a wonderful activity to do with your family, just make sure to budget or plan ahead for the tour because without a coupon it could be a little pricey especially for a large family or group.  Even though the carriage rides are open pretty much year round if you are going in the summer and it gets above 94 degrees (or somewhere near that temperature) the carriage companies have to pull the horses off the street because it is too hot for them.  It was a great experience for all of us!

    The “Travel and Vacation” series is an insight into our trips together as a family and ways we relax.  Life is short and we were thrilled to have the opportunity to build memories with family and explore of of the most amazing places during our time away.  Explore with a good attitude, look for fun and it will be an awesome trip jammed packed with positive memories.  It is refreshing having some time away from the regular routine.  Make it a once in a lifetime opportunity to meet new people and learn.  You just might see or try something new that takes your breath away!

  • Giveaway: “Money Saving Mom’s Budget” Book by Crystal Paine (5 WINNERS)

    I am doing another giveaway on Blessings Multiplied!   There will be 5 winners of this giveaway who will receive a copy of Money Saving Mom’s Budget by Crystal Paine!  As a Mom I am always looking for ways to save a little extra, get more organized, and stay focused on my priorities.  After reading Crystal’s book I know many of you will enjoy this book too!  It is a great time of year to re-evaluate and set our goals.  Here’s how to enter the giveaway:

    1. Sign up to follow my blog (if you haven’t done so already) and leave a comment below telling us how you follow Blessings Multiplied.  Sign up to receive Blessings Multiplied via email.
    2. You can get a bonus entry into the drawing if you leave a separate comment below sharing what area you are wanting to work on first with your family budget!

    All comments must be made by January 31st at 10:00 PM EST to be entered into the drawing.

    You can learn more information about this great book and my review on The Money Saving Mom’s Budget by Crystal Paine.

    *A special thanks to Crystal Paine with Money Saving Mom for providing these books for the giveaway!

  • Intentional Living: Weekly Goals

    It was great having the girls are out of school and Jake with a few days off recently.  We were able to enjoy some extra time together relaxing, playing, and just having fun.  I am going to try to keep it short again because we have a little bit of time off together and once everyone is back on their “regular” schedule I will be working on getting caught up from our family vacation time.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Spend extra time with my family while the girls are on Christmas Break!

    Personal Goals

    1. Exercise – walk at least 5 days this week – really need to get in gear on this one
    2. Listen to The Prodigal Son audiobook from Denise

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests – somehow this one slipped through the cracks with us taking a break for the Holidays, although I did send out a prayer request.

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Pay off remaining debt – working on it, set up the budget and plan on finishing this up

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Spend extra time with my family while the girls are on Christmas Break!

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Listen to Dumping Debt by Dave Ramsey

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Pay off remaining debt

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Pampers Gifts to Grow – 20 Free Points

    You can receive another 20 free points from Pampers with new Gifts to Grow codes!

    These codes are different from the previous codes I have given.

    • Use Code:  FAC1211PPXHKHND  

    (Expires 12/31/11 at midnight CST)

    • Use Code:  FB2012NYAFJRYCN

    (Expires 1/6/12 at midnight CST)

    You can save up the rewards to purchase gifts!

    For more information about the Pampers Gift to Grow Program and how you can start earning Pampers “Gifts to Grow” Rewards for your family go to Pampers Gifts to Grow!

  • Save A Lot: Deals for the week of December 28, 2011 – January 3, 2012

    The Save A Lot weekly ad deals are listed below for your convenience.  You can start stocking up on some great deals for upcoming Holiday cooking.  Sign up for the Smart Shopper Club, by doing so you will get a $5.00 off of $25.00 coupon!

    Meats and Seafood

    Sugardale Bone In Hank Potion Ham – $1.17 per lb

    Boneless Prime Rib – $4.99 per lb

    Pork Boston Butt – $1.39 per lb

    Pork Spare Ribs – $1.99 per lb

    Cooked Cocktail Shrimp (41 to 50 count) – $4.99

    Hickory Springs Bacon (12 oz) – $1.99

    Farmington Pork Sausage, Mild or Hot (16 oz) – $1.99

    John Morrell Cocktail Smokies (12 oz) – $1.99

    Armour Meatballs, Original, Italian or Turkey (14 oz) – $1.99

    Sugardale Center Cut Ham Steak – $2.99 per lb

    Snow Crab Clusters – $6.99 per lb

    Pick 5 for $19.99 promo on going: Pick any 5 specially marked packages of your favorite cuts of fresh, frozen or smoked meats and pay just $19.99 (about $2 per pound).

    Fridge and Freezer

    Colburn Farms Cream Cheese (8 oz) – $1.00

    Buyers Best Hash Brown Patties (11 oz) – $1.00

    Birds Eye Sweet Kernel Corn or Mix Vegetables (16 oz) – $1.00
    Use $0.50/2 coupon from insert 11/13 Smart Source (Expires 12/30/11)
    $0.75 each after coupon

    Jeno’s Crisp & Tasty Pizza, Pepperoni or Combination (6 to 7 oz)  – $1.00

    Blue Bonnet Spread Quarters (16 oz) – $0.69

    Minute Maid Pure Squeezed Orange Juice, Orginal or Calcium Plus (59 oz) – $2.99

    Kraft Chunk Cheese, Assorted Varieties  (8 oz) – $1.99
    Use $1.35/2 coupon from pamphlet Kroger’s My Magazine “Giving Back Together” (Expires 1/29/12)
    $1.32 each after coupon

    Welch’s Fruit Juice Cocktail, Concord Grape or Passion Fruit (64 oz) – $1.99
    Use $1.00/1 coupon from insert 9/25 Smart Source (Expires 12/31/11)
    Use $0.75/1 coupon from insert 9/25 Smart Source (Expires 12/31/11)
    Use $0.75/1 printable coupon from Welch’s
    Use $1.00/2 coupon from insert 9/25 Smart Source (Expires 12/31/11)
    As low as $0.99 each after coupon

    Creamy Whip Whipped Topping (8 oz) – $0.99

    Colburn Farms Sour Cream (16 oz) – $1.59

    Wylwood Tator Puffs (32 oz) – $2.29

    Snack-A-Tizers Mozzarella Cheese Sticks (8 oz) – $2.49

    Save A Lot Today Pizza Rolls (15 count) – $0.99

    Take & Bake Pizza Pepperoni or Supreme (33 to 36 oz) – $5.99

    Take & Bake Pizza Cheese (33 oz) – $5.49

    Produce

    Mixed Fruit (4 lbs) – $2.99

    California Naval Oranges (4 lbs) – $2.99

    Celery – $0.69

    Sweet Potatoes – $0.49 per lb

    Mini Carrots (1 pound) – $1.00

    Household

    Wrightware Foam Plates (40 count) – $1.39

    Wrightware Napkins (250 count) – $1.69

    Poly Steel Heavy Duty Aluminum Foil (37.5  square feet) – $1.99

    Max Force Alkaline Batteries – $1.99

    Grocery

    Sunbeam Bread (20 oz) – $1.29

    Kellogg’s Frosted Flakes, Fruit Loops, or Assorted Varieties Cereal Bowls (1 to 2) – $1.00

    Herr’s Potato Chips (3.75 oz) – $1.00

    Southgate Chili (15 oz) – $1.00

    Jiffy Corn Muffin Mix – $0.45

    Save A Lot Brand Soda, Assorted Varieties (2 litter) – $0.63

    Ginger Evans All Purpose Flour (5 lbs) – $1.99

    Colburn Farms Evaporated Milk (12 oz) – $0.79

    Ginger Evans Semi-Sweet Chocolate Chips (12 oz) – $2.29

    Wylwood Whole Kernel Corn or Green Beans (14 to 15 oz) – $0.59

    Kurtz Hot Sauce (12 oz) – $0.99

    Mantia’s Lasagna (16 oz) – $1.79

    Senora Verde Diced Tomatoes with Green Chilies (10 oz) – $0.69

    Kurtz Ketchup (24 oz) – $0.99

    J Higgs Buttery Rounds (16 oz) – $1.99

    So Cheezy Streamin Cheese (8 oz) – $2.59

    Senora Verde Bite Size Rounds Tortilla Chips (13 oz) – $1.49

    Senora Verde Salsa, Assorted Varieties (16 oz) – $1.49

    Crisp Cranberry Lemon Lime Soda (2 liter) – $0.79

    Deter’s Ginger Ale (2 liter) – $0.79

    J Higgs Snack Mix (15 oz) – $2.79

    Wylwood Great Northern Beans (16 oz) – $1.19

    Kurtz Wing Sauce (12 oz) – $1.39

    LeCour’s Finest Fudge Shortbread (13 oz) – $1.59

    Monet Entertainment Crackers (8 oz) – $1.69

    J Higgs Peanuts (16 oz) – $3.39

    McDaniel’s Classic Roast Coffee (33 oz) – $6.29

    McDaniel’s French Roast Coffee (27.8 oz) – $6.79

    McDaniel’s Donut Shop Coffee (12 oz) – $4.49

    McDaniel’s Enhanced Coffee Creamer (16 oz) – $2.29

    Allure Sweetener (100 count) – $1.39

    McDaniel’s Coffee Filters (200 count) – $1.39

    Bakery

    Bakery Fresh Pies – $2.99

    Remember you can use the $5/$25 printable coupon to sweeten these deals!  Plus you can earn up to 5 additional $5 off $25 coupons for sharing the coupon with your friends.

    For more information about Save A Lot’s coupon policies go here.  If you find additional deals or savings please let me know and I will add them to the list.

  • Gift Giving: Breakfast in Bed

    Occasionally for a birthday or Holiday I create Gift Coupons for the girls (or Jake) for their present.  The gift coupons include a variety of fun activities – get out of one chore, breakfast in bed, one big bear hug, and more.  The girls will sometimes save their coupons for months before redeeming them.  It is so sweet to see them cherish the little things like fun coupons I created just for them.  I have learned that when the coupon is redeemed to just stamp the back with the date stamp and let them keep it. Sometimes they will redeem the coupons simultaneously and other times they do it separately.  The breakfast in bed coupon is always a huge hit with the girls!

    I managed to sneak in a take a picture of them eating breakfast in bed, both of them were chatting away and enjoying their yogurt!

    Enjoying breakfast in bed

  • Intentional Living: Weekly Goals

    Our family had a wonderful Christmas together.   The girls are out of school this week I want to make sure to spend any “extra” time with them.  I am going to try to keep it short again this week for that reason.

    Here is the update on last weeks goals:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Do the 25 Day of Christmas B.L.E.S.S. activities with the girls this week
    4. Spend extra time with my family while the girls are on Christmas Break!

    Personal Goals

    1. Exercise – walk at least 5 days this week – not quite every day
    2. Listen to Dave Ramsey’s Dumping Debt audiobook

    Home Management Goals

    1. Get suitcase packed for our business / family trip
    2. All laundry for the week washed, folded, and put away in one day
    3. Wrap all the Christmas Gifts

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Pay off remaining debt – still working on this one

    Here are my goals for the upcoming week:

    Family Goals

    1. Spend 1-on-1 time with each child everyday
    2. Read a book to the girls everyday
    3. Spend extra time with my family while the girls are on Christmas Break!

    Personal Goals

    1. Exercise – walk at least 5 days this week
    2. Listen to The Prodigal Son audiobook from Denise

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day

    Business Goals

    1. Pay all bills that come in the mail this week
    2. Work on ideas for upcoming blog posts

    Ministry Goals

    1. Email our weekly Community Group update including upcoming events on the calendar, praises, and prayer requests

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Pay off remaining debt

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Book: “The Christmas Story” by Jane Werner

    One of the fun parts of getting down all the Christmas items from the attic is pulling out all the books to read throughout the Christmas Season.  When the girls were little we would read about the First Christmas from the Bible then we would read The Christmas Story by Jane Werner.  Although the girls would sit quietly while reading the Bible this book made the story visually come to life for them.

    Even though they are probably old enough now to just read from the Bible they still request that we read this book on Christmas day.  If you have little ones and want a good book to read on Christmas Day you can find it online or at a local bookstore for under $4 (or at a garage sale like I did many years ago) or rent it from your local library.  It is great opportunity for you to read with your child(ren) and to share the good news of Christmas!