Family Finances

  • Organized Chaos: Health & Medical Supplies

    Organizing Our Health & Medical Supplies

    Do you ever open the medicine cabinet for a bandaid or to get Tynenol for a child’s fever or something else and either everything falls out of the cabinet or you cannot locate the one item you need?  I love to get items on sale, clearance, or with a coupon but it is usually not reasonable to stuff everything in the same cupboard in the kitchen and hope that you can find it when you need it.  You don’t want any health or medical items somewhere young children can get ahold of it, it’s not food so the pantry isn’t really a great option either.  Since all the items don’t need to be in the cupboard at once (do you really need 2 to 5 boxes of the same bandaids in the cupboard all at one time) you could store them someplace accessible yet out of reach.

    Here are some more pictures on what is in the containers.

    Health & Medical items organized on the top shelf on my husbands closet

    The spot I discovered that works the best for our family is at the top of my husbands closet (thanks honey for sharing your closet space).  He was super sweet and redid our closets with the wire adjustable shelving which makes it much easier to store items in the closet.  For several years any extra items would be put in a box and stored on the top shelf of his closet.  Whenever we needed to get something we had to lug the entire box down and go through it to see if we had what we need.  I decided it was time to make it more accessible and user friendly.  I bought clear plastic containers at Dollar Tree, put all the items from the big box into the containers, labeled the containers, and re-stacked them on the top shelves of his closet.

    Far Left Stack

    • Liquid Prescription Medicine
    • Non-Liquid Prescription Medicine
    • Medical Equipment Equipment – Blood Pressure Monitor, Stethoscope, etc…

    If you notice out of all the stacks this one is the hardest to get access to (and for a good reason).  Many of the items in this stack are prescription based and in order to get anything out of this stack you have to move at least one of the other rows.  I intentionally put this in the hardest to reach place because these items shouldn’t be used as much and you don’t want someone to accidentally grab the wrong thing thinking its cough syrup.

    Middle Stack

    • Allergy Medicine
    • Headache / Fever
    • Tums / GasX / Stomach

    Right Stack

    • Cold Medicine
    • Cough Drops
    • Liquid Cold Medicine

    Organized Health & Medical Items

    Having the health and medicine organized has made the whole system much more efficient for our family.  If we are out of bandaids I go into the closet, get the bandaid container down, and restock the bandaids.  If I notice one of the containers is getting empty I will put that item on my list to look for in the sales fliers and on the clearance shelves.  Once a container is full I no longer buy any more of that particular item until we need it again because what we have in stock should last us several months.  This system has helped us save time, money, and energy.  It is much easier finding what you need, to see what needs restocked, you don’t waste money on items you already have at home, and it looks so much better too

    Left Stack

    • Miscellaneous – items that don’t fit into any of the other categories or ones that we typically only keep one extra of since we don’t go through them as quickly
    • Vitamins
    • Heat Pads

    Right Stack

    • First Aid
    • Bandaids
    • Gauze / Medical Pads

    This system has worked very well with our family.  I think it is important that you find what works best for your family and go with it.  It didn’t take me long to get this set up and it has been a huge time saver ever since we started using it.  I would love to hear how and where you store these types of items in your home?

  • New Upromise eCoupons for August 2012

    Upromise has posted their new eCoupons for the month of August 2012. Remember to activate your eCoupons to get additional savings. If you have not yet signed up for Upromise you can get more information regarding on our experience or directly at the Upromise website.

    This month they have 41 coupons you can activate for bonus savings. Once you activate your eCoupons all you have to do is scan your rewards card or purchase the items at the store and the cash will be added to your account. You don’t even have to carry any coupons to get the rewards!

    You can go to their website for more information on the Upromise program, it’s free to join.

  • Intentional Living: Weekly Goals

    The girls are excited about getting to go to Grandpa and Grandma’s VBS program.  We are all looking forward to spending some time with family this week at the family reunion.

    Last week’s goals:

    Family Goals

    1. Read regularly to the girls and have them read to me
    2. Participate in at least 2 fun Summer Activities with the Kids
    3. Get to the Final Goal Mark (2000 minutes) on the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes)
    4. Spend time with extended family
    5. Narrow down what type of vehicle we want to get – still working on it

    Personal Goals

    1. Spend extra time helping and making memories with my extended family

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Work on My Summer Organizational Schedule – didn’t get much done with all the travel last week
    3. Pack for upcoming family reunion
    4. Pay all upcoming bills
    5. Clean house prior to traveling

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. Work on projects with the family business

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses – will work on it more once the car is purchased
    3. Car Fund – save money for another vehicle to replace the one that was totaled – still saving for a new vehicle
    4. College Fund – put cash aside for 1 year of Jake’s College Classes – on hold temporarily until we purchase a new car

     

    My goals for the upcoming week:

    Family Goals

    1. Attend Family Reunion
    2. Read regularly to the girls and have them read to me
    3. Participate in at least 2 fun Summer Activities with the Kids
    4. Plan out the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes) Grand Prize for Completion
    5. Spend time with extended family
    6. Narrow down what type of vehicle we want to get

    Personal Goals

    1. Spend extra time helping and making memories with my extended family

    Home Management Goals

    1. Put mail on hold for when we are away
    2. Line up someone to come by and check on the house / pets while we are away

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. Work on projects with the family business

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses
    3. Car Fund – save money for another vehicle to replace the one that was totaled
    4. College Fund – put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results.

  • FREE RedLaser Smart Shopper App

    I am super excited to share with you the RedLaser Smart Shopper App!  I love it when I find a phone app that is free, useful, and will help me save time as well as money when I am shopping!  This application can be used on an iPhone, Android or Windows phones.  RedLaser allows you to easily scan or search for item information, details, ratings, and price comparisons so you know you are getting the most “bang for your buck”!

    This application has come in handy several time while traveling with the family over the summer break and as we start to prepare for another school year.  The app is free but you could save a lot in just one week while using it.  Plus you can check to see if the item you want is in stock at your local store prior to even leaving the house (therefore saving you once again gas and time)!  If you use up the last of the shampoo and want to make sure to pick some up while your out you can scan the shampoo, find the best price for it, and where to pick it up same goes for grocery items and any other household products you use regularly.  You can easily create and share shopping lists using this application.  When you pull up a product you can even see the ratings and reviews before you even purchase it.

    Some Features of RedLaser:

    • Scan and search for products using the bar code scanner.
    • Compare prices online and at local retailers, so you’ll know you’re getting the best deal.
    • Find out which stores stock what you’re looking for by searching
      for a product locally. No need to drive around town searching for what you need!
    • Browse product reviews and ratings.
    • Buy directly from your phone using PayPal mobile express checkout and you can pick up your item in a nearby store.
    • Create shopping lists (or wish lists!) and easily share them with friends and family via email, SMS, Twitter and Facebook.
    • Scan a food item to get allergen and ingredient information.

    You can get more information about RedLaser and how it can help save you money at the following locations:

    Disclosure: This is a sponsored post for SheSpeaks and RedLaser.  The opinions expressed in this post are my own.   A special thanks to SheSpeaks and RedLaser for providing the information to review this awesome phone app!

  • Intentional Living: Weekly Goals

    Last week was a fun one with Horse Camp for the girls among all the other fun summer activities.  This week we are gearing up for extra time with extended family and friends!

    Last week’s goals:

    Family Goals

    1. Read at least one book or a chapter in a book to the girls every day
    2. Listen to the girls read at least one book to me or Jake every day
    3. Participate in at least 2 fun Summer Activities with the Kids
    4. Get to the 3/4 Goal Mark (1500 minutes) on the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes)
    5. Go to the library with the kids
    6. Take the girls to Horse Camp
    7. Narrow down what type of vehicle we want to get – getting closer, such a big decision

    Personal Goals

    1. Exercise – at least 5 days this week – didn’t do well this past week

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Work on My Summer Organizational Schedule
    4. Pack for upcoming family reunion – getting started
    5. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk
    4. Put in extra hours with clients while girls are at camp

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Prepare for the next Alms & Legs meeting

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses – temporarily on hold until we get the new vehicle
    3. Car Fund – save money for another vehicle to replace the one that was totaled – saving up for new vehicle
    4. College Fund – put cash aside for 1 year of Jake’s College Classes – temporarily on hold until we get the new vehicle

    My goals for the upcoming week:

    Family Goals

    1. Read regularly to the girls and have them read to me
    2. Participate in at least 2 fun Summer Activities with the Kids
    3. Get to the Final Goal Mark (2000 minutes) on the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes)
    4. Spend time with extended family
    5. Narrow down what type of vehicle we want to get

    Personal Goals

    1. Spend extra time helping and making memories with my extended family

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Work on My Summer Organizational Schedule
    3. Pack for upcoming family reunion
    4. Pay all upcoming bills
    5. Clean house prior to traveling

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. Work on projects with the family business

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses
    3. Car Fund – save money for another vehicle to replace the one that was totaled
    4. College Fund – put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results.

  • Intentional Living: Weekly Goals

    I was able to tackle a good bit of items on my list last week.  Although this week is a little busier with activities outside of the house I still want to get a lot accomplished!

    Last week’s goals:

    Family Goals

    1. Read at least one book or a chapter in a book to the girls every day
    2. Listen to the girls read at least one book to me or Jake every day
    3. Participate in at least 2 fun Summer Activities with the Kids
    4. Get to the 1/2 Goal Mark (1000 Hours) on the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading Hours)
    5. Go to the library with the kids
    6. Celebrate July 4th with the Family
    7. Narrow down what type of vehicle we want to get – narrowing it down

    Personal Goals

    1. Exercise – at least 5 days this week – got in a couple

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Work on My Summer Organizational Schedule
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated schedule to our Community Group – didn’t get this done

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses – temporarily on hold
    3. Car Fund – save money for another vehicle to replace the one that was totaled – still saving for it
    4. College Fund – put cash aside for 1 year of Jake’s College Classes – on hold until we get the car

    My goals for the upcoming week:

    Family Goals

    1. Read at least one book or a chapter in a book to the girls every day
    2. Listen to the girls read at least one book to me or Jake every day
    3. Participate in at least 2 fun Summer Activities with the Kids
    4. Get to the 3/4 Goal Mark (1500 minutes) on the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes)
    5. Go to the library with the kids
    6. Take the girls to Horse Camp
    7. Narrow down what type of vehicle we want to get

    Personal Goals

    1. Exercise – at least 5 days this week

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Work on My Summer Organizational Schedule
    4. Pack for upcoming family reunion
    5. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk
    4. Put in extra hours with clients while girls are at camp

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Prepare for the next Alms & Legs meeting

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses
    3. Car Fund – save money for another vehicle to replace the one that was totaled
    4. College Fund – put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Giveaway: “More Than Enough” by Dave Ramsey

     

    I am thrilled to announce a new giveaway on Blessings Multiplied!   The winner of this giveaway will receive the More Than Enough book by Dave Ramsey!  I have read and listened to several of Dave Ramsey’s books including this one in the giveaway.  This book discusses topics such as discipline, goal setting, accountability, patience, and generosity (both with your time and resources).  To read more about what this book is about check out my earlier post on it.   Here’s how to enter the giveaway:

    1. Sign up to follow my blog (if you haven’t done so already) and leave a comment below telling us how you follow Blessings Multiplied.  Sign up to receive Blessings Multiplied via email or like on Facebook.
    2. You can get a bonus entry into the drawing if you leave a separate comment below sharing your best tip money saving tip.

    All comments must be made by July 31st at 10:00 PM EST to be entered into the drawing.

  • Intentional Living: Weekly Goals

    Last week was busy with Vacation Bible School for the girls, work, looking for a new vehicle and a bunch of fun summer activities.  The girls have been doing a great job reading everyday and completed a chunk of their goal.  It has been fun being able to enjoy some extra time with them and participate it the fun summer activities.  I was able to tackle quite a bit of my list for last week!

    Last week’s goals:

    Family Goals

    1. Read at least one book or a chapter in a book to the girls every day – I read over 20 library books, a chapter book, and about 20 books from our bookshelves to the girls this past week, they soaking in our reading time together.  
    2. Listen to the girls read at least one book to me or Jake every day
    3. Participate in at least 2 fun Summer Activities with the Kids
    4. Take the girls to Vacation Bible School – VBS – they had a blast!
    5. Get to the 1/4 Goal Mark (500 minutes) on the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes) – they blew past 500 hours and getting close to our 1/2 mark
    6. Go to the library with the kids
    7. Go on a Date Night with Jake

    Personal Goals

    1. Exercise – at least 5 days this week
    2. Finish reading More Than Enough by Dave Ramsey

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Start My Summer Organizational Schedule
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated schedule to our Community Group – been a little more relaxed with this since we haven’t been meeting regularly throughout the summer months

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4 – went over on this one
    2. Emergency Fund – save 6 months worth of living expenses – on hold until we get the money set aside for the vehicle
    3. Save money for another vehicle to replace the one that was totaled – moving forward with it
    4. Put cash aside for 1 year of Jake’s College Classes – on hold until we get the new vehicle

    My goals for the upcoming week:

    Family Goals

    1. Read at least one book or a chapter in a book to the girls every day
    2. Listen to the girls read at least one book to me or Jake every day
    3. Participate in at least 2 fun Summer Activities with the Kids
    4. Get to the 1/2 Goal Mark (1000 minutes) on the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes)
    5. Go to the library with the kids
    6. Celebrate July 4th with the Family
    7. Narrow down what type of vehicle we want to get

    Personal Goals

    1. Exercise – at least 5 days this week

    Home Management Goals

    1. All laundry for the week washed, folded, and put away in one day
    2. Weekly Dinner Menu & Schedule planned out for the week
    3. Work on My Summer Organizational Schedule
    4. Pay all upcoming bills

    Business Goals

    1. Work on ideas for upcoming blog posts
    2. Keep up with the day to day items that need my attention
    3. 1o minutes a day Cleaning / Organizing my desk

    Ministry Goals

    1. Meet a friend or family member for Breakfast or Lunch
    2. Email the updated schedule to our Community Group

    Financial Goals

    1. Stay within Budget on Groceries $40 for 4
    2. Emergency Fund – save 6 months worth of living expenses
    3. Car Fund – save money for another vehicle to replace the one that was totaled
    4. College Fund – put cash aside for 1 year of Jake’s College Classes

    I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us.  I want to live intentionally not just hope all my dreams and goals come true.  When I focus on small steps of improvement I am able to see results as I get closer to my goals.  Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick).  Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.

    Why Share My Goals?

    • To keep me accountable
    • To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
    • To have my goals consistently written down so I can gauge progress more accurately
    • Create healthy habits in my life
    • To encourage you to share your goals with me as you continue to grown and learn

    How did you do this week on your goals?  Feel free to share or link to your list of weekly goals.

    The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results

  • Book: “More Than Enough” by Dave Ramsey

    On a recent trip I read the book More Than Enough by Dave Ramsey. I have read a couple other of Dave’s books and have enjoyed them.  This book is geared more towards self improvement and motivation.  Dave emphasizes the importance of being content and living an ethical life.  While this book does discuss money it’s primary focus is how finances relates to your spouse, children, work and every other area of your life.  The book makes us pause and reflect on our character, values, discipline, and how we interact with those around us.  Some of the areas discussed:

    • Discipline
    • Goal Setting
    • Values
    • Accountability
    • Patience
    • Generosity (both time & resources)

    Even though this book was a little different from Total Money Makeover I believe it contains some key components to having a successful life.   Having all the money in the world isn’t much if we are not content or don’t have someone to share it with.  As with anything we can find ourselves being too extreme when it comes to finances (too frugal or too loose with money).  I like how he ties it all together and builds on the importance of family, goal setting, values, generosity, and finding contentment beyond our finances.

    Also, included at the end of each chapter in this book are Thoughts from Sharon which is a paragraph or two from Dave’s wife and her insights regarding the topic that was discussed.  In the appendix of the book there are several financial worksheets that you can use to help you get started with your finances.

     

  • Living on a Budget: Groceries $40 for 4

    Groceries from Ingles and Save A Lot | RiteAid

    Last week we were in Charleston so this week were are back home and in the new summer routine.  The girls had a fun week at VBS and I was able to catch up on a few projects I needed to tackle.  Our family is juggling one car for awhile now so my grocery shopping may be a little higher one week and lower the next depending on when I get the vehicle.  Here is my weekly update on our Groceries $40 for 4.

    Ingles Groceries:

    • $17.96 at Ingles for 1 bag Mixed Fruit (5 lbs apples and oranges), 1 container of Mushrooms (clearance), 1 bag Broccoli, Cauliflower, and Carrots (clearance), 1 bag Oranges (clearance), 1 container Fresh sliced Pineapple (clearance), 1 container fresh Salsa (clearance), 2 bags Sorrento Mozzarella String Cheese (sale & used coupon), over 3 pounds Ground Beef (clearance), and 2 Sweet Yellow Onions. Everything was marked down, on sale, or on clearance (all produce was $0.99 or less) at Ingles.

    Save A Lot | RiteAid Groceries:

    • $22.05 at Save A Lot | RiteAid for 1 gallon Milk, 1 container of Whipped Topping, 1 bag English Muffins, 2 boxes Brownies, 3 cans sliced Pineapples, 3 cans Mandarin Oranges, 1 bag Betty Crocker Chocolate Chip Cookie Mix, 2 cans sliced Peaches, 1 bag Cheese Balls, 1 bag Betty Crocker Sugar Cookie Mix, 2 cans Fruit Cocktail, and 1 bag Corn Tortilla Chips.

    Groceries from Ingles

    Ingles Groceries:

    • $43.58 at Ingles for 1 container of Mushrooms (clearance), 1 loaf  Bread, 20 packs Kool Aid Pink Lemonade, 1 bag Spinach (clearance), 2 Orange Crush two liters (on sale for $0.88), 2 Mountain Dew two liters (on sale for $0.88), 1 can Heavy Whipping Cream, 2 bags Mozarella Cheese Sticks (12 count), 10 bags Kraft Shredded Cheese, 3 blocks Kraft Sharp Cheddar Cheese, 1 bag Bananas (clearance), 1 bag Potatoes (clearance), and 1 container Soy Beans (clearance). Everything was marked down, on sale, or on clearance at Ingles.

    This week I spent $83.59  on groceries.   I went way over budget this week, it’s embarrassing……!  Thankfully with us being in Charleston last week we didn’t spend any on groceries so in some ways this is like grocery shopping for two weeks instead of one (makes me feel a tiny bit better).  I was happy to find some cheese deals and some fresh produce on clearance that should last us for quite awhile, although I am not too thrilled about how much I went over this week.  We are still juggling around one car in our family so that makes schedules and grocery store shopping a little more challenging.  Next week it looks like I won’t have the car most days so it should be a lower week to help make up for this week.   Hopefully next week we can come under budget and July will be a better month for us!

    It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks!  As always you are welcomed to join the journey with me.  I would love to hear your story and how you are doing too.  The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.

    Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances.  Life doesn’t always go as planned.  We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given.  Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life.  A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others.  There is so much more to life than having all the stuff.  We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.