Family Finances
Living on a Budget: Groceries $40 for 4
Groceries from Save A Lot | RiteAid
How is it possible we are already halfway through September, this month is FLYING!? I was super excited to score some 93% lean ground beef marked down to $2 a pound when it was originally almost $5 a pound. The downside is I went over my grocery budget for this week, thankfully last week I was under so I have some flexiblity for this week. Here is my weekly update on our Groceries $40 for 4.
Save A Lot | RiteAid Groceries:
- $31.61 at Save A Lot | RiteAid for 3 packs of 93% lean ground beef (marked down to $2 a pound), 1 pack Eye of Round Steaks (marked down), 1 pack fresh Ground Hamburger Patties (marked down), 1 gallon Milk, 1 container Whipped Topping, 2 Breakfast Doubles Cottage Cheese with Strawberries (marked down to 50 cents), 2 Breakfast Doubles Cottage Cheese with Peaches (marked down to 50 cents), 1 container low fat Cottage Cheese (marked down to $1.25), 1 bag Cinnamon Raisin Bagels, 1 package Grissom Hamburger Buns (sale), 8 Lunchable Variety Packs (marked down to 50 cents), 2 loafs Grissom Sandwich Bread, and 2 packs Oscar Mayer Rotisserie Chicken Breast (marked down to 50 cents). I spent a little more than I planned in the store but all the beef products that I picked up on this trip were marked down to $1 to $2 per pound. Hopefully the meat from this trip will last us at least 2 to 3 weeks.
Groceries from Big Lots
Big Lots Groceries:
- $10.40 at Big Lots for 6 large cans Whole Kernel Corn (clearance), 1 large bag Disney’s Cars Pretzel Snack Bag (35 count), 1 container Blue Diamond Breeze Almond Coconut Milk, and 1 container Blue Diamond Breeze Vanilla Almond Coconut Milk. I am still trying to figure out what foods are diary free, peanut free, and egg free, yet fun and healthy since we have a little one in our household who is not eating those items. Thankfully she LOVES the soy, almond, and coconut milk substitutes!
Groceries from Walmart
Walmart Groceries:
- $13.16 at Walmart for 1 large bag Chicken Breasts (5 pounds), 1 bunch fresh Bananas, 1 loaf Everything French Bread (clearance). Stocked up on 5 pounds of chicken breasts (the thighs and dark meat doesn’t agree with one family member so chicken breast are the only pieces we buy), bananas (one of the girls woke up in the middle of the night with a charlie horse cramp so we decided to pick up a bundle of bananas) and the clearance french bread is a great add on to a meal or can be frozen for later.
This week I spent $55.17 on groceries. I went over on the budget this week. It was going pretty good until I went by the store for milk and encountered some amazing meat deals. Thankfully I went under budget last week so I was able to cover the overage for this week. Some of the items that I picked up this week will last us for a few weeks which will help with next weeks grocery trips. Hopefully next week we can come under budget and September will be a better month for us!
It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks! 🙂 As always you are welcomed to join the journey with me. I would love to hear your story and how you are doing too. The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Intentional Living: Weekly Goals
Our family is getting into the school routine schedule. Jake had a little bit of traveling last week so I had to manage the house, kids, and animals on my own but everyone did great. Thankfully he is back home for quite awhile now. I had half a day last week when my phone, internet, and email decided it wasn’t going to work (which was a mixed blessing) because I was able to get some cleaning and other items tackled around the house. I did well in some areas this week but not so hot in others. Hopefully this week will be a little better because I am falling behind with some of my goals.
Last week’s goals:
Family Goals
Read to the girls and have them read to me dailyLunch Boxes & Book Bags packed the night beforeDaily School Activities & Homework CompletedAttend After School ActivitiesGo to the Upper South Carolina State FairWork on items around the house & yard together on Labor Day– got the yard mowed thanks to the help of my sweet brother and some of the garage cleaned outSpend quality time together on Labor Day since everyone is off work and school
Personal Goals
- Exercise at least 5 days this week – didn’t happen this week
- Drink 8 glasses of water each day – one day I had back to back appointments and forgot to bring a water bottle with me
- Finish reading Our Boys by Joe Drape – I started this one a couple years ago and never finished so starting over. It’s about the Smith Center, Kansas football team (it has been interesting reading the book so far because I know some of the people in it since my parents live near Smith Center) – working on it
Home Management Goals
- All laundry for the week washed, folded, and put away in one day – had to split it up into 2 days with the Holiday weekend and spending extra time with my family
Weekly Dinner Menu planned out for the weekPrep for my Fall Organizational SchedulePay all upcoming bills
Business Goals
Work on ideas for upcoming blog postsKeep up with the day to day items that need my attentionGet caught up on blog items
Ministry Goals
Meet a friend or family member for Breakfast or LunchWrite and Send Out Community Group Email
Financial Goals
Stay within Budget on Groceries $40 for 4- Payoff the Van – working on it
- Emergency Fund – save 3 months worth of living expenses (we are trying to build this back up because we had to take some out for unexpected expenses recently.) – working on it
My goals for the upcoming week:
Family Goals
- Read to the girls and have them read to me daily
- Lunch Boxes & Book Bags packed the night before
- Daily School Activities & Homework Completed
- Attend After School Activities
- Plan one special Activity with the Family
- Go on a Date Night with my Handsome Man
Personal Goals
- Exercise at least 5 days this week
- Drink 8 glasses of water each day
- Finish reading Our Boys by Joe Drape – I started this one a couple years ago and never finished so starting over. It’s about the Smith Center, Kansas football team (it has been interesting reading the book so far because I know some of the people in it since my parents live near Smith Center)
Home Management Goals
- All laundry for the week washed, folded, and put away in one day
- Weekly Dinner Menu planned out for the week
- Start tackling my Fall Organizational Schedule
- Pay all upcoming bills
Business Goals
- Work on ideas for upcoming blog posts
- Keep up with the day to day items that need my attention
- Get caught up on blog items
Ministry Goals
- Meet a friend or family member for Breakfast or Lunch
- Write and Send Out Community Group Email
Financial Goals
- Stay within Budget on Groceries $40 for 4
- Payoff the Van
- Emergency Fund – save 3 months worth of living expenses (we are trying to build this back up because we had to take some out for unexpected expenses recently.)
I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us. I want to live intentionally not just hope all my dreams and goals come true. When I focus on small steps of improvement I am able to see results as I get closer to my goals. Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick). Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.
Living on a Budget: Groceries $40 for 4
Groceries from Ingles
Now that I am home again and school is in full swing I am trying to do better at posting my weekly grocery update. Thanks for hanging in there with me as I traveled, spent time with my family over summer vacation, and transitioned in the new school schedule. It is nice to get back in to the routine and giving you regular updates (they really do help me stay on target). I was super excited to score some great fresh produce on clearance at Ingles this week (our garden is almost done producing). Here is my weekly update on our Groceries $40 for 4.
Ingles Groceries:
- $16.83 at Ingles for 1 container of Mushrooms (clearance), 1 loaf Laura Lynn Sandwich Bread (sale), 2 packs Vegan Gourmet Cheese (clearance), 1 bag fresh Brussel Sprouts (clearance), 1 bag fresh Broccoli (clearance), 1 gallon Milk (sale), 2 pack Pillsbury Sugar Cookie Dough (clearance), 1 tray Apple Slices & Cheese (clearance), 1 pack fresh Snow Peas (clearance), 1 pack fresh Sugar Snap Beans (clearance), 1 bag Chipotle Coleslaw (clearance), and 1 bag fresh Cauliflower, Carrots, & Broccoli (clearance). Everything was marked down, on sale, or on clearance including the non-dairy cheese because we have a family member who is not currently eating dairy (all produce was $0.99 or less) at Ingles.
This week I spent $16.83 on groceries. I went under on the budget this week, but only because I had a few weeks that I wasn’t tracking the spending well and went way over! Thankfully we are stocked up on most items so I could save a little from this week to spread out over the rest of the month . I was happy to find some cheese deals and some fresh produce on clearance that should last us for quite awhile especially with the girls taking lunches to school everyday. Hopefully next week we can come under budget and September will be a better month for us!
It is my goal to give you regular updates on this budget section so you can celebrate the good weeks with me and thump me on the bad weeks! As always you are welcomed to join the journey with me. I would love to hear your story and how you are doing too. The purpose of our family doing this it to watch our grocery spending while allowing us to feed our family, enjoy life, share with others, and yet stay on track with our budget.
Living on a Budget is a series of ways our family uses a budget to help keep us accountable with our finances. Life doesn’t always go as planned. We have used some of the ideas I will be sharing for years while others are ones we are just starting to implement as we continue finding ways to be creative and have fun with what we have been given. Having a plan in place allows us the freedom to be smart with what we have been given, get more creative when it is a tight (week, month, year or a season) and when necessary live a much more simplified life. A budget helps us stay on track so we have more opportunities to enjoy the many blessings we have been given as well as share what we have with others. There is so much more to life than having all the stuff. We may not have the newest or greatest items in our house, we drive used cars, and wear hand-me-down clothing…..however, if our family is taken care of and have love for each other and others we have more than all the riches in the world.
Pampers Gifts to Grow – 10 Free Points
You can receive another 10 free points from Pampers with a new Gifts to Grow code!
This code is different from the previous codes I have given.
- Use Code: FB9TLABDAXB3912
(Expires 9/9/12 at midnight CST)
You can save up the rewards to purchase gifts!
For more information about the Pampers Gift to Grow Program and how you can start earning Pampers “Gifts to Grow” Rewards for your family go to Pampers Gifts to Grow!
Intentional Living: Weekly Goals
The girls did great on their first full week of school. Everyone is doing well but still adjusting to the school schedule (Mom included). On top for all the school fun we had doctor appointments, after school activities, and surgery keeping us busy this past week. The good news is we have today off of school and work to catch up on items around the house and to spend some extra time together as a family.
Last week’s goals:
Family Goals
Read regularly to the girls and have them read to meGreenville Drive Baseball Game with Family– the girls earned their tickets from the library by reading books this summerDaily School Activities & Homework Completed– homework is more time consuming with them being in different classes but we managed it pretty well this week.Lunch Boxes & Book Bags packed the night beforeDoctor AppointmentsAfter School ActivitiesENT Surgery & Recovery
Personal Goals
- Exercise at least 5 days this week – didn’t stay on top of this one
- Finish reading Our Boys by Joe Drape – I started this one a couple years ago and never finished so starting over. It’s about the Smith Center, Kansas football team (it has been interesting reading the book so far because I know some of the people in it since my parents live near Smith Center) – I started it again! 🙂
Home Management Goals
All laundry for the week washed, folded, and put away in one dayWeekly Dinner Menu planned out for the week- Prep for my Fall Organizational Schedule – hoping to get to this next week
Pay all upcoming bills
Business Goals
Work on ideas for upcoming blog postsKeep up with the day to day items that need my attention- Get caught up on blog items – getting started
Ministry Goals
Meet a friend or family member for Breakfast or LunchWrite and Send Out Alms & Legs Team Meeting Notes
Financial Goals
Stay within Budget on Groceries $40 for 4– only got a few items this week- Payoff the Van – working on it
My goals for the upcoming week:
Family Goals
- Read to the girls and have them read to me daily
- Lunch Boxes & Book Bags packed the night before
- Daily School Activities & Homework Completed
- Attend After School Activities
- Go to the Upper South Carolina State Fair
- Work on items around the house & yard together on Labor Day
- Spend quality time together on Labor Day since everyone is off work and school
Personal Goals
- Exercise at least 5 days this week
- Drink 8 glasses of water each day
- Finish reading Our Boys by Joe Drape – I started this one a couple years ago and never finished so starting over. It’s about the Smith Center, Kansas football team (it has been interesting reading the book so far because I know some of the people in it since my parents live near Smith Center)
Home Management Goals
- All laundry for the week washed, folded, and put away in one day
- Weekly Dinner Menu planned out for the week
- Prep for my Fall Organizational Schedule
- Pay all upcoming bills
Business Goals
- Work on ideas for upcoming blog posts
- Keep up with the day to day items that need my attention
- Get caught up on blog items
Ministry Goals
- Meet a friend or family member for Breakfast or Lunch
- Write and Send Out Community Group Email
Financial Goals
- Stay within Budget on Groceries $40 for 4
- Payoff the Van
- Emergency Fund – save 3 months worth of living expenses (we are trying to build this back up because we had to take some out for unexpected expenses recently.)
I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us. I want to live intentionally not just hope all my dreams and goals come true. When I focus on small steps of improvement I am able to see results as I get closer to my goals. Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick). Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.
Giveaway: Staples Gift Card
I am excited to announce a new giveaway on Blessings Multiplied! The winner of this giveaway will receive a $10 Staples Gift Card! Whether it is office supplies or picking up that last minute school supply it seems like I make a couple trips every September to Staples. Thankfully most of the items that I usually need this month are small, however, the small stuff can add up to a lot over time too. By shopping the deals at Staples you can really make this gift card stretch. Here’s how to enter the giveaway:
- Sign up to follow my blog (if you haven’t done so already) and leave a comment below telling us how you follow Blessings Multiplied. Sign up to receive Blessings Multiplied via email or like on Facebook.
- You can get a bonus entry into the drawing if you leave a separate comment below sharing one item that you like to pick up or stock up on at Staples during this time of year.
All comments must be made by September 30th at 10:00 PM EST to be entered into the drawing.
New Upromise eCoupons for September 2012
Upromise has posted their new eCoupons for the month of September 2012. Remember to activate your eCoupons to get additional savings. If you have not yet signed up for Upromise you can get more information regarding on our experience or directly at the Upromise website.
This month they have 26 coupons you can activate for bonus savings. Once you activate your eCoupons all you have to do is scan your rewards card or purchase the items at the store and the cash will be added to your account. You don’t even have to carry any coupons to get the rewards!
You can go to their website for more information on the Upromise program, it’s free to join.
Intentional Living: Weekly Goals
This past week the girls started school again and yes Mommy shed a few tears. I had a blast with the girls this summer, it went by too fast (my babies are growing up). They both were excited about starting school and had a great first week. I was able to go on a “big” girls weekend away trip to hear Beth Moore speak in Charleston. Thankful for the opportunity to get away with friends and be refreshed spiritually. Thank you Jake for watching the girls while I was away this weekend, your the best.
Last week’s goals:
Family Goals
Read regularly to the girls and have them read to meParticipate in at least 2 fun Summer Activities with the Kids– we squeezed in a couple more before school beganGirls Packed and Ready to Start School on TuesdayGet into the School Routine– its started but not sure if we are completely adjusted yet, ha
Personal Goals
Exercise at least 5 days this weekAttend a Beth Moore Conference with friends– great weekend trip!
Home Management Goals
All laundry for the week washed, folded, and put away in one dayWeekly Dinner Menu & Schedule planned out for the week– got it planned out but had a make a couple alterations during the week- Prep for my Fall Organizational Schedule – it was a crazy busy week didn’t get it done
Pay all upcoming bills
Business Goals
Work on ideas for upcoming blog postsKeep up with the day to day items that need my attention
Ministry Goals
Meet a friend or family member for Breakfast or LunchPrep for upcoming Alms & Legs Meeting
Financial Goals
- Stay within Budget on Groceries $40 for 4 – went over budget as I stocked up on school lunch food
- Emergency Fund – save 6 months worth of living expenses – on hold
- Car Fund – save money for another vehicle to replace the one that was totaled – we found a car! WooHoo!!!!
- College Fund – put cash aside for 1 year of Jake’s College Classes – on hold temporarily
My goals for the upcoming week:
Family Goals
- Read regularly to the girls and have them read to me
- Greenville Drive Baseball Game with Family
- Daily School Activities & Homework Completed
- Lunch Boxes & Book Bags packed the night before
- Doctor Appointments
- After School Activities
- ENT Surgery & Recovery
Personal Goals
- Exercise at least 5 days this week
- Finish reading Our Boys by Joe Drape – I started this one a couple years ago and never finished so starting over. It’s about the Smith Center, Kansas football team (it has been interesting reading the book so far because I know some of the people in it since my parents live near Smith Center)
Home Management Goals
- All laundry for the week washed, folded, and put away in one day
- Weekly Dinner Menu planned out for the week
- Prep for my Fall Organizational Schedule
- Pay all upcoming bills
Business Goals
- Work on ideas for upcoming blog posts
- Keep up with the day to day items that need my attention
- Get caught up on blog items
Ministry Goals
- Meet a friend or family member for Breakfast or Lunch
- Write and Send Out Alms & Legs Team Meeting Notes
Financial Goals
- Stay within Budget on Groceries $40 for 4
- Payoff the Van
I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us. I want to live intentionally not just hope all my dreams and goals come true. When I focus on small steps of improvement I am able to see results as I get closer to my goals. Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick). Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.
Intentional Living: Weekly Goals
It was great to have some time back home last week catching up with the pets, housework, appointments, and more! The girls had fun playing with the animals and hanging out at home. While waiting at the doctors offices the girls and I read a bunch of books together too. This is the girls last week at home before going back to school so are spending some time having fun and creating memories this week.
Last week’s goals:at
Family Goals
Read regularly to the girls and have them read to meParticipate in at least 2 fun Summer Activities with the KidsPlan out the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes) Grand Prize for CompletionSpend time with extended family
Personal Goals
- Exercise at least 5 days this week – didn’t get it all in this week
- Pick out my next book to read
Home Management Goals
All laundry for the week washed, folded, and put away in one day- Weekly Dinner Menu & Schedule planned out for the week – didn’t get it done
Work on My Summer Organizational SchedulePack for upcoming tripPay all upcoming bills
Business Goals
Work on ideas for upcoming blog postsKeep up with the day to day items that need my attentionWork on projects with the family business
Ministry Goals
Meet a friend or family member for Breakfast or Lunch
Financial Goals
Stay within Budget on Groceries $40 for 4- Emergency Fund – save 6 months worth of living expenses – temporarily on hold
- Car Fund – save money for another vehicle to replace the one that was totaled – working on it
- College Fund – put cash aside for 1 year of Jake’s College Classes – temporarily on hold with the car
My goals for the upcoming week:
Family Goals
- Read regularly to the girls and have them read to me
- Participate in at least 2 fun Summer Activities with the Kids
- Spend time with family before the kids go back to school
- Get the girls items packed for school
- Go to the pool / beach
- Doctor Appointments complete before school starts
Personal Goals
- Exercise at least 5 days this week
Home Management Goals
- All laundry for the week washed, folded, and put away in one day
- Weekly Dinner Menu & Schedule planned out for the week
- Prep for my Fall Organizational Schedule
- Pay all upcoming bills
Business Goals
- Work on ideas for upcoming blog posts
- Keep up with the day to day items that need my attention
Ministry Goals
- Meet a friend or family member for Breakfast or Lunch
Financial Goals
- Stay within Budget on Groceries $40 for 4
- Emergency Fund – save 6 months worth of living expenses
- Car Fund – save money for another vehicle to replace the one that was totaled
- College Fund – put cash aside for 1 year of Jake’s College Classes
I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us. I want to live intentionally not just hope all my dreams and goals come true. When I focus on small steps of improvement I am able to see results as I get closer to my goals. Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick). Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.
Why Share My Goals?
- To keep me accountable
- To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
- To have my goals consistently written down so I can gauge progress more accurately
- Create healthy habits in my life
- To encourage you to share your goals with me as you continue to grown and learn
How did you do this week on your goals? Feel free to share or link to your list of weekly goals.
The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results.
Intentional Living: Weekly Goals
Our family was able to spend some time with extended family over the last couple weeks. It was nice catching up with many people and creating new memories. Now that we are back home everyone is trying to get back on the regular schedule. Before long the kids will be back in school so we want to make sure we are prepared for that as well as enjoy our last few weeks of summer break together. I am hoping to get caught up on a few goals this week.
Last week’s goals:
Family Goals
Read regularly to the girls and have them read to meParticipate in at least 2 fun Summer Activities with the KidsPlan out the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes) Grand Prize for CompletionSpend time with extended family– spent time in both Kansas and Colorado over the last 3 weeks
Personal Goals
Spend extra time catching up and making memories with my extended family
Home Management Goals
Check in with the person coming by and check on the house / pets while we are away
Business Goals
Work on ideas for upcoming blog postsKeep up with the day to day items that need my attentionWork on projects with the family business
Ministry Goals
Meet a friend or family member for Breakfast or Lunch
Financial Goals
Stay within Budget on Groceries $40 for 4- Emergency Fund – save 6 months worth of living expenses – temporarily on hold
- Car Fund – save money for another vehicle to replace the one that was totaled – working on it
- College Fund – put cash aside for 1 year of Jake’s College Classes – temporarily on hold until we get a new vehicle
My goals for the upcoming week:
Family Goals
- Read regularly to the girls and have them read to me
- Participate in at least 2 fun Summer Activities with the Kids
- Plan out the Girls “Swim Into Reading” Summer Reading Goal (total 2,000 Reading minutes) Grand Prize for Completion
- Spend time with extended family
Personal Goals
- Exercise at least 5 days this week
- Pick out my next book to read
Home Management Goals
- All laundry for the week washed, folded, and put away in one day
- Weekly Dinner Menu & Schedule planned out for the week
- Work on My Summer Organizational Schedule
- Pack for upcoming trip
- Pay all upcoming bills
Business Goals
- Work on ideas for upcoming blog posts
- Keep up with the day to day items that need my attention
- Work on projects with the family business
Ministry Goals
- Meet a friend or family member for Breakfast or Lunch
Financial Goals
- Stay within Budget on Groceries $40 for 4
- Emergency Fund – save 6 months worth of living expenses
- Car Fund – save money for another vehicle to replace the one that was totaled
- College Fund – put cash aside for 1 year of Jake’s College Classes
I think it is important to share and encourage each other as we seek to improve our lives and the lives of those around us. I want to live intentionally not just hope all my dreams and goals come true. When I focus on small steps of improvement I am able to see results as I get closer to my goals. Some weeks I get closer to the goals I have in my life and other weeks a take a few steps back (life happens, emergencies occur, people get sick). Once the goals are written down and shared it provides a guideline for what I aim to accomplish this week.
Why Share My Goals?
- To keep me accountable
- To share a piece of my life with you as I strive to be a better Child of God, Wife, Mom, Friend, Homemaker, Entrepreneur and the many other roles I have each week
- To have my goals consistently written down so I can gauge progress more accurately
- Create healthy habits in my life
- To encourage you to share your goals with me as you continue to grown and learn
How did you do this week on your goals? Feel free to share or link to your list of weekly goals.
The picture above is one that I created for my own purposes, however, The “SMART” acronym was originally coined 30 years ago by Peter Drucker in his classic work, Management by Results.